Internet gambling debt
Screw them, they can't enforce a debt in a State where their act
Screw them, they can't enforce a debt in a State where their activity is illegal.
Change your checking accounts, change your phone number to an unlisted one, and be done with them. Also, get some professional help. See if you can't turn that gambling addiction into a sexual addiction so that at least you will be having fun.
New
jmc
i have owed other processers like neteller for about 5 years and dont care about those. I have paid some in the past and some i havent. I have 2 right now one for 19 k with jmc. The funny thing is it was only 6300 at the sportsbook. I have another with Click2pay with jmc for 1000. I am sending in a letter disputing it tommorow. Anyone done this yet and recieved anything back? They dont have my number just my address.
Relief from collection agency harassment
Collection of internet gambling debts is a very gray area of the law. Some states had laws in place while others had attorney generals take positions that internet gambling was illegal prior to passage of the UIGEA. If you reside in one of these states and you have a debt collector after you for past internet gambling debts, not only do you have a basis to contest the debt, you also may have a cause of action against the collection agency under the Fair Debt Collection Practices Act for illegal debt collection activities. The fdcpa allows recovery of $1000 per violation, actual damages, attorney fees as well as a provision for class actions which can allow a punitive damage recovery up to $500,000. There's even an argument to be made that such activities implicate a civil RICO statute concerning collection of unlawful debts which would allow residents of states that don't have laws in place prohibiting internet gambling to file claims under the FDCPA. I'm aware of a law firm in St. Louis looking into filing a class action lawsuit against one or more debt collection agencies based on this fact scenario.
What gambling site is still collecting? I haven't paid since No
What gambling site is still collecting? I haven't paid since Nov 2005 and have great credit. Got a letter a few months ago from collection agency, responded with dispute and request for proof. Never heard from them again. No bank or credit problems at all.
Bodog has a collection agency currently pursuing these matters w
Bodog has a collection agency currently pursuing these matters with fairly aggressive tactics. However, it's the debt collector not Bodog who may be subject to liability.
Two Questions. First, if a credit card was used to fund a net
Two Questions.
First, if a credit card was used to fund a neteller account prior to the 2006 bill signing is it still legal for the credit card to attempt collection on a past due amount? For example lets say $5,000 was transferred from a Bank of America Visa card to neteller and then from neteller to a gambling site. Does Bank of America have authority to collect on that debt?
Second, if a credit card was used for a cash advance into a checking account and then that money was used to fund neteller would it be legal for the credit card company to collect on the debt?
I think those are different situations and can be distinguished
I think those are different situations and can be distinguished from a debt collection agency trying to collect money that went directly to an online gaming site from a credit card or checking account.
It's my understanding that when funds are transferred from a credit/debit card to neteller, those funds can be used for an infinite number of online purchases (legal or otherwise) and are not limited for use at an online gambling site. In that case, the credit card company has no idea what the funds are being used for. Courts have found that this is a simple contract having nothing whatever to do with gambling.
However, with internet gambling sites, there is no intermediate step involved in providing cash to the gambler, who is then free to rethink the decision to wager. The only conceivable purpose for logging onto an online gambling site and entering credit card information is to fund bets directly. The mechanism of the site effectively restricts the gambler to such a purpose and activity. With your scenario of an intermediate electronic account allowing a wide array of purchases, the nexus between the credit card debt and the gambling activity diminishes.
This is the paragragph that was confusing to me. Maybe those tr
This is the paragragph that was confusing to me. Maybe those transactions are direct like you said guest as opposed to going through neteller.
I think Guest brings up a good point. I would think that when a
I think Guest brings up a good point. I would think that when an intermediate account is used, that account could collect on the debt, wether used for gambling or whatever.
But i also don't think it's right to use an intermediary and then not pay them. Regardless of what it was used for, could that company then come back and say if you won a ton of money sorry, gambling is illegal, so we are keeping your winnings? You spent the money. I know it sucks, gambling is an addiction, all that, but it's still your responsibility, and I think it's part of the recovery process to realize your responsibility and be accountable for your own actions.
I tend to agree that the intermediaries should be able to collec
I tend to agree that the intermediaries should be able to collect on their accounts since it's not a direct pipeline to an online wagering site. In the situation where the collection agency is assigned or purchases the debt directly from the gaming site and trys to collect it, that's where the consumer can fight it. First send a debt validation letter and set up the collection agency for potential violations of the FCPA. Sure there's the argument about whether it's right or wrong to welch out on a debt, but collection agencies are ruthless and should get stung under the fdcpa if they're out of line. Here's what the law says:
FDCPA Section 809. Validation of debts [15 USC 1692g]
(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
I would be very interested to see how the JMCs of the world respond to this when they're going after debts for online gaming sites. One mis-step and they could end up buying a class action lawsuit.
