Outstanding Student Loans-Allied Interstate

DO NOT GIVE THIS CROOKED COMPANY YOUR ACCOUNT INFO. YOU CAN GO INTO REHABLITATION WITH THE DEFAULTED LOANS! THIS COMPANY IS SO CROOKED! I am going to find the link of the number for you to call to have them rehabilitated!

Call this number: (800)557-7392 they are Federal Direct Consolidation Loan, this is who you contact about consolidating your federal student loans, they will be able to advise you what is best in your situation and who to contact to rehabilitate your loans if you have to do that before consolidating. DO NOT GIVE ALLIED YOUR ACCOUNT INFO. YOU WILL REGRET IT!! THEY ARE CROOKS AND UNDERHANDED. google them on this forum and read the horror stories.

They are an outside collection agency and they are not with the Dept. of Education that is one of the many lies they tell people.

Thanks for your help Steelers1. They already have my information I think. They called me at work. I called the Dept. of Ed tonight and they refered me back to allied interstate. They told me they were Dept. of Education. She said she was faxing me something to sign at work tommorrow. She said that I had to pay them now or be garnished immediately. Can I tell her she must document the amount owed to stall them till I call Federal Direct Consolidation Loan. It's 10:00 pm in NC where I'm at....I feel like I'm about to be in a whole lot of trouble...

If they garnish you it will be at 10% of your take home pay.I would call the number I gave you tomorrow to see if you can consolidate. IF they take 10% of your take home pay it may be a smaller payment than what they are asking for.

I'm afraid of the embarrassment of garnishment. I don't. I'm afraid that will jeopardize my job. What do you suggest I tell the lady from allied interstate when she calls tommorrow?

I would call that number first before they have a chance to call you first to find out if you can put these into rehabilitation. Or if the lady contacts you first inquire about loan rehablitation and that you want to look into that option. I believe that if this is the first time you defaulted that is an option you have prior to them going straight into garnishment. I had my student loans default and I was about to get my check garnished and I was able to rehabilitate them before that next step. Tell her you want that option.

She said the $425 that I have to pay her immediatley is for Rehabilitation. She said I have no choice on the amount, that it is .076 % of the outstanding amount and if I don't begin paying it immediately it goes to garnishment without hearing. Do I have grounds to ask for validation?

I wouldn't press it. They will garnish 10% of your take home pay. How much will your monthly payment be?

The other great thing about rehabilitation is that after 12 months of consecutive on time payments it comes off your credit report as being in default and will read as if you have always paid on time.

She says the $425 a month is rehabilitation. But I can't afford that much a month.

She said the $425 that I have to pay her immediatley is for Rehabilitation. She said I have no choice on the amount, that it is .076 % of the outstanding amount and if I don't begin paying it immediately it goes to garnishment without hearing. Do I have grounds to ask for validation?

Call that number and see if you can consolidate the loans and with student loans and child support they don't need to have a hearing to garnish. If you qualify for consolidation it will take a couple of months to get everything completed but in the mean time you will be garnished 10% of your take home pay if you don't pay the $425 a month, so I guess it comes down to if the 10% a pay is less than the $425 a month payment.