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What is Texas SOL on credit card collection?

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I have recieved a notice to sue over a old credit card. I was woundering what The statue of limitations was on this. Thank you very much.

Texas Statutes of Limitation

The Texas Civil Practice & Remedies Code provides a 4-year limitations period for types of debt. The SoL begins after the day the cause of action accrues, (Section 16.004 (a) (3)).

Hope this helps. Have u actually been sued or threatened suit?? Did u get a summons?

Sub: #1 posted on Sat, 10/06/2007 - 20:41

Ang Ang

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Have you sent a debt verification letter?

Sub: #2 posted on Sat, 10/06/2007 - 20:43

eleroo eleroo

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just being sued according to the papers

Sub: #3 posted on Sat, 10/06/2007 - 22:06

kajunking007 kajunking007

(Posts: 23 | Credits: )

Do the papers have questions for u to answer? Do u have a time limit in which to answer these questions? Can u give more details and maybe some of us can help u thru this??
Good Luck,

Sub: #4 posted on Sat, 10/06/2007 - 22:32

Ang Ang

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Who is the company and how old is the debt? Is is a collection agency or is it the original creditor?

Sub: #5 posted on Sun, 10/07/2007 - 05:11

fedupinpa fedupinpa

(Posts: 1511 | Credits: )

50 days is what I have to answer by. Plaintiffs request for admissions and I can only answer this questions with admit or deny. After reading these questions they are wanting me to admitt to the debt.

Now in exhibit c it states that I have 30 days to get my answers to this interrogatories name, dob,driver license # and ss# all of my wives (only one ha)place of employment and job title (state Gov which I do not want give out do to my work is a security Issue) and they want copy of all charges and payment made and what was bought with it (like I know what I bought with the this card years ago)

exhibit d
Plaintiffs request for production produce items and I have 50 days to do it in. All records including my finacial statement and all kinds of stuff.

Exhibt E plaintiffs request for disclosure nothing there except that is a statement that plantff request that defendant discloses within fifty days of service of this request, the information or materials described in rule 194.2 (a)-(1)

Sub: #6 posted on Sun, 10/07/2007 - 07:50


Ok u need to answer this in the 30 days and send it to them. I guess u have 50 days to give them all the information they want. This is standard procedure. They want to see what ur assets are and ur income. This is going to a court of law i don't think u have anything to worry about and if u don't produce the materials they want u can be held in contempt of court so i'd say give them what they want and what u have.
I'm gonna go to another computer and come back and post how to answer the summons.
Be back with it in a min,

Sub: #7 posted on Sun, 10/07/2007 - 07:54

Ang Ang

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Ok this is what i have:

Also u must follow ur state's civil procedure codes... U can look them up online.
Hopes this helps u a bit...
How old is this debt? Cuz if u say it's out of SOL u MUST bring this up in ur defense or they can win! That is very important and also make sure to sign all documents!
U can also go to budhibbs site and ask him any questions u may have. He also has a list of naca atty's who may want to help u with this!
Hope this helps u some,

Sub: #8 posted on Sun, 10/07/2007 - 08:12

Ang Ang

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fedup: the debt is 2yrs old since last activity and it is with hsbc the law firm is Mann Bracken, llc. out of dallas

Thanks for everybody help on this matter!!!!!

Sub: #9 posted on Sun, 10/07/2007 - 08:40


Well if i were u, i would answer and if i had any questions or felt i needed help i'd contact budhibbs!
Good luck and let us know how it goes,

Sub: #10 posted on Sun, 10/07/2007 - 08:44

Ang Ang

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