888-355-7515 - Does this number belongs to Asset Management Professionals?

Even if the SOL is up they can still try and collect. Ask him to send you validation in the mail. Do you have any idea on what you owed in 2001? It sounds like he was being courteous.

Sol is 5 years in Florida to the best of my knowledge.If you are certain the sol is up,send them a full c&d letter certified mail return receipt mentioning expiration of sol in letter.

SOL in FL is either four years or five years, not more than that. Get the last payment date from your original creditor before you send the dispute letter to this CA.

The CA is also bound to follow the fdcpa laws. Once they receive your dispute letter and the cease and desist request, they are not allowed to call you anymore. The debt will be reported negatively in your credit but they can't sue you for not paying it.

Acid Management does not have any professionals working for them.

I also live in Florida SOL is 4 yrs

So which one is it? 4, 5 or 6 years? I am confused because he was not very clear with dates. He just told me, do you recall having this credit card? Well, yes, I recall having several credit cards, but none with this balance.
Thanks for your replies.

In FL its
open acct:4 years

Written contract:5 years

I am sorry, but I do not understand this. They can say the account is open now so the SOL does not appply, but I have not used the card in a long time. I cannot even remember when it was used last. So I should go with the 5 years theory, right?

Irhall, if the SOL has expired they may still try to collect, but from what I understand when the SOL expires, they can not sue you. And if you go with the 5 years, the SOL has come and gone right? If the last activity was in 2001.

In the state of Florida, SOL for credit card debt is 4 years. The clock begins ticking on the 4 years on the date of last activity, whether the last activity was a payment or an item charged to the credit card. Being beyond the SOL simply means that you can no longer be sued or threatened with suit regarding this account. If they should file suit, your defense in court is simply that the account is beyond the SOL. Case dismissed. You can confirm the date of last activity from your credit report, or, if you feel they have reported an incorrect date, send a DV letter (certified, return receipt). Collection activity must be halted until they provide verification of the debt. If it is beyond the SOL, tell them so, then tell them to go away and leave you alone. They may sell the account to another CA and you'll go through the same thing again.

Ahhhh, got it. Thanks. You guys (glas) are the best!!!

what is the time in PA that they no longer can do anything

AMP not being courteous - they're awful. Tried to collect $7,000.00 from me on a debt actually owed of $2,152.00. Offered to settle for $5,000.00. When I said I would not oay more than I owed I was told they would "begin the process we must do at our office". Then they put Helen DeColon on the phone who screamed at me and called me names for 10 minutes. I hung up on her without getting a word in edgewise.

I received a call from them on Jan.13 2010 saying I owed Capital One $500.00. I knew I did not owe them anything and I contacted the BBB and today I got a reply from Capital One saying they had no accounts in my name and that I owe them nothing. This company threatened to report me to the Credit Reporting companies, but I pulled up all 3 of my reports and they show no negative reports and no delinquent payments. All accounts say open/never late. This is another scam outfit. Go to the BBB if you are sure that you owe nothing, and report violations to the FTC immediately.

This company repeatedly calls my number asking for someone I've never heard of. This is not merely someone not at the number, it's someone I've never heard of. I've had the phone number over five years, so it's not as though a previous person who had my number should be the one getting the calls. They always play a recording, there's never a human being when the call starts to get my permission to play a recording. The recording says that the person named should call (888) 355-7515 but they give no option for anyone else. It's been call after call after call from them -- what should they care, it costs practically nothing to place a call.

I get the same recorded messages from those criminals every day!!!
They are bunck of crooks trying to get money from poeple who do not owe anything!!
JUST IGNORE THEM OR BLOCK THEM WITH YOUR PHONE PROVIDER

Write them a cease and desist letter....they are a 3'rd party collection agency that probably bought the debt from the bank. I have used this successfully in the past with collection agency's and even Attorney's who act as collection agency's. If you google -search "Cease and Desist" letter's you will get samples of these letters which you then send to the agency certified with a return-receipt. If the letter is worded correctly they can't even put anything negative on your credit history. Under Federal Law you don't have to work with collection agency's. Your business is with the original creditor in your case the bank.

Why answer this thread? It is old.