I need help please

I think you should call the law firm and get the latest status of your account. As you have already requested them to validate your account, they must first give you this info before taking to the court. Under the federal laws, it is your right to ask for the complete information of your account in writing so that you are sure of sending payments to them. Keep in touch with your settlement company also. They must handle the situation as you have hired them for their services.

You defiantly want to stay on top of this one. When I was dealing with Capital one awhile ago, they wanted to file suit against me even though I was already sending them payments with my consolidation program.

How long were you in default with Capitol one Pink? I have not sent a payment or made arrangements with them for like 4 years now. They sent them to NCO and then a lawyer was mailing me now they sent it to I believe the CA NRA. ANd I have read on here they are prety nasty. So I am just waiting. They darn cards were only $200 and now they want $2000. I refuse to pay that much.

I had been in default for sometime and I actully had them involved with a consolidation company for two years...then I was having trouble making that payment so I quit the consolidation company and then I went without paying them for close to a year and I just kept receving notices from the collection agency. Then they finally sent me to this law firm around the time I entered a new consolidation program. I was making the payments through the new company but it wasn't good enough for them...the day before I was supposed to have my court date, I filed bankruptcy.

You should really google sifxpert and seek assistance on his forum.

By any chance did you deal with Mezey and Asso?

Now that I know after reading on this site that the way a law firm will validate a debt is by sending a court summons. I may as well just put a sign on my door saying please deliver summons here. I am scared to death.