Hello, I am needing to figure out how to take care of all of my debt. It's been about 3 yrs since I have had any contact from any collection agencies. I've ran a credit report and it has given me the following collection agencies and information:
NCO FIN/99 ($1813.00)
NCO FIN/22 ($2129.00)
Midland Credit ($1213.00)
CER STS REC (1634.00, 99.00)
Discover ($1118.00) P&L write off(What Does This mean?)
and LVNV Funding/ Sears Citi ($361.00)
Where should I start? debt negotiation?
I am at the point to clear all of this debt.
Thanks for all the input and time.
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