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Where to start?

Date: Sun, 02/12/2012 - 12:19

Submitted by PaulaB
on Sun, 02/12/2012 - 12:19

Posts: Credits: [Donate]

Total Replies: 2


Hi, I have been doing so much research on this website that my eyes are crossed.

These are the debts that I currently have:

I have 3 payday loans past due that are illegal in my state.
1. Advancemetoday
2. OneClickCash
3. Zip19
I will pay the principal on these whenever I can. Since they are not legal, I cannot put them into a Debt Management Program.

These are the legal debts:

Cash Central - Payday Loan (Borrowed $400.00 so add interest charges because I am behind so I probably owe $700.00)

CheckintoCash - Payday Loan (Borrowed $300.00 now owe $400.00)

Checkngo - Installment Loan (Borrowed $1900.00 payments $640.00 per month, have paid $1300.00 but still owe $3,000.00 (yes, that is what they said)

QuickClickLoans - Installment Loan (Borrowed $1500.00, payments $128.00 for 22 months and i have made 8 payments)

Merrick Bank - Credit Card ($900.00 balance. $50.00 minimum payment)

Fingerhut - Retail Card ($550.00 balance, $50.00 minimum payment)

Monterey Financial - Retail Furniture - Almost paid off, owe $300.00

HSN - Owe $300.00

QVC - Owe $1000.00

_________________________________________________________
My question is, is there a debt management program that will accept credit card debt as well as payday loans?

Any help would be greatly appreciated. Thanks, P


As far as the illegal payday loan lenders are concerned, try to pay off the principal amount asap. Close down the account. Revoke wage assignment.

As far as credit card and payday loan debts are concerned, you can enroll into a debt management program to pay off the debts within a certain span of time.


lrhall41

Submitted by ditchdebt on Sun, 02/12/2012 - 22:02

( Posts: 675 | Credits: )