credit

Would you like to post a little more information about your situation? For example are you employed? You have registered on here which will allow you to receive a free debt counseling phone call. You can discuss with him any financial concerns and advise you of options. You can also find many posts regarding building credit, etc.

Are you doing anything to improve your credit ratings? Most financial companies will look your three digit credit scores before placing any offers to you. The interest rates on the new credit will be fixed according to your credit scores. The higher is the scores; you will get lower interest rates.

First pull out your latest credit copy from the three bureaus and go through each account in all the reports. Compare every item thoroughly and figure out if there are any incorrect negative items reported in your file. Most often, bureaus mix information of one file with another because of handling billions and billions of consumer files. Call your creditors with whom you have the debts and work out payment arrangements with them. Credit scores will go up once the debts start getting paid off. Get some tips on credit repair at this link