TRANSUNION
CREDIT REPORT |
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| TransUnion
Credit Report |
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| Applicant Information - Provided |
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| Name: |
HARRY DEBTCC |
| SSN: |
442-72-4983 |
| Address: |
309 Cedar Street #89,
Santa Cruz, CA 95060 |
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| Requested
By: |
TOWN FINANCIAL
, INC |
| Date
Requested: |
06/21/2003 |
| Time
Requested: |
12:15 Mountain |
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| Applicant Information
- Returned |
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| Name: |
HARRY DEBTCC |
| AKA: |
KEYNES |
| SSN: |
442-72-4983 |
| Date
of Birth: |
06/03/1952 |
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| Current
Address: |
309 Cedar Street #89,
Santa Cruz, CA 95060 |
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| Employer(s): |
HEAVY AUTOMATION |
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TransUnion
Empirica Score: 778 |
Score
Factors: |
Derogatory
public record or collection
filed |
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Proportion
of balances to credit limits
is too high on bank revolving
or other revolving accounts |
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Too
many inquiries last 12 months |
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Length
of time accounts have been established |
FICO
scores range between 300 and
850. Ratings are as follows:
~ Excellent: Over 750,
~ Very Good: 720 or more, ~
Acceptable: 660 to 720, ~ Uncertain:
620 to 660, ~ Risky: less than
620 |
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This is a mere indicator of your creditworthiness
and this model will not appear in your credit report.
It is for your better understanding.
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Name/Kind
of Business |
Type/Terms |
ECOA |
Opened/Reported |
Balance |
Limit |
Past
Due |
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JCP-MCCBG
Department stores |
Installment
MIN |
Individual account |
09/01/1995
12/01/2003 |
$152 |
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$0 |
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Status: 01: Paid or paying as agreed |
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Payment
Amount / Frequency: $40
/ |
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| Payment History |
2003 |
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| Dec |
Nov |
Oct |
Sep |
Aug |
Jul |
Jun |
May |
Apr |
Mar |
Feb |
Jan |
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2002 |
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| Dec |
Nov |
Oct |
Sep |
Aug |
Jul |
Jun |
May |
Apr |
Mar |
Feb |
Jan |
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JCP-MCCBG
Department stores |
Installment
Monthly |
Individual
account |
09/19/1995
02/09/2002 |
$0 |
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$0 |
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Status: 01: Paid or paying as agreed |
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Payment
Amount / Frequency: $29
/ Monthly |
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| Notes: |
Manual account |
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Account closed normally; 02/01/2002 |
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| Payment History |
2002 |
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| Feb |
Jan |
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2001 |
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| Dec |
Nov |
Oct |
Sep |
Aug |
Jul |
Jun |
May |
Apr |
Mar |
Feb |
Jan |
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2000 |
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| Dec |
Nov |
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AMEX
Credit card, travel/entertainment |
Revolving
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Individual account |
09/18/1997
05/15/1999 |
$0 |
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$0 |
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Status: UR: Unrated or bankruptcy |
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| Notes: |
Manual account |
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Account closed normally; 11/01/1999 |
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AMEX
Credit card, travel/entertainment |
Open
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Individual
account |
12/11/1997
06/01/1999 |
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Status: UR: Unrated or bankruptcy |
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| Notes: |
Manual account |
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Account closed normally; 06/01/1999 |
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UNVL
BK NA
Banks |
Revolving
MIN |
Individual account |
04/13/1997
12/11/2003 |
$56 |
$5,000 |
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Status: 01: Paid or paying as agreed |
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Payment
Amount / Frequency: $20
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| Payment History |
2003 |
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| Dec |
Nov |
Oct |
Sep |
Aug |
Jul |
Jun |
May |
Apr |
Mar |
Feb |
Jan |
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2002 |
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| Dec |
Nov |
Oct |
Sep |
Aug |
Jul |
Jun |
May |
Apr |
Mar |
Feb |
Jan |
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CHEVRON
Oil companies |
Revolving
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Individual
account |
04/12/1997
12/21/2003 |
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Status: 01: Paid or paying as agreed |
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| Payment History |
2003 |
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| Dec |
Nov |
Oct |
Sep |
Aug |
Jul |
Jun |
May |
Apr |
Mar |
Feb |
Jan |
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2002 |
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| Dec |
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