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Debtconsolidationcare.com - the USA consumer forum

consolidating "payday" loans

Date: Wed, 09/27/2006 - 11:56

Submitted by lnaj2
on Wed, 09/27/2006 - 11:56

Posts: 5 Credits: [Donate]

Total Replies: 20


I'm scared to death. I've gotten myself into a bad situation that I'm not sure how to handle. I've taken out 2900.00 in payday loans with not really anyway to pay back. Any suggestions?


Hi!

You've come to the right place! First of all, relax. Things are going to be ok, I promise.

You just registered, in a few days a counselor will be calling you. Talk to them about your situation, there are companies that consolidate payday loans.

Sometimes it works for you to do it yourself, also. Everyone's situation is completely different. Take some time to read through this site. You will find a lot of different options and opinions. So many of us have been successful in fighting payday loan companies.

We are here for you. So welcome to the site!


lrhall41

Submitted by finsfan13 on Wed, 09/27/2006 - 12:09

( Posts: 6919 | Credits: )


Thank you for your speedy reply! In situations like this you feel so alone. It's nice to know that I'm not!!


lrhall41

Submitted by lnaj2 on Wed, 09/27/2006 - 12:15

( Posts: 5 | Credits: )


I just talked to Consumer counseling of america and they said they can't help with "payday" loans. I also called 1 800 338 2227 and they connected me to Consumer credit counseling of Nevada where I live and I might be panicking but I've left messages for a counselor there and she is not calling me back. Has anyone heard of a place called Clear-a-debt?


lrhall41

Submitted by lnaj2 on Wed, 09/27/2006 - 13:18

( Posts: 5 | Credits: )


People here share their real experiences. There is nothing better than this. lnaj2, take some time out and browse through this forum. Many have come out of the payday loan mess and believe me, you will only feel better. Feel free to ask. A counselor will also call you for some professional advice.


lrhall41

Submitted by keystrokes on Wed, 09/27/2006 - 13:21

( Posts: 495 | Credits: )


I feel so lost, I filed a complaint with my AG office. This one payday loan place told me that PDL are not illegal in NYS and they will not do debt consolidation... Any ideas?


lrhall41

Submitted by sophia03 on Wed, 09/27/2006 - 13:29

( Posts: 13 | Credits: )


I was able to sleep last night and after making one phone call, I'm on my way to redemption!


lrhall41

Submitted by lnaj2 on Thu, 09/28/2006 - 09:20

( Posts: 5 | Credits: )


I was curious, I know that it is best to either contact these PDL place either by phone or hardcopy letter but are emails considered viable communication?
Thanks everybody!!


lrhall41

Submitted by lnaj2 on Mon, 10/02/2006 - 11:13

( Posts: 5 | Credits: )


Would anyone know how to find out if the company is Licensed in my state A(CA)? I have a loan with MY CASH NOW.com. the other storefront PDL business cant be legal she tells me she has 2 sets of books and has to be careful.. but I don????????t know who to turn to have it checked out.. anyone have any ideas???


lrhall41

Submitted by Poptarts.mom on Thu, 10/19/2006 - 16:17

( Posts: 407 | Credits: )


I owe them about 1020.00 but last night i ask a friend for help and i am paying them Monday the storefront place is driving me nuts.. i had a couple of 300.00 and they bought them and now i make one payment and i must say they take 15.00 from each one to help pay them off but it has been for ever and i feel like i will never get out from under these.. she is the one that keeps 2 sets of books and i never signed a contract.. she tells me 6 more months to pay everything off.. unless i can find another friend to help i will just keep paying.. at least the internet one is gone and i will NEVER call them again..


lrhall41

Submitted by on Fri, 10/20/2006 - 05:34

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