Frederick J. Hannah and Associates on behalf of LVNV Funding

Any legal advice will be nice too, the more information I have going into this the better. Information is ammunition.

Also I am going to check with my state Bar association to see if this Mr. Beckner is licensed to practice law here. They also have 30 days to follow through and 5 days to send me a dunning letter.

Usually they deal debts out to the "law firm" of Welt and Reis.

I hit WW&R up with validation, they didn't like that.

Also when I informed Mr. Beckner that I had already requested validation he informed me that they will give me the validation in court. I said I'll be sure to ask about that in discovery. You could hear him gulp and he got rather distant and ended the call very quickly.

Law student is right- WW&r usually handle it. I dealt with them-wrote them a debt validation request, along with the many regualtions that LVNV funding has broken--and they passed it to another agency!

You said they have 30 days--do you live in Texas or one of the other states that limit this to 30 days?

If they do sent you a DV, it will probably be a computer generated paper saying when the last payment was, the balance and they own it--nothing more--I told them a 3rd grader could have written that up fro all I knew!!

You are right- they don't like you to be educated in the area of debt or know your rights!

Good Luck--keep us posted..KAren

I mean that since they have threatened lawsuit they have 30 days to follow through per fdcpa

oh-ok!!Let us know how it works out- several people have been dealing with LVNV and their DBAs here!!..KAren

I'm sure they are just blowing smoke, either that or if they do file suit they are going to send the summons to either my old address (which my brother lives at now) or sit on it until after the trial. Either way they would be in for a world of crap.

Addendum: Actually my state gives them 45 days.

[quote=JCEMT]Also when I informed Mr. Beckner that I had already requested validation he informed me that they will give me the validation in court. I said I'll be sure to ask about that in discovery. You could hear him gulp and he got rather distant and ended the call very quickly.[/quote]



Sorry bud, but that's just too funny. Sounds to me like it sucks to be them. Keep us posted, please. I and others are following this thread closely.

:lol: :lol: Yep that stone cold silence on the other end can be funny as hell!!

[quote=JCEMT]Addendum: Actually my state gives them 45 days.[/quote]


Question: Where do you look to research that? What website or section of law? I'm in Vermont, so obviously it won't be the same as your state, but where should I start looking?

Look at your states legislation website. You have to go through each of the chapter titles to find the one concerning consumer law. Then you have to go through that chapters headers to find the one that corresponds to what your searching for.

Here is the URL for legislation of Vermont:
http://www.leg.state.vt.us/statutes/statutes2.htm

Also, once I shoot them down in discovery, I will have my attorney to motion to dismiss the case with prejudice due to failure to show cause.

I got their dunning letter in the mail today, it had a list of their attorneys. None of which are licensed to practice law in my state. Uh oh, for them that is. lol The reason that is, is thus: When you are a attorney specializing in debt collection and are acting as a debt collector and you contact a person by mail using your firms letter head or contact a debtor by phone using your firms name. You are practicing law, in order for you to practice law in a state you must be licensed to do so. They are not.

Here is an email that I just sent resurgent:

I have already requested validation of this account through Weltman Weinberg and Reis, through LVNV funding previously, through Northstar group, and now through Hannah and associates.

Continue to play these shell games with me and I will have no recourse but to file complaints with the Federal Trade Commission, the Attorney General's offices of the respected states in which each of these agencies are located in as well as state/county Bar Associations where applicable. In addition I have also noted several purposely misreported entries on my credit report. I have full intent to pursue civil suit for each of these if you continue these blatant violations of state and federal law.

All I can say is if they want to file suit against me, bring it on! I'll get it dismissed because they will not be able to show cause when I request validation during discovery and I'll counter sue for $15,000 in statutory damages plus punitive damages, attorney fees, and court costs.

You go!