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Credit Cards

Date: Tue, 07/27/2010 - 21:29

Submitted by Jennifer Dickinson
on Tue, 07/27/2010 - 21:29

Posts: 63 Credits: [Donate]

Total Replies: 5


How is it that you can still get credit cards after a Chapter 7? I wish I HAD NOT gotten more credit cards, as I am now $7500 in debt with them AGAIN. Thankfully, I am using an reputable website/company to get them paid off, yet again. Geesh. I wish I had listened to my instincts and simply not gotten them!


Greetings,

Just my 2 cents worth and I am not being judgmental by any means.

They (the ccc's) feed on the cycle of debt and you unfortunately have fallen back into the trap.

They (the ccc's) mine the bk lists and try to snag folks that are under the impression that a high(er) credit score equals success. Or life without a credit card is miserable.....just look at the advertising schemes.

I digress with a personal story...:cool:
My ultimate goal is to have a credit score of zero which means I have no debt.
(I settled 87k for 27k and finally broke the cycle of debt)

I use debit cards from this point on.
No credit cards.

I now return from my digression.

Credit is addictive and it's tough to break the habit.
But you can do it.:D

Respectfully yours,
King "Kash" Jabba Labba


lrhall41

Submitted by King Jabba Labba on Wed, 07/28/2010 - 07:14

( Posts: 507 | Credits: )


I have fallen back down "Debt Mountain", that's for damn sure. I agree with you 100% --- Credit IS addictive. My personality is such that, I actually HAVE what you'd call an "addictive personality". Not a great character trait to possess when debt is knocking at your door, YET AGAIN. I will be debt free, though, in 3 years. I am okay with that. Do you think that 3 years is too long? Let me know. Thanks for your honesty.


lrhall41

Submitted by Jennifer Dickinson on Wed, 07/28/2010 - 20:06

( Posts: 63 | Credits: )