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debt consolidation - Whitestar Financial Services

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I am trying to fill in my details on the counseling form. It would not go through because of the ZIP. what IS ZIP?

Your zip code

Sub: #1 posted on Wed, 06/18/2008 - 07:36

mobile0311 mobile0311
(Posts: 1817 | Credits: )

I was contacted by Whitestar Financial Services for debt consolidation. Are they legit?

Sub: #2 posted on Wed, 06/18/2008 - 19:51


The best way to know it is by putting their name at the search box of the Better Business Bureau site. If they're a member of BBB and have with fair track record, you may consider doing a business with them.

You need to be pretty careful while shopping for the counselling farm. Debt counsellign is quite a flourishing business and there are many farms doing scams. And they, instead of improving your financial situation will damage it further.

Just hang tight. The other members will shortly be around with more information.

Sub: #3 posted on Wed, 06/18/2008 - 22:36

tweetyturner tweetyturner

(Posts: 278 | Credits: )

I can`t find any info on Whitestar Financial Services on the BBB. Also they are not members of TASC or USOBA. Plus they have a phony Dun and Bradstreet logo on their site that isn`t real. LOOKS VERY SHADY

If you are shopping for some reputable settlement companys that have excellent reputations here are a few names I will throw out here to help you on your search.
#1 Superior debt relief
#2 New Beginnings debt settlement LLC
#3 Century Negotiations

These are just a few with great reputations that I know won`t rip you off. Remember we offer free counseling so take advantage of it. 800-601-1579 :D

Sub: #4 posted on Thu, 06/19/2008 - 08:34

mobile0311 mobile0311
(Posts: 1817 | Credits: )

To check our credentials please visit the following websites:

We are registered with Dun & Bradstreet

Visit the Florida Department of State Division of Corporation at

Visit Company name: Whitestar Financial LLC

Sub: #5 posted on Thu, 08/07/2008 - 11:25


Go to Dun and Bradstreets main website and look at the logo.

Now go to Whitestarfinancialservices website, and look at the
D&B logo on this website. It????s exactly identical to the D&B logo.(i.e. not phoney) shown on the D&B main page.

Thanks, and have a great weekend!

Sub: #6 posted on Sat, 08/16/2008 - 05:49


My 67 year old mother was sold into the debt consolidation services provided by white star financials, LLC. They told her that all her debt including a current 50K home equity line of credit would be paid off in 4 years. First they took 5.5% and charged it to her credit card ($3,800) and then where going take $260 a month for the next 3 years. This service costs her 15.5% of her debt. I'm written about the ethics of this company. My mom did not understand what she was getting into (due to the sales tatics and ethics of the sales person) as well as her trusting and lack of a financial IQ. She has over 400K in liquid investments which she could of used to pay off the 70K in debt. If they were really trying to help people they would excel to understand the full financial picture of an individual rather than just cold calling the elderly and making everything seem so easy and sound like a great deal. I sure hope that more law suites are brought forward about the tatics, ethics and services of white star. Their should also be government regulation over these companies. Please use my experience to get the word out that white star financials, LLC are not ethical and stole $3,800 from a senior citizen. I plan to write to the attorney general and will write to the BBB.

Sub: #7 posted on Sun, 01/04/2009 - 10:28


They call me up out of the blue.. and try to work out debt consolidation plan.

I tell the guy (Stuart Rubens) that I am interested, and I give him all my information. He then informs me that he can't do one of my cards because I bank with the same card (wells fargo) I need to close my account w/ them.

I tell him I need time to think about that because my mortgage is tied to wells fargo, and if I close my account they will increase my mortgage interest rate by 1% pt. Yes, I could keep $1 in the account then just deposit when I need to pay my mortgage but I at least wanted some time to think about my options.

Stuart wasn't having any of that.

He basically called me an idiot for not taking advantage of his offer, and that it needed to be done NOW or there's nothing he could do for me, and that he was basically giving me $15,000.

I then just hung up the phone.

Maybe it was just this Stuart guy who was an ass, but if thats how they do business.. then I don't want any part of it.

Also the email he sent me was from Peter Kirschner
(peterk@whitestarfina which also seems kind of shady. Why wouldn't Stu have his own email address?

Just my experience with these guys...

Sub: #8 posted on Tue, 01/06/2009 - 13:33

jarooty jarooty

(Posts: 1 | Credits: )

this is a great company if you are halfway inteligent, they can take your total amount of unsecured debt (meaning no home equities so that client that wrote is not telling the truth and is a third party in the situation by the way). i worked with them and although i was not happy about having to pay a third of the fees upfront before i saw any results, it was worth the risk, they have already settled out two of my creditors, one for 28 cents on the dollar and another for 33 cents on the dollar! i only have two left and would AND have referred people to them! thank you whitestar (although i think you should revise how you collect your fees i am extremely happy to be almost debt free!)

Sub: #9 posted on Thu, 01/29/2009 - 13:44


Did you all know that for a Debt Settlement company to charge up front fees is Illegal!!!! yes its true, just look at this. its an article about Whilelight Financials sister United Debt Solutions company, now being sued and under investigation by the FL Attorney General for doing the same things as whitelight. Illegal upfront fees, no contracts signed before they start charging you..etc...
really a good read, caint wait to see what happens to Whitelight after all this. especially since there web site is fake, with all the fake BBB and USBOA logos on it...

Sub: #10 posted on Fri, 02/06/2009 - 06:31


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