The point was brought up that direct "purchases" on gambling sit
The point was brought up that direct "purchases" on gambling sites cannot be disguised as anything but for gambling. The problem is that these gambling sites have not been honest with the credit card banks. The sites did not code the transactions as gambling, so the banks can easily say they were not aware what the transactions were for. None of the merchants listed on my credit card statements has anything to do with gambling. So, I think it would be very difficult to get out of old credit card gambling charges.
hi internet gamblers--just wanted to fill you in on my situation
hi internet gamblers--just wanted to fill you in on my situation with click2pay fraud--disputed with my bank a total of $1200 in unauthorized transactions with click2pay (who by the way never made any attempt to contact me to validate transactions)--approx one month later an abusive screaming employee of Joseph Mann and Creed named Martha called me regarding$1800 on my cell phone (and I have witnesses to conversation-she never once informed of right to dispute--instead screamed that quote "you need to take better care of your children" and "quote
"if your child had won $4ooo--you wouldn't be complaining if my client deposited that $ into your account--) supposedly I owe $1800 to some company named "ve payments"--I have reported Joseph Mann and Creed to FTC and ATtorney general (Already made fraud reports on initial charges) Martha told me quote have her on speaker phone--that no validation was needed since vepayments--click2pay assumed that my identity was not being compromised--the lesson here is that even if you don't validate transactions for internet gambling--companies like Click2pay will simply turn you into collections because they didn't do their validations--I am happy to inform that I have reported from the very get-go--to all reporting agencies--fraud reporting Click2pay--Joseph Mann and Creed--and this so called "VEpayments"--these people from Joseph Mann and Creed in my opinion--are absolute vultures--who have lied to me ever since the first contact that they have made-they THINK THEY CAN SCARE YOU INTO PAYING--(MARTHA TOLD ME QUOTE-"-YOUR NEXT STEP WILL BE PROSECUTION"-the FTC has sent me a package and has advised me to sue them to receive compensation--WHY? Evidently-this company thinks that for some reason they can break the laws and continue to bully the outcome--even tho my repeated attempts at a debt validation letter have absolutely gone unanswered--I just got approved online for a new credit card with $2000 limit--wow--I filed fraud complaint over 2 months ago--imagine that--am amazed at how a company like Joseph Mann and Cred thinks they can just keep doing whatever they want to do--total abusive A-HOLES as far as my dealing with them--I am a church going christian-I know that this is not what will determine judgement on jOSEPH MANN AND CREED BEHAVIOUR--BUT PLEASE IF YOU HAVE READ THIS TO THIS POINT--PROTEST THEIR UNETHICAL BEHAVIOUR!!~!!!!!
I just wanted to say that I am sorry about the angry comments I
I just wanted to say that I am sorry about the angry comments I made a couple of days ago--I myself have never dealt with a collection agency before and felt so EXTREMELY VIOLATED with the way I was treated (and have continued to have been treated from this company)-I Googled "click2pay complaints" and ended up here-and I firmly believe that it was necessary to speak out against the abusive behaviour that jmc employees obviousely think they can get away with--I was just so ANGRY that this company thinks they can treat people in the manner that I have been treated and have violated fdcpa laws with every recorded conversation---and I was thinking--"Oh my goodness! What happens when people have actually made the on-line transactions?--how in the world could they have been treated any worsely or deceptively than I have? In my anger I ASKED TO PLEASE PROTEST THEIR BEHAVIOUR--what I am trying to get across--is that if you feel you have been abused by a collection agency--please understand that they treat EVERYONE in the same manner regardless of whether or not you actually owe the debt--they will try to SCARE you and shame you into paying or insist that they have the control to mess up your credit rating--someone from this company called and screamed at me that I was essentially a BAD PARENT--(I spent over 6 years under a counseling psychiatrist because my oldest son was molested by a 12 year old child when my son was 5 years old-(my eldest is now 20)-how many years do you think it would take you get over BLAMING yourself?? And how many MINUTES do you think it would take for an ABUSIVE debt collector SCREAMING that you are a bad parent to bring that all back??! Okay so that is what happened to me when I DIDN'T make these transactions--my point is how are they treating people who actually did? I only have to assume that it is not right--if anyone is attempting to collect a debt with abusive tactics--I don't care if it's JMC the only collection company I have ever dealt with--don't be afraid!!!!! If they say they will prosecute regarding on line gambling transaction --I think you you will win!! My opinion God Bless you all!!! And I wish you the best of luck!!!
Wow! hope you can join a class action lawsuit against this comp
Wow! hope you can join a class action lawsuit against this company! I was contacted about gambling debts I actually made and there is no way I am going to honor them because I don't have to--LOL!!@! I am an addict for on-line gambling--owe everyone!!haha! and anyone who continues to fund my addiction deserves to get hosed! The companies who process and who try to collect are wasting their time if they think they can actually win! screw them all!!! they are breaking the law!!!
