in need of help bad

Hi Karen, what kind of debts do you have? If you give us more information, someone will be able to help.

Karen, maybe you should consider some professional help. You have few options in a debt management program. You can consolidate everything under one payment plan and the consolidation company will offer you lower interest rates in the plan. In case, you are unable to afford this plan, a debt settlement program might suit in your situation.

Do you know how much is your total debt amount? Once you register in this website for the free counseling, a consultant in your area will give you a call and discuss about your options. He will figure out a plan and negotiate with your creditors. Later, you can decide if you want to get started or just take the free counseling. If you are interested for the counseling, please register at

http://www.debtconsolidationcare.com/