My cc debt consolidation

As far as I can understand, you want to go for debt consolidation in order to consolidate all your debts. A debt consolidation program will help you in reducing your monthly payments. It will also help you in waiving off or eliminating the late fees/extra charges. To know more about debt consolidation program, check out the given page:
http://www.debtconsolidationcare.com/program.html

Anna has offered such an informative resource. I've gone through it. Also, I'd suggest you to keep an eye on your credit report. Once your debts get cleared, your creditors will report it with the credit bureaus. You'll get a nice feeling once you go for the better!

Hi!
Welcome to the forums!
Are you talking about Lifeguard Financial? As far as I know, they offer debt consolidation, debt settlement and debt management services. So, which program are you referring to? If you want to know anything about Lifegurad Financial, then go through the following page:
http://www.debtconsolidationcare.com/settlement/lifeguardfinancial.html

Thanks Nelly, this page really seems to have some vital information regarding Lifeguard financial!
I don't think a company that has IAPDA certified counselors should have that much problem in settling our debts, but then again we have people raising voices against their services. The forum comments shared in this page could be of real importance to someone trying them for the first time.