Abused, that is terrible what happened to you--and I hope you pu
Abused, that is terrible what happened to you--and I hope you pursue that with legal authorities. All these people are doing is collecting a debt--and that does NOT give them the right to act as morality police! At that point, I would suggest to say something like "This conversation is over", and hang up on the maniac.
And Gambling Papason, sorry, if you do owe the money legitimately, you have an obligation to pay it! They did not make you go to the site and take out the debt.
BUT they are knowingly participating in an illegal activity and
BUT they are knowingly participating in an illegal activity and preying upon people with addictions--NO--they didn't MAKE me go to their sites--but if they are breaking U.S. laws by allowing me to gamble and funding it illegaly -too bad!!! (If I choose not to honor the debt!!!) they are the ones who SHOULD get screwed!!!! drug dealers can't collect on a bounced check--why should these scum bags be able to collect on their illegal activities?( Gee I changed my mind when I finally came to my senses!!!) Gambling is a far worse addiction than drugs as far as I am concerned--anyone who tries to collect these debts and prey upon the people who made the decision to gamble because the companies broke U.S law and ALLOWED them to gamble online --should get hosed--SORRY if you are so much more honorable than I am!--the law went into effect to help addictive gamblers and the people who prey upon them!!!Stop defending the companies who continue to support illegal activities please!!! No one should honor these debts--everyone should NOT pay and then and ONLY then will companies stop preying upon addicted on-line gamblers!! just my opinion-- sorry if it doesn't meet your standards! whose side are you on anyways???
I know Gambling Papason did not use the best tact in refuting th
I know Gambling Papason did not use the best tact in refuting that a gambling debt was owed but if it is a direct loan from a gambling site then the loan is illegal. Legally he does not owe the money and I even question the moral responsibility to the loan. On the other hand if he took cash advances on a credit card and then sent the money to a gambling site then the credit card had no knowledge of the gambling transaction so that debt would still be owed I think. Also PG just because they continue to loan you money so you can hit a stupid button and lose it does not mean you need to be doing that. To equate it back to the drug dealer, just because they loan you money to buy drugs does not mean you need to buy and them.
$ AND SENSE--I didn't use credit cards--used eft--and none were
$ AND SENSE--I didn't use credit cards--used eft--and none were coded for gambling--and none ever are--so disputed all of them--nope I don't need to hit the stupid button-BUT if I can keep doing that and not have to pay for it---- wow what a rush!!!!--come on--we all know that if we actually ever win ANYTHING--we are going to end up playing it back and then some--no one should honor their gambling debts--people who are enabling the addiction--should get nothing in the end--I pay all of my real life debts--except on line gambling debts-(I consider these not real because if they are allowing me to play they are breaking the law-these off-shore parasites don't deserve to be paid)--don't allow me to gamble when you know it's illegal for U.S. players to wager--keep letting me do that and I will keep NOT Paying!! Very simple...and to equate back to the drug dealer--I would get arrested for buying drugs--but no one gets arrested for on-line gambling--BUT___the people who process the transactions andTRY to collect on the transactions should be LOCKED UP AND THROW AWAY THE KEY!J.M.O. thanks for listening
$ and sense--forgot to mention that I have numerous bank account
$ and sense--forgot to mention that I have numerous bank accounts--thus--the fun continues--LOL AGAIN!
To: Internet Gambler
You mentioned that you got WAMU to refund money back to you. How did you do that? My bank has allowed charges to go through as recently as this June- I was quite surprised when that happened! And now I am stuck with these charges, even though I was only "testing the waters", so to speak. And the site won't refund my money because I did not play 20x through! I didn't want to play, I just wanted to see if the bank would allow the transaction to occur! It seems that they knew, or should have known, that they should not have allowed the transaction to be debited from my account, using a debit card.
