Chexsystems - - - - There is hope!

I would to see that list. I might have to get a different checking account.

What state do you live in? The list is WAY too long to post full on this site . . . . I'd prefer to PM the state you live in, just because each state's list is fairly long . . . .

I would like to see if there is something for me. I live in Washington State.. currently I have a "payroll checking acount" through my employer that is through chase bank... but if I were to get a new job I would not be able to keep it and would be SOL

Would you PM me for Oklahoma? Thanks.

Thanks for doing this:)...Could you give me the list for Maryland banks?

I've PM'd each of you the list for your state . . . . If you have any more questions or the list doesn't have anything in your specific area, let me know and I'll see what I can find out.

Again, feel free to PM me your state and I will send you the list.

Good job, Goudah - once again, you come through with excellent information!

Thank you . . . . I've had the list for a while, and have sent a few people info in the past. I hadn't planned on posting the list because it is so long, but this way everyone can get the info . . . . . .

goudah, I can imagine the size of the file. It must be too big to post here.

If you have no problems, maybe you can put an attachment of the word document or the excel file you have. Just my thoughts.

Each state averages 3 or 4 pages in MS Word . . . . So that's around 200 pages . . . . Any ideas on how to do this another way would be appreciated . . . . I just thought doing it state by state (as that is how I have it saved for easier reference) and for each person would be the easiest. But I'd welcome suggestions!

Is it a .pdf file that allows the file to open in MS Word? You may post the link here.

Thanks!

Right now I have each state saved in MS Word format . . . I'm going to work tonight on putting them all together in one document and will hopfully post it all tomorrow. Until then still feel free to PM me your state and I'll send the list.

Can I get the list of banks for NC??

can i get the list for ill i cant pm you though just tell me some how.

laverne -

if you log in under your username and not as a guest, you will be able to use the PM feature.

I would like to get a Chexsystems report, but when I try to get one online it says that I have to be denied an acct within 60 days. I called the number also and the automated thing says the same thing. Is there anyway to get one without being denied an account?? I know that I am on there for a bank, but I have no way of finding out how much b/c the bank has merged with another and they can't find the files...???

I found this info on oredering a chexsystems report:

Order Your Consumer Report
You may order your consumer reports through any of the methods listed below. We will mail your report within 5 business days.

To order by Phone Using Our Voice Message System:
Call 1-800-428-9623

To order by Mail
step 1 - Print and complete the Order form(available in printable format)
step 2 - Mail to:
ChexSystems
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125

To order by Fax
step 1 - Print and complete the Order form(available in printable format)
step 2 - Fax to Consumer Relations at 602-659-2197

I've attached the order form, in case it doesn't work I will also PM you the link to the website.

I can't seem to attach the form, it shows in the attatchment box, but then when I hit preview or submit it disapears . . .

I need some info for Washington State.

Andrew-v-r i just PM'd you a list for Washington . . . . A point I'd like to clarify . . . When I say list, I don't really mean list. For each state I have the banks name, either an excerpt from their website with their verification process or an email from the bank about their verifiaction process, addresses, and any other info about what kinds of accounts they have available for people on chexsystems. It is not a short list . . . . All together without any formatting so far it is 206 pages long . . . 10 point type . . . I'm doing the best I can to condense it, and it should be available on someone's blog here soon, so everyone will be able to access it anytime they want!

Another note . . . . There is a bank that allows you to open an account with a chexsystems report that is glaringly missing from my list . . . It has the initials WF. DO NOT FALL FOR THEIR LIES!!!! They say you can open an account, and they will open one for you. But chances are they will close that account within 3 months with no warning and no way to get your money for months!!!! Their branch managers are very helpful and nice, but they have no say over their loss prevention dept. Do not open an opportunity checking account!!!!

Laverne - Here is the Illinois list . . . Because of length I'd prefer to PM . . . .



Link made inactive as per forum rules - Mike

I would love to have a list of banks in or near ND.
Thank you so much!!

Paint - I just PM'd you a list.

I would love to get the list of banks for TN I went today and was denied by 3 banks due to my recent NSF's.

Thank you for your help,

Paula

i live in minnesota and close to western wisconsin can u send me a list of banks?

