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Does anyone know a legal debt consolidation that helps with credit cards and payday loans. I been looking but am still confused. The one I talked to in town wants me to do an one year agreement. My total debt is $3200 they want me to pay that plus $2500 on top of it to handle it. I know I owe on the legal payments not the overpayment on the loans but I thought if you went with a debt counselor they were to help cut down on credit card payments and work with your budget over 12 - 36 months. :? [size=3][/size][font=Verdana][/font][color=Indigo][/color]

If you are looking to consolidate credit card or any other debt and having a bad credit history, you are at a right place. No matter what kind of debt problem you are in, you can always take the benefit of bad credit debt consolidation. There are many options available to help you consolidate your debt. Here is a short overview of what kinds of debt services are available to consolidate your debts with bad credit.

You can consolidate your debt by taking a loan. If you have a home, you can get a bad credit secured loan using your home as equity. With bad credit secured loan you can get low interest as in secured loan you provide collateral. You can also get a bad credit unsecured loan, which can consolidate your debt with one low monthly payment with no ties to any of your assets.

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Sub: #1 posted on Mon, 08/04/2008 - 00:34

jessica.janes21 jessica.janes21

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