EXCUSE me "what do I do?"WERE YOU TALKING TO ME? YOUR RESPONSE
EXCUSE me "what do I do?"WERE YOU TALKING TO ME? YOUR RESPONSE ACTUALLY SEEMS LIKE A DECEPTIVE LYING DEBT COLLECTOR ATTITUDE-- HAS NOTHING--in common TO DO WITH PEOPLE ACTUALLY IN DEBT but as a response (in case you are actually seeking help) regarding disputing on-line unlawfull internet gambling debts--I didn't mention WAMU--what the hell are you talking about? and HELLO!!__you are not stuck with anything regarding internet gambling debts= if you choose to dispute--(whether you made the transactions or not!!)if the bank you are using allowed transactions that were improperly coded for on line internet gambling-whoever processed the transactions get screwed and YOU don't get stuck for testing the waters--what the hell are you talking about? Are you a debt collector trying to be a smart alleck and intrude the site annonymousley? WOW!! you tested the waters? Damn--you DON' T owe anything if it's legit---come one--it's illegal-- on-line internet gambling!! HELLO!!! TEST THAT!!! What the hell is WAMU?? Some sort of internet gambling theives??(GANG?) sounds crazy to me--but you're saying "what did I do?"--testing the waters?--Please admit that you are an addicted gambler--no one simply "tests the waters"--what in the heck are you talking about? Now you might have gotten confused that I said something( that I don't know what the hell you are talking about)--but--if you yourself actually made internet gambling transactions-and your bank processed those as recently as June of 2007--you do not have to pay a dime!!and if anyone tries to collect--they will get fined if they break the laws of fair debt collection---"what did I do?"-If you are for real you think you got stuck but you will NEVER have to pay an illegal on-line gambling debt--if you are for real --get unstuck--Get a lawyer who will in most cases recover more than what the dirty collection agencies are asking for--they are trying to collect an unlawfull debt--you aren't STUCK-they are!! Test some more waters if you feel like it--they are--open up more bank acounts at every bank in town--INTERNET GAMBLING DEBTS ARE ILLEGAL AND UNCOLLECTABLE --please "What did I do?" your comments are very strange--but if you are actually sincere--you will not have to pay a dime--believe me!!! I still can't understand the comment about "it seems that they shoud have known"--smells stinkably like DEBT COLLECTOR AS USUAL deceptive-and if this is the case guess what debt collector---"test the waters--seems like the bank should have known?--WAKE UP WITH YOUR WHATEVER--a bank in the U.S.A.--shouldn't have to "seem like they should have known anything"-if the transactions are coded LEGALLY and CORRECTLY in the first place--they simply WOULDN"T be processed and wouldn't eventually end up in debt collector's hands!--no one would try and test the waters as you have supposedly done--hey I have swam the entire OCEAN--versus your simply testing waters and have racked up over $50,000 that I processed in a simple week end from multiple accounts (some overseas) of having fun with these off shore parasites--no one in U.S. gets stuck with ANYTHING--and if you are legit--don't be "quite surprised"--get a lawyer to recoup any unfair debt collection that follows and then some-you are not STUCK--NO ONE WHO HAS INTERNET GAMBLING DEBTS IS STUCK____IT IS ILLEGAL----your credit rating will not be affected and if it is--the collection agency is liable for a huge lawsuit--YOU DO NOT HAVE TO PAY A DIME--WHAT DID I DO? IF YOU ARE ACTUALLT LEGIT__ YOU ARE NOT STUCK WITH ANYTHING--NOW THIS IS J.M.O.--but if any bank processed your transactions as late as June 2007--you don't legally owe a cent and that is an AMERICAN FACT!!!!! get real with the "got stuck" deal or get out of this site!!!!
"I just disputed about 3 grand worth of transactions from wamu a
"I just disputed about 3 grand worth of transactions from wamu and in 3 days they gave it back to me no questions asked. its been already 2 months and i havent heard a word from them and i already know why."
This was written by "Internet Gambler on June 6th.
I am NOT a debt collector. I AM a compulsive gambler. I "owe" Click2Pay, Neteller, Citadel, Firepay and every other illegal and offshore intermediary thousands of dollars, but I don't worry about it. Let them come and collect. Good luck. JMC has also been trying to collect from me. Good luck to them, too.
But I was truly surprised when my BANK allowed charges to be processed from my new debit card! And I don't know how to dispute it. I mean, what do I write to them... "Hey, I went to a questionable site and you processed the payment. Give it back to me?" (Funny, when I tried to post this the first time, the spam filter wouldn't let me use certain words!)
I am simply looking for the correct way to get to them. What kind of terminology do I use?
I thought it was a fair question, and I was looking for a fair answer. I wasn't looking to be attacked.