Perry 968 - I just PM'd you the lists for minnesota and wisconsin.

Mattmosmom/Paula - I's prefer to PM the lists, as they are rather long. Would it be possible to ask you to register on this site (it's free) and then I can PM you the list. If you'd prefer not I will post it here, just let me know. PM is way easier.

canI have it for maryland

I just posted the MD list on the other topic you started. If you need anymore help let me know!

Okay, here's a question... What do you do if your bank reports you to Chexsystems for NSF fees, even if you have paid the NSF fees and still have the same account with them and it has a positive balance?

I had worked out a payment arrangement to clear the fees with a local branch, but the main headquarters in another state turned me over to collections and evidently reported me to Chexsystems AFTER I had already paid the NSF fees in full, and the account is still active and has a positive balance, as I stated above.

I queried this with a local branch manager, and he said that the bank could not remove people from Chexsystems, you have to wait 5 years. He said all that could be done is to have the bank write a letter saying things were paid. I find it hard to believe that the bank cannot remove someone from Chexsystems, if they should not have been put on there in the first place.

Any advice or experience with this type of situation?

The bank that reported you can remove you. Unfortunatly it's completly up to them. It should show as paid on your report, but that's little comfort.

I'd suggest a heavy letter writing campaign to the main headquarters. Write to the president, and anyone else you can find the name of on the banks website. Tell them specifically that you made efforts to clear up the balance you had with them, and now you are still being punished. Make sure they understand that this can prevent you from opening an account for 5 years. Some bankers don't know that, or assume that once it's paid the item is removed from your report. Unfortunatly, that's really all you can do. It's entirely up to them wether they remove you or not. I would stress in the letter that you still have the account open and active, and that it's in good standing. Stress the effect this will have on your life for the next 5 years. Hell, even beg!!

Banks can and do put people on chexsystems for things like you mentioned. I'm on there because of excessive NSF fees credited to my account because of ID theft. The bank knew what was going on but the back office still closed my account and sent me to chexhell . . . . .

It sucks, but there are a few options. If you want to switch your money to a bank that doesn't treat it's customers this way, PM me your state and you can lend your money to a bank that deserves it.

goudah, you are great. I didn't think that I would ever have a checking account again. I actually got one through the credit union that my employer works with. It's great, thanks for your help.

BTW - I think I forgot to mention it to most of the people I've PM'd lists to . . . If you all could send me updates on what has worked and if there is any bank on the list that is turning down because of credit or anything like that I'd really appreciate it. I'd like to keep things updated, and since I obviously can't apply for an account everywhere you all are my only source of verification. Thanks!

Will let you know. Thanks again, Goudah, for the list.

I can't find my topic?

It looks like it got moved to "how to get a loan" for some odd reason. here's the link
http://www.debtconsolidationcare.com/maryland/checking-acct.html

Hello, Can you give me some info for banks in Georgia? Much appreciated

I live in DC, got a bank for me?

Please send me a list of banks for Ohio that I can get an account at.

I can't PM lists to guests . . . You have to be a registered member. It's free to register and then you can go on posting as a guest if you prefer . . . But the lists are way too long for me to post here . . . .

BTW . . The list for DC sucks, only banks that use chexsystems, but will still open an account if it's paid. If you live near another state and want that list as well let me know.

How do I join?

https://www.debtconsolidationcare.com/free-consultation

It's a free registration in the forums

I joined so now can you help me with banks in Ohio?

Hi kenandron6 , welcome

Wait for goudah2424 to come and see you registered. She has the complete list. Keep a watch on your PM Button in the left side of your screen. It will say

You have 1 new messages

I just PM'd you the list. If you look in the upper right hand corner you should see a link that says "You have 1 new message" Click on that and it will take you to your inbox.

goudah, you are fast :)

The list is also on my blog site now, I tweak it everyday evntually it will be formatted for the entire country. :D

Cool . . . . Ashley, One thing about the US bank accounts is that is doesn't work for every state . . . . Only some state seem to have relaxed their requirements. That's why it only shows on the lists for certain states . . . I notice that you put it on top, so you may want to change that or put a disclaimer in . . .

And so everyone knows I'm still happy to PM you your specific state! Just let me know what you need!

Will you PM me for Utah? My son needs an account.