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Amerassist - does anyone know anything about Amerassist?

Submitted by on Wed, 02/04/2009 - 10:46
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Does anyone know anything about Amerassist d/b/a Commercial Debt Counseling Corporation?


Yes I have signed up with amerassist after 2 months they informed me that I could not cancel unless I file bankruptcy they sais that they do not give refunds they have almost 13000.00 of my money have dispursed none and I have people hounding me daily and suing me. They suck!! I would not recommend them to anyone. They are nice when taking your money and then after that you are ignored!! I am contacting an attorney to start a class action suit against them. Also, they do not tell you that you will pay them same amount for your debt they settle with creditors and keep the differance so why not negotiate your slef and save the money rather than pay the same amount and they make a fortune on you.


Submitted by on Fri, 02/06/2009 - 07:56

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I too was totally ripped off by Amerassist /Commerical Debt Counseling Corporation. After withdrawing over $11,000 from my bank account, CDCC only settled one of my five creditors, and that was at full price. Then they proceeded to charge me over $4,500 in fees. During my association with CDCC, which I ended when they said that there was nothing more that they could do for me, I was served with three separate lawsuits. They now have $6,600 of my money which they refuse to refund even though they didn't do one thing to help me with my outstanding debt. I would be happy to join in a class action lawsuit, and encourage everyone to stay far, far away from Amerassist/CDCC. They could care less about you, and their contract is written totally for their benefit.


Submitted by on Mon, 02/16/2009 - 12:54

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Hello,

If you got ripped off, then file a complaint with the Federal Trade Commission and your State's Attorney General.

The FTC *IS* listening, they are in the process of actively investigating these debt settlement firms and eventually, the truth will out.

I cannot stress it enough - if you have a legitimate complaint - FILE IT.

https://www.ftccomplaintassistant.gov/
Google search your state Attorney General's Office.

This is especially important, because in a quick Google search, the only complaint online I could find for this company was Small Business in Missour's complaint posted on this board and another. A legally filed complaint has a good chance of being true, but posting complaints on 2 forums is only hearsay and can be considered as slander and allegations, should the company so desire to pursue that route.

Well that, and the complaints you mention here are pretty standard complaints for the entire debt settlement industry.

Good luck, keep us posted, and welcome to the forums!

chrys


Submitted by Chrys Henderson on Mon, 02/16/2009 - 22:33

Chrys Henderson

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I am totally in for a class action suit against AmerAssist. They took our money and promised that if they did not save us money then there services were free. What an outright lie. If I would continue with them, I would pay almost 15,000 more than I started with over a 36 period. It is so sad that there are people that take advantage of people in such despirate times. Please do not trust this company.


Submitted by on Thu, 03/26/2009 - 09:23

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I am presently involved with this lousy company...they have taken $9K and have done NOTHING to resolve any of these issues.....I was told I could cancel accounts they had at first then, they said I couldn't or I would have to pay them......This certainly seems like a scam preying on desperate business people that are trying to solve their problems.....getting calls back are impossible!!!!!!!!!


Submitted by on Mon, 06/15/2009 - 12:01

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Has there been a class action started against this company?..I had an attorney friend read their contract and she says it favors them and lets them make money for doing nothing!......How is it legal to draw up contracts like this?......I have no problem paying them for helping me...... We need the old days back were your paid after you do a good respectable job for the client.......sounds like they get you on a contract then really never try to settle accounts for you because the contract you sign says you will pay them anyway......I been at this for over 3 months and not 1 settlement has been obtained!.....Does this sound like it is real or what?.....


Submitted by on Mon, 06/15/2009 - 13:08

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I am finding the same problem.. I have been with them for over 10 months and have conflicting information on there statements and what the bank statements say.. I have spent over 32K with them and now feel stupid


Submitted by on Tue, 07/21/2009 - 02:36

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Unfortunately I have had the pleasure of being sent an outstanding invoice multiple times, and paid the first time I received. This was for a company that I had services done by and lacked the initiative to send me a direct bill to my address. Now every three weeks I receive another bill although I paid 2 & 1/2 months ago. Every time I call them this sweet sounding lady says it is handled. Sounds like they screw around with everybody. Good luck in your endeavors. You could all benefit by filing complaints with the better business bureau, and as well online file on ripoffreport.com.


Submitted by on Thu, 07/23/2009 - 13:32

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Has anyone out there used AmerAssist to collect debts. Are they effective?