Sorry if you felt I have attacked you-- I have never been the s
Sorry if you felt I have attacked you-- I have never been the sharpest tool in the shed-have always been fortunate enough that the family trusts have carried me through my transgressions--my worsts addictions have been drugs and alcohol--which led to the on line gambling addictions--if you are truely in need of help I am sorry if you feel I attacked you--you don't need any correct so-called " terminology "regarding illegal on-line transactions--"honk-atonk-ba-donk-a-donk" "NA_NU_NA_NU" -"chick-a-bom-chick-a-bombom!!"--any terminology will do--on-line gambling transactions from U.S. citizens residing in the U.S. is illegal today, yesterday,and LONG before this new law was actually enforced--DISPUTE because someone still allowed illegal on line gambling transactions to be processed--and let your bank know they are lucky they only allowed $3000 in illegal debt--I just got out of re-hab and will no longer be on this site--if I have been rude--I can only say that it is because I have seen so many people less fortunate than I have been--taken advantage of--and yah--maybe I was dealing with being sober after 10 years and a bit edgy--but I know I still care--these on-line gambling sites got a grip of money from me and I still have a grip of money left (after sobering up and knowing I don't legally have to pay them)--and believe me I paid them a bunch of money before I finally said enuff is enuff-I have been so angry on this space because I am angry about the people who think they can threaten- people who have fallen by the wayside-- my plea to you is DON"T BE THREATENED--if you owe an on-line gambling debt--you will never have to pay it--unless you choose to honor it--and why in the world would you EVER choose to honor any type of payment to companies who prey upon the weak and disheartened? Did they offer any type of honorable actions when they kept processing one transaction after another?--not caring to verify whether it was you-- or whether you ACTUALLY had the money? YOUR HONOR IS NOT AT STAKE HERE--THEY ALREADY compromized THEMSELVES before you processed one single transaction! I am out of here and won't be back but i still hope I have made an impact--DON'T PAY ON-LINE GAMBLING DEBTS BECAUSE YOU DON'T HAVE TO__DON't BE INTIMIDATED BY ANY COLLECTION AGENCY WHO SAYS YOU OWE FOR ON_LINE GAMBLING TRANSACTIONs--if in doubt or scared--or worried about so called "what terminology to use" contact your state attorney general--you don't need money to win--all you need is the fact that it was an illegal on-line gambling transaction--I am gone now--hope I didn't offend too many people--but also hope that I have helped at least one person by being here and posting my opinions C_YA--life can be better and it will be if you can let it happen!! stop gambling!! stop paying for your mistakes and move on to the next level!!! Papason is GONE!!! BYE!!
just wanted to add as an after thought that"What did I Do" is st
just wanted to add as an after thought that"What did I Do" is still very questionable as far as real? or debt collections in my book--the people who are left here can decide--I already have!!!
JUST WANTED TO SAY wow thanks gambling papason---you are my hero
JUST WANTED TO SAY wow thanks gambling papason---you are my hero!!!!!
Bank Charges
Can someone please give me some concrete advise here?
I have written, asking for help in writing to my bank to dispute two charges made in late May (I thought it was June, but when I checked my statement, it was late May)- so my 60 day window for disputing charges is rapidly approaching.
What do I tell my bank? I was attempting to engage in an illegal activity (online gaming) and they let the charges go through? I mean, honestly, how do I write this letter without putting myself at risk here?
I know this sounds incredibly dumb, but I am at a loss. And despite what gambling papason thinks, I am just an ordinary average citizen, maybe dumber than most. But if my bank via Mastercard- since it was a debit transaction from my account- allowed this, then shame on them, I want my money back. I just don't have a clue as to how to write this letter without exposing myself, too.
Please, someone help me.
what did we all do
im not sure if your plea is real because as papa said you seem very unlike us others. you stated you owe allgambling sites and good luck of they come after you but you were only testing the waters so to speak and none of this makes much sence/i think no one answered your pleas because it just doesnt seem sincere if you have made all those transactons/ you would know you dont have to write a letter to your bank you just dispute the cahrges with a form they allready have you dont have to write a letter just ask for a validating of what charges you suposedley purchased it won't say gambling and then you are out of the so called debt that you thought you might have owed someone/ i think that i have looked on this site in many places and no one has helped you because you really dont seem real you do come across as a debt collecter but it doesnt matter because if you arent /just do what i have said fill out the forms your bank already has availabel /your purchases you think you might owe were not coded as gamble debt/you owe zero/i think no one helped you with answer because you had too many stories with diferent answers/but if you really need help/you dont owe the money and do not have to pay and do not have to write a letter to your bank/if you dont believe this/// call your bank dont wait for someone on this site to advice wow
what did u think u did
the fact that you mentined about how you owed citadel firepay neteller jmc but only tested the waters kind of gave you away ##no wonder you never got a rsponse help## except for someone who was actually trying to help someone who didnt seem indebt or reel you need to get l;ife and quit picking on people who owe money to your co--get out of this space who trys to offer help to those who realy need it!!!!!!!!!^
THEN SHAME ON THEM
No! No no no and then again no! It is not shame on the bank via master card or whoever "who "allowed the transaction process----it is shame on whoever coded the transactions illegaly and allowed them to go through--how dare you say shame on your bank!!! You might have totally made a huge mistake-but it is not shame on your bank--it is shame on anyone who codes these transaction wrongly--your bank doesn't have a clue as to what you are spending $ on unless it a legit transaction!! We follow the laws-the people who don't and allow these transactions and process them deceptively and illegaly and then employ companies to colect on illegal transactions-- the shame slime is all over you and yours that you represent!! Get real puh-----------leeeeeeze@@@@@@@@@@
What do i do? was the message loud and clear enuff-we all know y
What do i do? was the message loud and clear enuff-we all know you are a fony! click yer heels and be gone lying one
wow i have been watching this site and am currently in bankruptc
wow i have been watching this site and am currently in bankruptcy court for charges that my soon to be ex husband made with cash advances on credit cards without my knowledge and for some reason thinks i am responsible for//advice to all out there--correct terminogigy not needed--don't pay or admit to any resonsibilty for on line gambling debts--from what i have experienced so far --it is the one debt you are not responsible for wheter or not you or ex husband or whoever made them --illegal debts are not collectible--i am currently fighting how these were coded on statements because none were coded for gambling--I only know and can say for a fact that I will not have to pay for these debts--now everything else he did i might be half responsible for but it won't ruin me and i thank god i left him when i did!
