Has anyone ever got a refund from PDL?

I have heard that even Sonic Payday has also refunded money to some people. Most payday loan companies will do, some won't. But if you pursue legal actions backed by your state laws, their are greater chances of getting your money back. You will have to prove that the amount paid to the company is way beyond the allowed charges in your state and the company is still trying to make more money out of you. What is your situation?

i have just started getting them to write my account as PIF which some have but others are giving me problems
paycheck today
us fast cash
sonic cash
nationwide

I got a refund from AIP. I took out a $200 loan with a $89 fee and paid over $450 in fees to them. Since payday loans are illegal in Georgia, I asked for a refund of all of the fees that I paid over the principal of the loan. They sent me a refun for $250. They also closed my account as paid in full.

I was able to negotiate a refund with Nationwide Cash because of two reasons. 1) They were operating illegally in my state. And 2) I paid them more than my state allowed. Go through this link on Nationwide Cash.

http://www.debtconsolidationcare.com/forums/about11739.html

I haven't dealt with Sonic but I know they will also refund you the money if you have paid them excessively. See this

http://www.debtconsolidationcare.com/forums/about10208.html

http://www.debtconsolidationcare.com/forums/about9780.html

I got a refund from Rio resources.

I got a refund from Rio Resources and VIP Cash.

Tammy and finsfan, I have been waiting for a response from ameriloan, I am requesting a $575 refund from them. How long did it take, and how much did you have to go after them before you got it? Thanks

I know that Rio is affiliated with ameriloan.

It took a little over a week to get them to respond, but when Rio stated they would issue the refund. Then two days later I got the check delivered by DHL.

How did you get a refund? I havent heard from them yet sent the letters on the 18th did they call you or email you? Did you have to fight them? Hey Fins this is kota I couldnt open the email letters you emailed to me!!

I'm still waiting, it's been 3 weeks.

They emailed me the response. I used the letter in pollyandsays blog and they ran like a mouse running from a cat.

It took about 3 weeks for me to hear from them, then another week to get the check. Actually, it may've been more like a month before I heard from them..

Kota, I'm going to try again to send you those letters..Don't worry, I'll get them to you! If it doesn't work again, I'll save them to my computer and then send them..don't worry, you'll get them!

I'm going to resend mine. They were also contacted by the AG's office. They should refund me $575, and that would be nice to get that amount refunded. I'll just keep at it until I'm successful. I heard that you have to stay on top of ameriloan, even though they are affiliated with Rio. Thanks.

Do like I done, every 2 hours I emailed and faxed the letter til they responded. I figure if they can call and harass on the phone, why not give it back to them.

I've heard that sometimes you have to send it several times..They love to play games.

I like your thinking and style. I will do that.

I'll bet now they are regretting getting into the pdl business. Alot of us have put a hurt to them and I hope one day they will get what they deserve. The doors shut forever.

lol..Thanks for the compliment!

I have ameriloan's address and fax. But I don't want to repeatedly fax them a letter from work, so if anyone has a good e-mail for Ameriloan I would appreciate it!

I joined efax.com and sent the letters from my home computer that way I have proof that they were faxed!!

I have actually received three refunds but I got to the point where I was happy with PIF status. One was very easy after I threatened to contact the AG's office since they were not licensed in my state or their home state. I got that within a few days. One was a harder negotiation and another was pounding on them for a few months. This one actually just happened this past week after seven months of beating up on them but I overpaid them by over a thousand dollars.

That is a very nice refund!

How did you get the refund from Rio? I have overpaid and I am trying to get them to mark my account paid in full. They would not do it. I stated that PDLs are illegal in North Carolina. they will not respond to anymore of my emails.

All pdls are illegal in NC. I think we will have to bug and bug the hell out of Rio to get a refund. In the end if you over paid by quite a bit, it would be worth it. I know myseld I overpaid ameriloan $575, that would be worth the time and effort.

well I just fwd the complaint I filed with the AZ Attorney Generals office to US Fast Cash and to Aero Advance I wonder what they'll say???

If you paid more than AZ legally allows hopefully you will have the same luck as the rest of us and having them marked paid in full. Alot of these internet pdls are ready to settle fast once you file the complaints with the government. Let us know what happens next. Good Luck!