Car buying

yeah, there might be some problems since this would be seen as a preferential payment. Talk to an attorney.

As a lender, we would not do anything while your BK is still ongoing. That is because we have had debtors take out a loan while they are in the BK process, and then turn around and include us in their BK. So we would tell you to come back after the BK is discharged.... If you say that you have not filed yet, then assuming there is usually lots of delinquency and chargeoffs leading up to a BK, a lender would probably deny the loan based on credit.

If a lender is willing to do it though, then go for it. Honestly, in a no-asset case, the trustee isn't going to argue preferential treatment.

however if an attorney for a creditor does come they can claim preferential treatment and have the bankruptcy thrown out, small chance though. have access to money to buy a beater until over with?