you shouldnt have tested waters--if you owe $3000 you should pay
you shouldnt have tested waters--if you owe $3000 you should pay the debt and honor it even tho you will never be legally obligated to do so--i think you should pay your debt and like the bank employee stated it is shame on no one but you who made the mistake-you can get away without paying but why?--you were only testing water and the water tide came back and said pay me now?--go ahead and pay your debts if you don't know how to protest unethical behaviour--you are one person on this site who i have seen that actually should pay!@#$%^&*()pay your so called debts and get out of here::::::::::::::::
You lied sooooooo much-debt collection is a very serious thing h
You lied sooooooo much-debt collection is a very serious thing here in the states--sincerely hope you have not offended anyone--wow you actually got on this space and thought you would receive vindication?-hope it can be traced to your web site and your debt cllection company has to pay even more!!!!!!!!!
You alreay did it--lied and acted like you were actually one of
You alreay did it--lied and acted like you were actually one of us seeking help--but hte truth did not add up--you are a total liar! Get the hell out of here!!!!!!!!!!!!!!!!!!!!!!
I know that what do i do has acted incredibly stupid more so tha
I know that what do i do has acted incredibly stupid more so thatn the average human being but i don't wan't to condone anyone ever getting attcked here--if you made a legal transaction what do i do? you will eventually have to pay for it--if you only tested waters on $3000 internet gambling transaction as you have stated---wow--you go girl!
Wow did anyone actualy notice that what do i do has lied about w
Wow did anyone actualy notice that what do i do has lied about what they actually did?let us gather at the river so to speak and address the what do i do comments that have been made on website---in my opinion--not real at all but am willing to conceed to higher authority
okay so we are at the----sea/ river/ ocean testing those waters
okay so we are at the----sea/ river/ ocean testing those waters again and again/ etc etc but all agree that what did i do seems unreal--however lets give what did i do the benefit of the doubt since all on line internet gambling debts are unreal and uncollectible as well- no one should feel like they have been attacked here okay? i think we all know by now that on line internet gambling debts are illegal and uncollectable and anyone who is unsure about this doesn't have to do much research or even hire a lawyer to find out that they aren't liable for these so called debts and if they are ever neg. affected by illegal collections on these debts that they will come out way ahead and then some--do not despair! anyone on this site--do not be afraid!!!--and at the same time let us not be so suspiscious and be so willing to attack others just because we have been violated humiliated and treated like dog dung from the collection agencies--if watch dogs from their agencies are here on this site then so what?--they aren't making commissions while here and are just attempting to gather info in the same manner that we all have the right to do--i hope they are here in forces and are reporting back to their camps that people are spreading the word about illegal internet gambling collection attempts and that they are treading a very fine line and had best watch themselves BEFORE attempting collections on this uncollectable debt--no one should be afraid of them on this subject and yet--no one should curse them for simply doing their job and trying to make commissions and support themselves --but if you are someone that they have crossed the line with--you DESERVE compensation and then more!!!!! what do i do? if you did it--you really don't have to pay it and i think you know this--you are not that stupid-anyone who can spell terminoligy correctly is a dead give away as far as sincerity on subject--OKAY? caught you! so--all-u american idol fans--me--crest-out!
