United Cash Loans

United Cash Loans has violated several state laws. What state do you live in? UCL is located in Miami, Oklahoma.

PA

United Cash Loans is one of the DBA names of Rio Resources. Check out their different topics in this forum. You will stay protected if you decide not to do business with them.

I will advise you to return back their loan and monitor your bank account closely if UCL tries to deduct money from your account. Your best bet will be to close the bank account and open a new one because your information with them is not safe anymore.

If I remember correctly, Pdls are prohibited in PA. Here are your state laws.

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

So what does that mean that they're prohibited? How can there be cash advance places in town.

I have a loan with United Cash Loans and just had one of their withdrawals reversed. We have been keeping an eye on our account and having everything reversed when it happens. I have not talked to anyone from there nor have I received any responses to any of my emails I sent them.

If this is the only PDL you have, do not get any more and get this one take care of ASAP.

How did you get it reversed?

prohibited means that they are NOT to loan in this state. But you will find that United Cash Loans does whatever they please. Do monitor your account, because they will drain your account even after you have paid them in full.

IPDL companies licensed in their state are allowed to lend in the state of PA. They don????????t need to be licensed in PA if they want to do their lending business.

I had to go into my bank after the debit hard posted (and not memo posted) and do some paperwork and also I had to show proof that I had contacted the company to let them know that I had revoked my authorization to debit my account (which I printed off the email I had sent them). We have to watch our account right now (even though we are trying to close it out, but can't until everything clears and we are not in the hole)and when we see something showing up, we have to go into the bank and do more paperwork. Contact your bank and talk to them and they can tell you exactly what you need to do, but first you need to contact the companies and let then know you have revoked your authorization.

United Cash Loans is not licensed in any state to loan money. They violate all kinds of laws.

I am waiting to see if they are going to try to pull from my account again this Friday. I have not heard from them since we reversed their debit, but we will see.

2ndband,

United Cash Loans will probably debit your account again. Keep a close eye on your checking account. They are not ones to respond back to correspondence either.

Oh, I will. Just checked my pending transactions for today and so far, nothing, but will check again later this afternoon after I get back from the drs office. Been sick all week and finally going to the Dr.

I cant seem to reach united, anyone have an email and a toll free number that they had listed for contact?

1-800-279-8511

I had a loan from United Cash Loans and I just got done paying it off through Pinion MGT. I wish I would of known about them awhile ago.....I am glad it is paid off!

I think Pinion MGT is a terrible collection company as well......:) had to say that!

I am ready to send them a letter revoking their ach debit for my checking account. For what I can see they are not license anywhere? How can they get away with making loans. Is One Click Cash also Rio / MTE?

Tweety,

Congrats on paying them off :-) That has to make you feel better!! spanisheyes, they are not licensed in any state to do business. They get away with it because they can. We need to put our foot down and help get this company closed down. They move around a lot and hide from the law. :roll: Yes, One Click Cash is part of MTE as well.

Just got a call from them, I have already closed the account that they were authorized to withdraw from. Any idea if they are licensed in WA??? Then if they are not, what type of letter do I send them???

I have read all of this--I had taken a $200.00 loan out...I had paid 300.00 to date--They went into my account and tried to take 110.00-I had to close my account and open a diffrent account :evil:

I had a loan with 3 companies including United Cash Loans. I sent them all a cease and desist and I sent them all my final payment plans, and gave them 24 hours to come back and accept the plans. All three wouldn't accept unless I gave them my new account info. I refused and told them to contact me when they were ready to accept what I was offering. I haven't heard a peep in 2 weeks.

After reading all the horror stories about UCL, I contacted my bank (Bank of America) because I have an outstanding loan with them and they have not withdrawn the money yet except the finance fees. I was concerned that they might try to rip me off so the rep for my bank put a stop payment on the loan and hopefully they will be contacting me by phone (they wouldn't return my email requestd for contact!) and wanting their money. Then I can handle paying them with a paper check or something to where they have no access to my account anymore. Any reasonable bank should be able to help with that, even loans that have already gone through-filing a claim and reversing it immediately, rather than making you open a whole new account.