clearing my credit!!!

You can contact your state Department of Finance and request a copy of the list of licensed companies in your state or you can look in your phone book. But please be careful and make sure you check the company out through the BBB website to see if they have any complaints against them. You can also check with your state to see if they have any complaints about a company you are thinking about using.

Thanks for the tips. I don't know where to start so that is useful information and I will use it wisely

Welcome to the Community :D Puddlejmpr is right, check into any company you are thinking of dealing with-also the BBB, and others who have used them successfully. You also need to ask about all their fees, hiden fees, etc.

Be aware, consolidating your debt will not clear your credit. It will look better than if you aren't paying at all, though.

Feel free to ask questions!..Karen

Hello and welcome to our community!

Just like Karen pointed out, your best bet is the 1800 phone number on the right side of the screen Smile

Good luck and keep us posted!