hi everyone just wanted to follow up and say that I miss-typed
hi everyone just wanted to follow up and say that I miss-typed amount of credit card that I was immediately approved for on- line it was $7,000 and now I have received first statement and limit has been increased to $8,500--(this is for an on line book store can't imagine ever need that many books!!!!)--my amazement was that I had turned in fraud to my reporting agencies re :"on -line gambling disputed debt"--and it didn't seem to affect my credit activity at all-- recently got credit reports from all agencies and these "so called debts" are not mentioned anywhere-- two months after collection co contacted me---all my credit card cos keep sending me letters about how they want to give me more money--I am still truely amazed at how this has happened AFTER I reported fraud regarding on line gambling transactions to all credit reporting agencies--it seems like I am suddenly worth more now than I was before my identity got compromised! It just amazes me how none of jmc threats have affected my credit rating! I was so worried that I had to hire big money lawyer to defend my good honor and history of being good citizen--knew I would come out ahead in long run because I wasn't at fault--but NEVER knew that reporting fraud would boost my score!!!! it still amazes me!! sorry to bore anyone but just wanted to report back because I knew my original statement about $2,000 credit card was way under actual amount approved--$7,000 approved for a book store account even when fraud alert had been placed on all credit accounts-- tells me that internet gambling collectors are spinning their wheels and just might end up getting very dizzy before they admit defeat and go home!!!! they are wasting your time and theirs!!!! I know this now and forever and then some take care everyone here and peace and God bless to all!
your non-response actually proves what everyone on site has alw
your non-response actually proves what everyone on site has always suspected from beginning--you didn't test waters on any gambling site--you tested waters to see if you could intimidate anyone here trying to find help--hope you sleep well at night and know that bad karma will bite you in the ass tenfold! and am almost sorry that you tried to f-with people in debt on this site because that bad karma with all people reading the messages is gonna be even worse than the king tut curse for you!! meaning everyone in your company comes down with incurable or unexplainable disease or death--sorry but I have spoken to higher authority on this and you and yours deserves whatever happens to you "WHAT Do I DO?" hope you don't get on a plane or anything soon because I am honestly sure that many innocent people will go down with you because of the higher authorities wrath on your terrible behavior--and I was actually driven out of a sound sleep to try and contact you and --let you know that you may have chance for redemption--because if you don't--I know you travel a lot--many innocent people will die as a result of your lies--please confess your sins and move on !! please!!! what do i do? don't blame anyone else--please--I know many people are going to die because of you if you do not change!!! Please confess your sins on this site please!!! hopefully it is not too late--just because you have taken advantage of people in the past does not mean you are beyond redemption--I beg you admit your mistakes before innocent people have to pay!!please!! admit you are a collection agency and have made a grave mistake or you will have this black cloud on you for the rest of your life--if this were not true--I would not have been compelled to beg you to do the right thing--there is still room for redemption--please do not f-that up as well!!!!! and I know that if you do not admit your deceptive nature on this site--you will be doomed forever--so live your life as a haunted individual or admit your mistakes on trying to take advantage of lost souls--you will pay if you don't do the right thing this is certain---
if anyone feels guilty about gambling debt they didn't pay ---t
if anyone feels guilty about gambling debt they didn't pay ---then SUDDENLY has extra money and THINKS they need to redeem their honor {that was somehow at stake--funny how your honor is at question when it comes to paying a collection agency!!ha-ha yah ha-ha!!!can't stop laughing!!!ha-ha }--donate to your favorite charity of your choice (when you are financially able to if you choose to do so!!!)any money you think you might have owed for illegal activities that you might have participated in because someone chose to try and get around the laws and allowed you to do so!!! don't pay!!!-- debt collectors can only try to collect on your supposed "HONOR at stake"--take whatever honor you have left to a higher level and if you have extra money--donate to charity or organization of your choice who will do some GOOD with the money you decide to GIVE away--this is the only true redemption--believe me--I know!!!
WHAT Do I DO? I know this might sound incredibly dumb -but what
WHAT Do I DO? I know this might sound incredibly dumb -but what happened when you told your bank you engaged in illegal activities?? WE are all DYING to know--please clue us in on terminoligy used!!!yuk-yuk a duck!!! come on back and don't get attacked!!!ha-ha hope ya didn't expose yerself HOOOOOOOOOHOOOOOOOO!!!
getting debts back
Internet gambler (or anyone else), Is there any way to get all the money I lost on credit cards back? Most of the money I lost (about 15k) is on credit cards... can I claim that it was illegally funded and actually get my money back???/ If so I will give you a commission....
