Question

Date: Wed, 07/27/2011 - 10:48

Submitted by ambershell05
on Wed, 07/27/2011 - 10:48

Posts: Credits: [Donate]

Total Replies: 3

How can I see who originally had the debt before LVNV and is there any way I can see ALL of the details about it, like what it was for and such?

Validation of Debt

Hello,

You're entitled to request validation of debt from LVNV (or whomever is collecting on their behalf).

Simply fax a letter to the collector, asking that they validate the debt, including the original account number, original creditor, statements and original contract.

If you believe the debt is valid, and you're not really looking for all of this information, you may simply place a call to LVNV, and they will be able to provide you with the original creditor, account number, balance, etc.

Best of luck to you!

Marie Megge
Donaldson Williams, Inc.

lrhall41

Submitted by mariemegge on Wed, 07/27/2011 - 10:59

( Posts: 168 | Credits: )

let me expand on this

marie is absolutely right that you are entitled to details(validation)from anybody attempting to collect.however,LVNV is a notorious JDB meaning they could be up to the third party trying to collect.in this case you demand something in writing.if you have that send a DV(debt validation)letter certified mail return receipt.

lrhall41

Submitted by paulmergel on Wed, 07/27/2011 - 11:05

( Posts: 15514 | Credits: )

I agree with what the other posters have said. You may also chec

I agree with what the other posters have said. You may also check your credit report. You may get relevant information on this particular debt from there. Pull a copy of your credit report from the 3 credit bureaus.

lrhall41

Submitted by Good Nelly on Wed, 07/27/2011 - 20:58

( Posts: 2846 | Credits: )