collection debt

You should ask the collection agency to validate the debt and check out if the collection agency really owns it. If the collection agency owns the accounts, then you can consolidate or settle your debts and get rid of them. You can contact the local debt relief companies in order to check out the programs offered by them.

If you wish, you can even settle the debts with the collection agency on your own. You can check out the given page to know the steps to settle the debts with your collection agency on your own: http://www.debtconsolidationcare.com/steps.html

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You can't get rid of the debts unless you make payments on them. If you really owe debts to a collection agency, then you should work out an alternative repayment with them. You can also enroll in a debt management program to pay off your debts. One more thing, whether or not you enroll in a settlement, consolidation, or management program, you'll have to find out ways to increase your income. Otherwise, it will be hard for you to get rid of debts within a short period of time.