GFSIL Keep harrassing me

First tell your boss to tell them to stop calling your place of employment. THEY HAVE TO. Then send them a letter (I am sure that someone in here can direct you to a form letter that will work) tell them what the law is in your state and to stop contacting you by phone.. Good Luck

I sent them a letter back in Dec when I paid them the $230. They still won't let it go !

They are one of the hardest companies to deal with . . . . Unfortunatly they don't care much for laws . . . . Their goal is to harrass you into paying them money that you dont' legally owe, and that they have no legal recourse to collect.

Did you send them a cease and desist letter? If not respond to their e-mail with a cease and desist letter. Tell them that you will only communicate with them through e-mail or the USPO. Tell them that you need them to do this so that you have proof of their contact with you, and if they continue to call you at work and call your boss, that you will have to look into what type of legal recourse that you have. Also make sure that you report them to the FTC, the BBB and your AG.

This is the original creditor, so a cease and desist letter won't apply to them, they won't have to follow your request. They will however have to abide by your request to stop calling your place of employment but you need to put that in writing and verbalize this to them when and if they contact your work again.

Do I have any legal recourse? I thought as they weren't a collection agency that they could do what they wanted???

There is always legal recourse.Since they are orginal creditor,you would need to look at state laws and codes related to collecting in house debt & harassment.My first stop would be a fully documented complaint to the attorney general.Once ag finds out that their interest is illegal and they are abusing customers,they should start their own investigation and get this taken care of.In complaint send copies of anything you have related to the business relatonship you have with them.(emails,loan docs,receipts,bank statements with personal info removed)

I have posted on them before. You will find a lot of information on what a scam that company is by searching them here. I defaulted on a loan with the in October and it took until late December for them to quit calling. All I can say is to try and wait it out. They will not stop no matter what you do. I sent letters to the BBB, had an attorney send them letters and had my boss telll them not to call.

when I hadn't heard from them since Jan 7 I thought they had gone away .......specially since I PAID them what I LEGALLY owed them. Funny how now they say I owed them $500 (on a 200 loan ) These people are the absolute WORST

I agree. I went around and around with them everyday. Sometimes 3 and 4 times a day. Just stand your ground and be tough. They tried the same thing with me. My original loan was $200 and I had paid over $1000. Do a search for them. I posted most of what was said between us while it was going on.

i sent them a cease and disist letter and they stop calling..

perry what did you say in the cease and desist letter and had you paid them off???

Definately report them for violation of fair debt collection law to the attorney general in your state and file a complaint with the FTC also, you can do all of this online, they will contact the company about this matter. Make sure you put the account number in the complaint so that when they call GSFIL they can't act ignorant to your account. I had a loan, paid them off and now they call me trying to get me to take another. I am about payday loan free and plan to stay that way, working on 4, got a payment plan with each and on my way out of this mess.

now what to say these people are calling me too at work i just say she no longer work here, so i will see of they will stop, i got a 200 dollar loan which i paid 89 dollars for a long time, they just let you do this till you are satified, i know i paid them at least 1000 dollars i would like to have a refund but dont know how to go by getting this, so just leave me along if i cant get an refumd;so what is a cease and desist letter. i would like to know what can they do they have no writing documents not even signed ones from the inernet.

anyone
on the forum that can answer this up above?

First thing you will need to do is stop the ACH on your account, You can do this by sending them a letter with your account number and tell them you revoke the ach on your checking account, include your checking account number in the letter. At the same time you should send them a revocation of voluntary wage assignment, just in case they slipped this in there on you. That way they can not touch you pay check.
What state are you from? You will need to know this to determine if you are entitled to a refund. Please let us know what state you are from?

guest reveal yourself and i will tell you what i said to them

Huh? I thought we were back to allowing guests to post?

britneysbald i dont know if it someone from gfsi wanting to know what i sent to them thats why i told the guest to reveal themselves

Perry it was me that posted. I forgot to sign in!
As to the Fair Debt Collection Act or whatever it is called I thought that applied only to 3rd party collectors such as collection agencies?

As far as I am concerned I paid these people back in December WHEN my loan was due. I took out a $200 loan and paid them back $230 which included the LEGAL amount of interest here in CA.

By the way on a positive note I have paid off all my payday loans. NEVER AGAIN! Now if I could just get GFSIL off my back.......the worst thing is them phoning my boss. SO totally embarassing.

perry please tell me what to say to gfsil i did the same thing i borrowed 200 dollars and pd them back much more than i borrowed they are calling my job it is just lucky i got the calls lately i told them she was not here they said yes she is i talked to her not knowing they were talking to me then. so i know they did not know my voice just bluffing me, so what to do pm me what ever you need to do ok. they ask me to tranfer to my boss my boss is too busy to hear this nonsense. help in a hurry please laverne.

Has ANYONE has any luck in stopping these people calling? They are back to calling me again at work and harassing me. I paid them back the original $200 I owed them plus the legal interest in CA of $30 . They say I owe them varying amounts from 358 to over 500. I can't even understand the latest woman that has called me. She was totally unintelligble and just kept yelling at me. I'm at my wit's end with these people.

I told them that I had reported them to my attorney for harrassment and that they owed me over 1000.00. I also ept e-mailing them to pay me what they owe me. I did report them to the ag here in Ohio and to the FTC and everytime that I emailed gfsil I cc both of the gov. agencies. The last time I heard from them was when I told them that I had talked to my attorney and they were to contact him, I gave them his name and phone mumber. Of course it was my bk attorney but he did tell me to do this. Just keep reporting them, tell them that they are harrassing you and keep e-mailing them. See if that works.

Im trying to get a phone number for gsfil

Here it is

Gfsil 800-865-3704
fax number 877-280-2330

PHONE NUMBER FOR GFSIL

Tanisha - it has been posted already - please look above.

GFSIL-EVIL SATAN SPAWNS!

Have you guys sent them letters to stop contacting you at work yet, simply telling them won't work. You need to compose a letter and include the fdcpa law, send it to them certified, let them know they are breaking the law or simply remind them of it, then you have proof when you do sue them.

fedup-GFSIL does not care I have sent them letters, emails and faxes stating such and they continue to harass stating that they are above the unite states law because they are located in the UK...They are evil satan spawn...

Fedup, with these people it really doesn't matter if you send them a letter - they have numerous addy's and some are only call centers. I got them by e-mailing a few times a day and reporting them to Homeland Security ICE. I registered a complaint under cyber crimes. The people that used to call me barly spoke English so I am not sure that they could read a letter at any rate. I have not heard from them in a while now, so I don't know if my efforts paid off. I just wish that they would refund me the 1k+ that I over paid. But not having them calling me is a big plus.

That is how I would feel...forget the refund just leave me the heck alone!