Applicant Information
Name: PAT DEBTCC
Social Security Number: 673-37-4823
Present Address: 309 Cedar Street #89,
Santa Cruz, CA 95060
Report Date: 11/2005
Former Address: 309 Cedar Street #89,
Santa Cruz, CA 95060
Report Date: 10/2004
Prior Address: 309 Cedar Street #89,
Santa Cruz, CA 95060
Report Date: 10/2003
Date of Birth: 04/20/1960
Employer(s): J.K.AUTOMATION
Present Employment: Manager
Former Employment: Junior Manager
Other Source of Income: Rent
Accounts
Types
Number
Available credit
Total balance
Credit limit
Monthly Payment
No Of accounts with balance
Installment
3
$1,000
$15,000
$16,000
$250
1
Revolving
4
$20,000
$0
$20,000
0%
0
Home Loan
2
$20,000
$100,000
$120,000
$1,654
0
Total
9
$41,000
$115,000
$156,000
$1904
1
Age of the Accounts
Recent Account: LBCOA Mortgage Company
Oldest Account: LACAMSCU Credit Unions
Length of your credit history: 8 Years, 3 Months
Average age of the accounts: 4 Years, 2 Months
Credit Inquiries
The following section reflects the name of the creditors who have requested Equifax to check your credit report:
Date of Inquiry
02/02/2005
03/05/2006
04/08/2004
Name
ALLTEL-CHA Telephone Companies
GREATNORW Credit Unions
SNET Telephone Companies
The following credit inquiries are exclusively to you only.
Date of Inquiry
12/15/2003
12/13/2003
01/07/2004
Name
1ST COM Credit Unions
UNION STAT
CITIZENS Banks
Potentially Negative Information
A. Public Records
i) Type: Judgment
Case Number: 3333
Plaintiff: American Express
Status: Satisfied
Date Resolved: 03/2004
Responsibility: Individual
ii) Type: Foreclosure
Case Number: 6666
Plaintiff: ABC Mortgage Loans
Claimed Amount: $75,000
Current Status: Deficiency Judgment
Date Resolved: 03/2005
B. Negative Accounts
i) Creditor: Bank of America
Date reported: 07/2004
Status: Charge-off
Outstanding balance: $540
Account Number: 45454545...
Account Type: Installment
Responsibility: Individual
Date of Last Activity: 06/2003
C. Accounts in collections
i) Amex account assigned to the ABC Collection agency
The Total Outstanding Balance: $4587
Report Date: 06/2004
Status: Paid in Full
CA Reference Number: 5555
Last Activity Date: 05/2005
Date Reported Paid: 02/2006
Responsibility: Individual
ii) Chase account assigned to the XYZ Collection agency
The Total Outstanding Balance: $8,234
Report Date: 07/2005
Status: 60 days past due
CA Reference Number: 7777
Last Activity Date: 05/2005
Responsibility: Individual
Consumer Statement
Equifax has received the following statement of the consumer in 11/2006.
Consumer filed bankruptcy due to overwhelming debts
Estimated Date on which the statement will be removed 11/2013