Submitted by on Thu, 08/27/2009 - 20:43

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Has anyone out there used AmerAssist to collect debts. Are they effective?


Submitted by on Thu, 08/27/2009 - 20:44

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I have been employeed with Amerassist INC/ CDCC for 7 years. I am an account manager and before I even start negotiating with creditors I review the contract for the 2nd time and go over all fees that may apply to the creditors that you as a debtor have submitted. The key to your program just like any other is communication & consistant funding. This program and or contract is no different than any other. Our contracts are non cancelable, however we ALWAYS do was is right by our clients. You have no idea how much work we actually do and dont get paid a penny. I personally feel that people on here bashing Amerassist has not tried to obtain a resolution to their problem. We have a contract that we must follow and so do you as a client. If you read your contract and didnt clearly understand it, it is your job to ask questions, again we are here to help you NOT steal your money.


Submitted by on Fri, 09/18/2009 - 21:43

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Amerassist is a scam, do not use this company to settle any debt you may have with your small business. We were told by Amerassist that they would deal directly with our creditors to not only increase our cash flow but also to decrease the debt we owed.
After 3 months and $7154 none of my creditors had been dealt with and several were threatening law suites if I did not bring my account current. Their "money back" guarantee is a complete lie, they will only give you a SMALL percentage of what you gave them because they will blame you for breaking the contract by withdrawing from their program. They tell you that they are dealing with your creditors when in reallity they are waiting for them to go into collections so they can try to settle with a collection agency; you can do that on your own. I have filed a complaint with the FTC, my state attorney general's office, the better business bureau, and ripoffreports.com. I encourage everyone else who has had to deal with this company to do the same.


Submitted by on Wed, 09/30/2009 - 11:55

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Regarding the question about AmerAssist as a debt collector. I am a representative of AmerAssist and have many very satisfied clients. We offer the lowest fee in the industry and have the highest recovery rate anywhere. We also have a 100% money back guarantee. I took this job because I was so impressed with their formula. By not charging a client an arm and a leg to collect their deb, they can afford to position us earlier in their collect process, thus significantly improving recovery rates. Clients can focus their effort on collecting account at 0-30 or 0-60 days instead of 60-90 or later, just before they have to send them to and agency. We now have clients sending account to us at 30 days where we send a non-alienating "audit letter". Just getting a third party letterhead gets debtors to act.


Submitted by on Mon, 12/07/2009 - 08:59

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Quote:

Originally Posted by Anonymous
I have been employeed with Amerassist INC/ CDCC for 7 years. I am an account manager and before I even start negotiating with creditors I review the contract for the 2nd time and go over all fees that may apply to the creditors that you as a debtor have submitted. The key to your program just like any other is communication & consistant funding. This program and or contract is no different than any other. Our contracts are non cancelable, however we ALWAYS do was is right by our clients. You have no idea how much work we actually do and dont get paid a penny. I personally feel that people on here bashing Amerassist has not tried to obtain a resolution to their problem. We have a contract that we must follow and so do you as a client. If you read your contract and didnt clearly understand it, it is your job to ask questions, again we are here to help you NOT steal your money.



Amerassist is a BOGUS company. Stole 14,795 from my husband and I. I would join a class action law suit!


Submitted by on Mon, 12/07/2009 - 15:11

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I just "interviewed" with this company and it was a complete waste of time. I asked if it cost me anything out of pocket for this position (Regional Manager) and was told there are no fees. For "General Agents" there is a $350 fee for regulatory certificates and such, but that's it. I asked what about for the position I inquired about? That's when the $7,500 bomb hit. I was told this was an "investment" similarly to a "franchise fee", although this $7,500 isn't charged every year, as a franchise would. I was also told the $7,500 covers more regulatory certificates, training, a laptop, airfare to training and airfare to corp offices.

Are you kidding me? I read many of the posts about this "company" and wanted to hear it for myself, firsthand. If you have 15-20 minutes and could use some humor in your day, talk to one of these "Corporate Vice Presidents". The one I spoke with is Mr. Nicholas Schultz from Ohio.


