Payday collection co. that threatens money laundering charge

cmpolk!

Sorry you had to go through that, and at work at that!

I may be wrong, but US National Bank seems very familiar to me, as well as to this forum also. Did this guy have an accent? Was there a lot of background noise on his end of the phone?

If I remember correctly, there is in fact no US National Bank. This guy is a scam. The fact he wouldn't tell you who you owed money to or how much really would set off my warning bells.

Let's see if anyone else can shed some light on this for us.

yeah,just like united,federal,and national banks.they all called me,same thing,thick accent,noise in the background.the whole shooting match.it is a scam,read up on your state laws regarding recording calls.you need to gather proof of there illegalities.

Oh yeah, I probably should have done a search on this website before I responded the first time. Here are a couple of links to other threads concerning US National Bank.

http://www.debtconsolidationcare.com/tippy1959/about41999.html

http://www.debtconsolidationcare.com/collection-agencies/about25215.html

Sounds like he's "kicking it up a notch" in the violations of the fdcpa while making his collection calls. Do not be frightened by his threats, that's all they are is threats. He threatened to "download" a member of this forum once, and from what I can tell she survived.

I would normally advise you to send him a debt validation letter and partial cease and desist letter; however, he probably will not give you his address when you ask for it.

Let's see if anyone else comes along with some advice on this.

Did they call from 888-954-4111?
I remember answering a post similar to this yesterday.

This so called "US National Bank" is not a bank at all...its an offshore junk debt collector that will violate every law available.

NONE and I repeat NONE of the "charges" they are threatening you with are legit!!!

Do not take any more of their calls!

....and Ron raises a good point about their address.

Of all the cases I have seen with US National Bank, they will just demand you give them your account info or do a moneygram. They have refused to give an address.

When they call your work, do you have a direct line or do others answer the phone? I was going to say just dont take their calls and just hang up on them.

Money laundering is the process of creating the appearance that large amounts of money obtained from serious crimes, such as drug trafficking or terrorist activity, originated from a legitimate source.

Sounds nothing like defaulting on a payday loan.

They are counting on the fact that you don't know what money laundering means and you'll be scared. Don't fall for it. Oldest trick in the book!

Quite so kscornell, sad thing is most people don't really understand what some of these bogus charges they say they are going to file really mean. Their greatest ally is consumer's ignorance, I guess that's why we (this community) are here.

Abso-Freakin-lutely!

Couldn't have put it better myself JCEMT and KSCornell. I'm glad this site exits in order to help educate those that might be abused by crooked CA's and their schemes. At this point, it's not a case of whether he actually owes the money or not, it's more about the fact that this joker from "US National Bank" violated the law.

wow! you people are sooo.. with info here...
consider all the theft..fraud and identity fraud..in America..then consider the amount of money these crooks can make with their extortion tactics regardless of whether you actually owe the money or not?..very scary!!!! I hope more and more people find this site...
So many people think that it must be legit in some way shape or form or else it wouldn't be happening to them!when they ask again if your attorney is present..I would be all..Yah.. let me put him on the phone

I was thinking the same thing Socks. Maybe cmpolk could get a friend to pose as an attorney, the next time our man from "Useless National Bank" calls. If I was there, I'd love to do it. I'd have the little twit stammering inside a minute. I've always been told I'd make a good attorney, the way I like to argue.

Of course, two wrongs don't make a right. It's probably just as illegal to have someone pose as an attorney in order to goof on someone posing as a bank. So I wouldn't recommend doing it.

Still, it's fun to think about how funny it would be.

Do not pose as an attorney, it violates state law by doing so.

It all sounds like that old Bass & Ass tactic. Same line, different names. I just got a call yesterday from West **** Management saying that I still owed them money on an old online payday loan I did a few years ago. i told her that I paid both of them off after Bass threatened me. She said I only paid one. So, that phone person from Bass made a good profit off the top of my payment to them. They paid one, and kept the rest for themselves. They are thieves and liars and will burn in HELL!

[color=Red]****Adult term removed - Jason[/color]

Yes kids, like JCEMT says, don't try this at home. I wouldn't want anyone to get in trouble by trying something I suggested while trying to be humorous. It would definitely disturb me if it were to happen.

So, please don't pass yourself off as an attorney.

Still, who's our man from US National Bank going to complain to? I can hear the conversation now:

Yes Mr. Law-Enforcement-Representative, he had the nerve to try and misrepresent himself as an attorney after I called him misrepresenting myself as a bank and telling him he was facing bogus money laundering charges.

Love to be a fly on the wall during that conversation.

Oh, and swedishgirl. Was that a typo on your post? I started laughing out loud when I read it!

I got a call last summer ( May I think) from "Alex Divine" from US. National Bank. 1-877-403-0003. He told me I was a suspect and told me he thought I knew why he was calling me? He said I was under fraud investigation and asked me if I had ever been on probation and told me "they dont want my money back" I said to him " then why did you call me?" He got real ticked off and started yelling at me and I hung up. He never called back. I did file the complaints and never got responses back! Go figure! Yes, it's a bogus scam....I was going to be "downloaded" that day......

I see a tweety bird flying down a digital tube in cyberspace... downloaded.