BK187--there is no concrete answer on this subject--there are to
BK187--there is no concrete answer on this subject--there are too many variables on this matter --the transactions processed were definitely illegal--did your credit card company break the law by overlooking where they processed the money to?--(Before I finally stopped on-line gambling--all I can tell you is that 99.9% of transactions I tried to desperately use a credit card on (my last resort)were automatically declined--most of my plastic cards have never ALLOWED on-line gaming transactions to go through--in all of the years I gambled on-line and lost money --these companies were following the law and know it's almost impossible to collect if transaction is disputed--(well before the new 2006 definite law went into effect)--seems to me that the companies who allowed them to go through were negligent--but this is only my opinion from my own personal experience!--this is where you need to consult lawyer--for opinion--all depends on whether you deposited checks on credit card cash advances--if so credit card co would have no way of knowing where you sent electronic deposits to--and if transactions were made prior or after the 2006 law makes a big difference --no one really knows the answer but the lady who recovered the $70,000 from credit card gambling transactions she did BEFORE the unlawful gambling act was put into place--tells me that anyone who disputes probably has a better chance to recover than most debts--go to the Nelson Rose site--explain your exact transactions and when you made them --the commission would of course go to a pro bono lawyer--not someone on this site simply trying to give advice to others from their own experiences on this subject--(15k) requires professional intervention--there may not be a way to get all money back but from cases I have read about you probably have a very good chance at some recovery plus your court costs--Good Luck!!! and as always--never give up hope!!!!
You tested waters in ohio ?--where your company is from--now you
You tested waters in ohio ?--where your company is from--now you are under water==you shouldn't have tested the wrath of the almighty--i tried to warn you jmc --please redeem yourself and admit to the almighty of all your sins please!~!!!!!!!
Internet Gambling Activities = ILLEGAL
I feel for you guys. I recently had my accounts/computer accessed and someone gambled illegally on them. I was harassed by BoDog and Joseph, Mann & Creed like I was a criminal. They tried to claim I was liable for what someone else spent on my card. So I guess if someone stole my Black AmEx, I would have to pay for the new car they bought and paid in full for it. They are so full of sh*t it's sad. These companies are very unprofessional and use illegal and fraudulent racketeering tactics to try and scare you into paying an illegal debt. I recommend anytime you talk to this collection agency or BoDog you record the conversation for your own records. They are breaking numerous law in their practices. To top things off, they have no foothold under current US law. Good luck. Here is a formatted letter I sent them to get them off of my back.
hello!!! I think you should still report jmc to anyone you can T
hello!!! I think you should still report jmc to anyone you can THINK of to report them to--forget the form letter--- just tell them to" bring it on like Donkey Kong"and see where the threats they make lie---don't pay( even if you made transactions!!!!) They threaten and can't prove anything----I know because I didn't make transactions and they treated me the same way--(like a piece of stinky dog doo)---they are operating in a very non-American way--protest this company and don't give in--they can't provide validation!!!! and they NEVER will be able to!!!( all gambling coded illegally !!!! )just speaking from experience--please don't let them intimidate you--instead file every complaint you can with every organization you can including fbi and ftc!!!( I personally called FBI and reported their illegal collections in process!!!) Even if you made transactions--they have no legal rights to collect--do research --do not let them treat you disrespectfully!!DO NOT BE AFRAID!!DO NOT PAY A SINGLE CENT--sue them instead !!!and come out ahead or! if you don't have time to deal with rude company who threatens--ignore their requests---they will not collect on illegal internet gambling transactions that processing sights coded wrongly to allow to go through!!! Can not believe they are still trying to intimidate people!!! Please!! everyone here send letter of protest to FTC--put their gestapo to a STOP-O!!!!!don't let them treat you badly (even if you made transactions!!) I know how they treat people who didn't!!!--and it is unbelievable to me that some entity hasn't shut them down!!!!!! the more complaints people make against their unlawful tactics--the LESS chance they have of staying in business! the only thing they have going for them is the scare tactic and I think it's not gonna keep working!!!! fight back now not later!!!!!stop them in their tracks and give them a chance to ?!!!!!!!!!!! they can provide the next scenario
JMC
I played games with them for a while and told them i would pay and never intended to. I would answer the phone and just let them listen to my radio. Then i would send them emails telling them i am going to pay just to F*%& with them. They finally told me they were tired of the games and they are sending the account back to the origianl creditor and are contacting all payment processors and putting me on a blacklist... LOL. Like a care if they put me on a blacklist.. seriously why would i care i dont intend on ever using them again. We will see what happens if they send it back to the so called "creditor" Clcik2Pay. I will keep you guys posted if anything happens... but i seriously doubt anything will. happen.
lost funds
Is there any way to get all the money I lost on credit cards back? Since credit card companies should not be accepting these charges, but mine did can they be held liable? I would really appreciate some feedback on this matter!!!1 Most of the money I lost (about 15k) is on credit cards... can I claim that it was illegally funded and actually get my money back? Or do you think this is just a lost cause....? Thanks to all who can provide some answers...
I think it depends on whether you intend to pay credit cards bac
I think it depends on whether you intend to pay credit cards back or not--on line gambling is illegal for them to process--you can object if they are collecting on known on line gambling transactions if your credit card knowingly allowed them - I currently have an employee who refinanced home because of credit card cash advances for gambling--these debts refinanced can not be challenged -- if you do cash advances and then fund them for gambling--I think too bad! but it depends on what your situation is!