It is time to think out of the box when traditional tips don’t help you to save dollars. You’ll have to search for the creative tips to extract extra cash and ignore the usual rules. Read along to know about some tips that may at first seem odd, till you’re able to save extra dollars in 2012.

Unconventional tips to save more in 2012

Check out some uncommon tips to squeeze extra dollars from your wallet

1. Say no to automatic banking: You may get stunned to read this tip. After all, automatic banking helps you to pay your bills on time. It probably saves you the late fees and penalties. Nevertheless, the automatic bill payment system makes it quite easy to overlook what you’re actually purchasing and spending. Read the rest of this entry »

Check out the 5 financial tips for the 3rd week of January 2012.

Tip no 1 – When you’re married, try to work together to end debt.

You pledge to share everything with your spouse after taking the wedding vows. This means that you can share both your happiness and problems with your spouse. Don’t hesitate to talk about your financial troubles with your spouse. Tell your spouse about how much you owe to your creditors. Your spouse can suggest some effective ways to solve the problem. Read the rest of this entry »

You may think that you have a clear and correct picture of your finances, but that may not be the truth. It is possible that you have committed some mistakes while evaluating your ‘money tree‘. You may not have estimated the value of your house or vehicle accurately. So, what you think you know may not be the fact. Read along to get acquainted with some common things which you may not have observed in your ‘money tree’.

5 Things you may not have observed in your ‘money tree’

Here are some little-known facts that you may not know about your ‘money tree’.

1. The market value of your home is less than what you’ve calculated.

Despite the poor condition of the US housing market, homeowners feel that the fair market value of their homes is extremely high. Homeowners feel that they can fetch a substantial amount from the market after selling their houses. However, this is a wrong notion completely. Read the rest of this entry »

Check out the 5 financial tips for the 2nd week of January 2012

Tip no 1 – Take advantage of federal student aid to lower your child’s education cost.

Apply for a federal student aid when your child is at college. The school tuition fees have increased in most states of the country. If you have not opened a 529 savings account for your kid, then it will be very difficult for you to bear the educational expenses. During these times, it becomes more than essential to apply for a federal student aid. Read the rest of this entry »

Have you taken a financial oath to save more in 2012? Are you determined to keep your promise by any means? If yes, then it is important for you to know that the cost of several items is going to increase in this year. So, keeping your financial oath will not be an easy feat. Read along to know about 7 items which will become more expensive in this year. It will help you arrange your finances accordingly.

Brace yourself to spend more on 7 items in 2012

Check out the 7 items on which you may have to splurge more in 2012. Read the rest of this entry »