I am very upset about my credit card debt of 15000,i do not know which is good to free from debt ,either applied for unsecured loan for credit card debt or debt consolidation program.I did not heard any success story about debt consolidation program only heared horrible situation.
Is there is any financial company in california which can give loan in my case because my credit score is 580 which is poor and repute bank in the california refuse to give loan to me .
Any help or suggestion in my matter will be appreciated
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.