HELP! : Weltman, Weinberg & Reis LPA ???

Quote:

I got a letter from them last month sent my DV which was received in their office on 10/13. I am so nervous too this is for a Chase account too.. They have called and left VM but I wont call them back because I dont want to get caught up being emotional since their VM sound so rude.

If you have sent a DV letter timely it is a violation of the FDCPA for them to continue collection efforts prior to providing the verification.
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I have dealt with them. First save all messages, they likely violate the FDCPA. In my experience the messages they leave violate the FDCPA in that they provide no meaningful disclosure. The above post is correct as well, if they call again before providing the validation that's another violation. In our case, they did provide validation and it was very thorough. We took a preemptive strike and sent notice to them of our election of arbitration per the cardmember agreement...This is supposed to effectively waive both the OC's rights and our rights to have the matter heard in court.

Can you explain a little more to me on the election of arbitration. I really just want to pay what we owe. Even a settlement if possible. I know we owe the card not very positive on the balance though. Thank you

Weltman, Weinberg & Reis are bottom feeders and as stated before will violate every law on the books. Don't have a conversation with them until they answer you VOD. Stick to your guns. If you chose to settle with them then just make sure your offer is reasonable but low. Make sure you have proper documentation before you pay!
Good Luck!

Just recieved a letter from WWR that says "a lawsuit is being filed against you" along with what looks like an official complaint however there is NO case number...regardless, this is for a $5400 debt with Chase..I have 2 questions.

1. Has anyone here actually been sued by WWR?
2. Has anyone here settled with WWR? And if so, at what % ??

Thanks for the help!!
VL

Have you checked with you county courthouse? You should be able to look it up online.

they just offered me 60% on a $17k balance....($10K) to settle....I'm sure someone out here has done better with them....any feedback greatly appreciated!

I would call and you would pay no more than 25 cents on the dollar.

Viktor,
What state do you live in?
There are "hip pocket" states where civil suits can begin in the way you describe.


Mileage may vary

Yes WWR has sued people.
Yes we have settled with WWR.

You can do one of two things with this account and their 60% offer. Take it and be certain you'll avoid the legal hassles (assuming you have the funds) or make a counter offer that's more in line with what you feel is equitable or that you can better afford.

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They just offered 60% which is too high for me....anyone have better luck here??
thanks!

they just offerd 60% which is too high for me...anyone out here have better luck with them...any advise appreciated!
Thanks

Victor, I merged these two threads since they both addressed the same topic.Have you counter-offered? What percentage can you afford?

have countered at 25% but said 60% was their best.....has anyone settled with them for 30% or less???
Help!!

If you can, make payments through the court system and also let your city court in on their scamming intents! Best, n.n. :!:

Mid-January I received a summons from Cuyahoga County Court of Common Pleas for a Chase Bank debt represented by WWR. I have been working with a debt settlement company (Lloyd Ward & Associates) for over a year and Chase/WWR refuse to have any communication with them. An attorney at Lloyd Ward told me exactly how to reply to the summons --essentially a DV, so we'll see what happens.

Just FYI, I am VERY Happy with Lloyd Ward and Associates to date. I read a lot of Bad Things about DS companies and this hasn't been an issue with me as of yet. Yes, I did pay a large monthly fee up-front but so far they settled an almost $13K Citi account for $3,200.00 and have been working with BOA and another creditor.

Also, there were a few months (Nov, Dec, Jan '11) that I was unable to make my agreed monthly payment to the trust account --No problem; they just said it would tack on another few months.

Just my 2-cents

If you be honest with them they will work with you. Unfortunately nothing happens unless its convenient for them. We wanted to go to court just so we had that opportunity to talk to them and twice we took days off work and twice they didnt show. But of course they dont get in trouble for not showing as the average person would. Just work with them and dont be late because they will not hesitate to tell you theyll take you to court and get a judgement from you and regardless of your family situation they dont care they will threaten jail time too. My husband travels for his work and I almost felt like I had to sign for him because he is gone 2-3 weeks at a time and they threatened finding him and putting him in jail because of his debt to them. I ended up paying them without my husbands signature because they freaked me out! Good luck to you, we have been blessed enough to only have to deal with them for less than a year and were done. We dont have any intentions of ever screwing up again so hopefully it stays that way.

they threatened finding him and putting him in jail because of his debt to them.

Major 1, Contact a consumer lawyer and sue the CA.

I just turned WWR over to a debt setlement company...they were demanding at least 980 which I dont have. The debt is over 8,000. WE are paying debt settlement 270 per mont which we can afford..no up front fees and checked out with BBB..I dont know if they will come and sue me, but at least Im trying.