[2] How do you do it?

The process is easy and simple. Perhaps that is the reason; it has become most popular over last few years.

• Once you fill out the sign up form, we refer your details to one of the best debt consolidation companies, generally to one within your locality.


• One consultant from their concern calls you for the free counseling. During this session, the consultant figures out the condition of your credit and analyzes your income, your expenses and your debt situation. Then the consultant proposes a repayment plan that goes with your budget.


• It is your decision then to accept this plan and enter into the program. Consultant waits for your consent to go to the next step. You can decline the process at this stage if you want.


• With your consent, the consultant fixes a payment date convenient to you.


• Once the first payment is received, your consultant notifies your creditors that you are enrolled in our Debt Consolidation Program.


• Consultant then sends mail to your creditors asking for new terms and conditions of the debt.


• Your creditors review the letter and disclose final terms; hence your debts are restructured.


• You continue with the prescribed payments and the fund received is disbursed among your creditors according to the new agreement.


• You will be still receiving statements from your creditors that reflect your accounts are getting paid off eventually.

If you are not satisfied with the above explanation or have any queries, please mail us, we will answer your queries as soon as we get your message.