PDL presenting checks
Date: Thu, 05/31/2007 - 22:12
Since you never wrote a check for this amount to them, you have
Since you never wrote a check for this amount to them, you have a fraud claim, which I would pursue with the bank. I would also check the paperwork you signed to take out the loan. Sometimes you have to give them authorization to debit in different amounts, so definately check it out.
loan
Spanisheyes, I have posted about this topic alot. It does no good to revoke ACH because they will try this paper check routine. MTE is famous for this they tried with me I dont know how many times. My bank totally closed my account and would let nothing thru. I am so thankful for that. KYSIDE38
Spanish, you might have to do what Kyside did. But before that,
Spanish, you might have to do what Kyside did. But before that, see if you can put a fraud alert on your account, which would mean that before the bank paid any debits, including ATM's, they would have to call you first for approval. It's a little slower, but it does pay off in the end.
i closed my account and the payday loan companies tried to take
i closed my account and the payday loan companies tried to take them out as ach transactions and then turned around and treid to take them out as check and they didnt go throught thankfully so now i get all these calls saying you owe us like 750 for a 3oo dollar loan well thankfully i knew about the laws and came to this website before they started to call so i would basically tell them that this is what i legally owe you so this is what you will be getting a check for and they are like oh ok lol
United Cash Loans did that to me, but the check said I had "auth
United Cash Loans did that to me, but the check said I had "authorized" them to do it, which I had not. Unfortunatly, my bank, at the time, told me since it was a paper check, there was nothing they could do, so I am out that money.
you should have been able to get the money back. that happened w
you should have been able to get the money back. that happened with me also. they said i authorized the check and i did not and the bank got me my money back
Make sure that when you revoke your authorizations you state tha
Make sure that when you revoke your authorizations you state that you hereby revoke any and all authorizations for electronic withdrawls, electronic presentment and/or authorizations for drafts, checks or other negotiable instruments. Then if you see one trying to clear your bank, at a minimum place a stop payment on it and as said above file a police report. by doing a check they actually, I believe open themselves uo for more liability (can you say forgery?)