Submitted by on Wed, 01/27/2010 - 11:35

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Quote:

Originally Posted by Anonymous
Regarding the question about AmerAssist as a debt collector. I am a representative of AmerAssist and have many very satisfied clients. We offer the lowest fee in the industry and have the highest recovery rate anywhere. We also have a 100% money back guarantee. I took this job because I was so impressed with their formula. By not charging a client an arm and a leg to collect their deb, they can afford to position us earlier in their collect process, thus significantly improving recovery rates. Clients can focus their effort on collecting account at 0-30 or 0-60 days instead of 60-90 or later, just before they have to send them to and agency. We now have clients sending account to us at 30 days where we send a non-alienating "audit letter". Just getting a third party letterhead gets debtors to act.


Did you ride to work on an Elephant this morning? Are you in India or China.

Stay far far away. Work with your creditors directly and you will have better results. These kind of scum bags prey on your hard times to bleed ever last cent of you. Cold calling and speaking really fast. I play with the reps when they call our office.


Submitted by on Thu, 01/28/2010 - 08:05

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This company is a complete SCAM! Please do not use them. I worked for this company, they do not care about the clients. They do not pay your creditors, and all they care about is commission for the company and not YOU.
If you need help always use a non-profit company.


Submitted by on Wed, 02/10/2010 - 19:28

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I also used this company and ran into the same problems. To the person that was employed by CDCC, shame on you. You speak of communication, when a call is not returned how is that communicating? Many times I tried to contact my account specialist and many times my calls went unanswered and un returned. When receiving notices that my accounts were going to arbitration my specialist told me, "no there is no arbitration" Then told me not to go to the hearing. Now if there were no arbitration why would she tell me not to go to the hearing. Even when I had money in my accounts and enough to settle on accounts they would not settle. Only when I threatened to leave or contact BBB or FTC would they offer to settle an account. These are scam artists...they get you so burried in lawsuits that there is no alternative. They ruined my marriage, my health and my credit. They will have my blood on their hands.


Submitted by on Thu, 03/18/2010 - 16:50

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I too was cheated out of almost $7000 by AmerAssist. I had to file chapter 13 to solve my problems. I paid them every month for almost a year. Then they turn around and tell me I need a lump sum payment for just one of my creditors of $15K. Their suggestion was to take an equity line or perhaps cash in a 401K to come up with this. I obviously couldn't do this. Because this was my only option, I had to file bankruptcy. Let me tell you how much that sucks! The bk attorney is trying to recover my money to pay some of the creditors, but AmerAssit won't budge. I'm very sad for anyone that is desperate and needs to try debt counseling. They don't work! They are a scam. Not sure what the solution is, but stay away from AmerAssist!!!!!!!


Submitted by on Mon, 04/05/2010 - 10:33

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So, I began the program in December '09 and thought it was going to be a good thing. I am now reading these posts wondering if I have made the right decision. Like you all have experienced, nothing has been settled as of now.

How did you get out of the program? What did you do to cancel?


Submitted by on Sun, 04/11/2010 - 13:39

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Quote:

Originally Posted by Anonymous
I have been employeed with Amerassist INC/ CDCC for 7 years. I am an account manager and before I even start negotiating with creditors I review the contract for the 2nd time and go over all fees that may apply to the creditors that you as a debtor have submitted. The key to your program just like any other is communication & consistant funding. This program and or contract is no different than any other. Our contracts are non cancelable, however we ALWAYS do was is right by our clients. You have no idea how much work we actually do and dont get paid a penny. I personally feel that people on here bashing Amerassist has not tried to obtain a resolution to their problem. We have a contract that we must follow and so do you as a client. If you read your contract and didnt clearly understand it, it is your job to ask questions, again we are here to help you NOT steal your money.



I work for a radio station....and a magazine company...and I'm going to look into providing commentary for all clients who have used Ameriassist. I've used them and I've received no response from anyone. And the help you indicated that your company provides must be to certain clients...because I'm getting screwed and it seems as though ever one else is. I will be providing a phone number soon to anyone who is looking to talk about their experience with Ameriassist.


Submitted by on Mon, 05/17/2010 - 14:16

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I have the same problem with this company. I use this company to collect unpaid debts. (they said the service is FREE and they only gonna take 10% of thei share once debts are collected but first thing first I need to pay $500.00 to be a member). I've been with them since 2008 and until now, they have not settled any for me. And i have to pay them a yearly membership fees just to stay active with the company. Amer -ass - it is a total scam. Don't waste your money with this company. Don't waste your 20-30mins with them.


Submitted by on Tue, 07/27/2010 - 08:09

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My problem with Amerassist is that they keep calling my number and asking for people (3 different ones in 7 months) who have never lived at my address or had my telephone number. They are truly scum and don't give a damn about their mistakes or harassment. I am seriously considering keeping a loud whistle by my phone and using it next time they call....


Submitted by on Mon, 09/13/2010 - 15:26

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I would just like to say that the people who work for this company are RUDE BITCHES !! That's right I said BITCHES !!! Do NOT Call MY company and ask for the president and then when my Sec. tells you they are not here and they can take a message you hang up ??!!?? UN-CALLED FOR and of course when you call back the person who answers the phone is rude as well and tells you there is nothing she can do if you don't get the persons name who called, okay so if your this big company why don't you record your phone calls ?? EXCATLY because you are a bunch of worthless pieces of shit who have nothing better to do then bug good hard working people !!


Submitted by on Mon, 09/20/2010 - 10:23

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We just got a $6000 + bill from them, apparently from a dr that my husband worked with almost 3 years ago. We did not get any bills or calls from this dr's office prior to this letter and our address and #'s still remain the same. According to my husband, he reached an aggrement with the dr's office and now we get this huge bill. When I saw it I thought it was a scam since it has been so long. UNBELIEVABLE!!!!!


Submitted by on Mon, 11/08/2010 - 11:13

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Yes! don't use them. Save your money and settle on your own. Amerassist / Turn around company is bad news. They told me to pay 1645.00 month for 24 months. Guess what I'm paying 1000.00 extra month now and my debt will not be paid off for another 8 month. So the program went from 24 months to 32 months. I'm paying about 27k extra on top of the 1645.00 month for 24 months. There fees are out of control, for the little work they do. On one of my accounts they settled it and paid them but never got a settlement letter from them, so now we have to settle again. I acually finally settled on that account on my own. They only cut checks on Monday of each week, so if you have settlement at the end of the month you would have to pay it out of your pocket because they can't do check over phone. They are unorganized and I have been reassigned 4 different people in the 2 years of working with them. I had to be very involved in what was going on because I don't trust them. I did a lot of work for them that they should have done. Do it on your own is my advise. Just save your money and when a good settlement comes by take it if you can do it.


Submitted by on Fri, 11/12/2010 - 14:06

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Well I read every single post on this blog page. It seems like Amerassist has some true enemies out there. I interviewed last week with an area manager. I asked him about the training they provide after you make it from a field sales person to a district manager. He stated that they will fly you to Columbus, Ohio for free. I have never heard anything about a seven thousand dollar fee. Who originally told you about this fee? I am a little depressed that I have to invest 350.00 right before christmas. I have no job currently and they want me to pay them to work for them. I am sceptical but the money you can make is unlimited.
Please reply
Thank You


Submitted by on Tue, 11/30/2010 - 08:55

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Total scam. If you want details, let me know.
About to file complaint to Ohio's State's attorney


Submitted by on Fri, 12/03/2010 - 19:58

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I have read a lot of the blogs on here and do agree with a lot. I only have experience in dealing with Amerassist through them handling our clients that we sent to collections. They do not follow up with you, I have to call them every single time. My acnts. have been handed off to numerous people. I have sent complete documentation for my clients debts at least 3 times. Every time I talk to someone they act like what I'm talking about is totally new. They said they were sending one case to litigation, I asked a few questions and got no response. I have complained directly to them multiple times and nothing has been done. I am so tired of wasting my time, I am looking for a new company. I have also filed a complaint with the Federal Trade Commission and I suggest you do too!


Submitted by on Fri, 02/18/2011 - 21:57

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My mom needs help!! this company ripped her off so bad and she wants to file a law suit against these stupid idiots.


Submitted by on Mon, 02/28/2011 - 12:39

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Hi. I am working on filing a class action case against Amerassist and if you are interested in being included or involved, you can contact me directly at (413) 525-3820 or [EMAIL="angelaedwards@charter.net"]angelaedwards@charter.net[/EMAIL]. Thank you.

Angela Edwards, Esq.


Submitted by on Mon, 04/11/2011 - 11:43

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Hi. I am working on filing a class action case against Amerassist and if you are interested in being included or involved, you can contact me directly at (413) 525-3820 or [EMAIL="angelaedwards@charter.net"]angelaedwards@charter.net[/EMAIL]. Thank you.

Angela Edwards, Esq.


Submitted by on Mon, 04/11/2011 - 11:44

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