:lol:

Just remember what unclewulf said, it's only kinky the first time.

downloaded,is that like assimilated?we are borgs
resistence is futile. :twisted: :twisted:

Paul, the Borg always refer to themselves in singularity when it comes to the name "We are Borg, lower your shields and prepare to be assimilated, resistance is futile"

please don't.i don't wanna be borg.maybe if my first name was smorgas.

LOL!

Man we have some funny people on the board today!

Great one PaulMergel.

I would still want to be there when the collector asked for the person's attorney and she said "Wait a minute!!" It would be funny....

[quote=JCEMT]Just remember what unclewulf said, it's only kinky the first time.[/quote]

Glad I could help......... :)

[quote=JCEMT]Paul, the Borg always refer to themselves in singularity when it comes to the name "We are Borg, lower your shields and prepare to be assimilated, resistance is futile"[/quote]

I am Dyslexic of Borg! Prepare to have your ass laminated!

ROTFLMAO!

Unclewulf is like Superman, he knows when he's needed.

:lol: :lol:

I also agree that 2 wrongs don't make a right..but how does some lying violating the law a##hole asking you if you have a lawyer present?..and you might not be intimidated and reply "Yah as a matter of fact I just might have someone here" make you the law breaker who did something wrong? If they break the laws in your face screw with you...you then should be cautious to follow proper pomp and circumstance? I treat as I am treated respect gets treated accordingly....liars..deceivers.. lawbreakers..are in a total different category..
so I guess if you can't prevail in court with common sense when these bast@rds try to intimidate and ask if a lawyer is present..instead of saying yah...let me put him on phone..perhaps..yah ...let me go get him..he just walked out door...and put phone down..and leave it there until they hang up might be covering your rights?

Well, me personally, I would like to take the high road when dealing with a CA like this. Still it would be fun to hear the "Doh!" when you tell the idiot "hold on I'll get him" when he asked if your attorney was there.

I just would not want anyone to get in trouble for doing so, thinking it was a recommended tactic. I wouldn't put it past the idiot from Useless National Bank to complain to law enforcement if someone did. Kind of like that episode of "COPS" where the woman flagged down a patrol car because the woman she thought she was buying a crack rock from sold her a piece of plaster (or something like that, but it certainly wasn't crack) instead.

Anyone see that episode?

That's one of the big reasons I don't watch TV anymore.

ron I applaud you for taking the high road!..Me..I get so angry when I hear about these companies terrorizing people in this manner that I think occasionally stooping to their level and kicking them in the a%% at their low road is what I would do if this happened to me!
also Ron..in today's world...everything is always someone's fault and wrongdoing...I'm thinking that if company contacted you originally and broke the law on very first contact...that you wouldn't be held responsible for any matters that subsequently followed...if you went postal after they treated you badly etc. etc. it would be their fault because of initial WRONG TREATMENT ON CONTACT...
of course we all want to be honorable...
but in this situation..I myself would draw line in sand and try to spank em hard for being such a$$holes!
and when drug dealers spend as much as I do on liability insurance I will then start caring if they sell plaster to someone on Cops who cries wolf!

Socks, I have had a CA call me, breaking the law on the very first contact. That's why I have a personal grudge against Legal Mediation Practice. I don't know if you've read any of my other posts concerning what I was going through and almost did when they called, but it really could have ended terribly for me. Like you, I too got so angry I wanted to hold them responsible for their clear disregard for the law. So I sued them. Since they are located here in Jacksonville, where I am, things could have gone much worse if I had really snapped. But it didn't and I feel I got my point across to them.

I did say "I would like to take the high road" when dealing with crooked CA's. Doesn't mean it always happens, though.

I've also had some fun, at a CA's expense when they called me breaking the law on the very fist call. Did you see the post I made to the "First Shore Credit Corporation?" That was, without a doubt, the most fun I have ever had on a phone conversation. Ever. I wish I had been able to record it, would have been fun to post on my blog for others to listen to.

Also, my point with the COPS story was that even though someone may be breaking the law themselves, sometimes they might still have the law on their side. Doesn't make it right, and it doesn't make it fair, it just sometimes happens that way.

Ron, no that was not a typo. That's my name for them. Like how Wells Fargo is Wells Tardo. And US Bank is UAss Bank. I have to keep my spirits up, so I make up funny names. :)

Swedishgirl! I didn't think it was a typo, just wanted to make sure. It did get a chuckle from me.

I'm with you on that one, I've got a few choice made up names for some CA's too; some I can print here, some I can't.

Swedishgirl, if it helps you keep smilin' then it's a good thing. Do whatever it takes to stay strong when dealing with the bad guys.

Bass and Ass got a bunch of my money a few years ago to pay off a few internet payday loans....and now that payday loan place has called me saying they only got paid for one of those loans. Hmm....yeah...they are ****. But, I'm payday loan free, now. I told those guys to check with Bass and Ass for their money since I already paid it. Now, all I have is my car payment and rent and utilities and food...the normal stuff. I will NEVER get another payday loan as long as i live. And i lecture all of my bank customers if I see they got one.

[color=Red]****Adult term removed - Jason[/color]

Good deal swedishgirl, spread the knowledge.

I had a payday loan company that threatened me in the same exact way. It was called Paydayadvanceplus.com. They were located in California.

They called me a filthy parasite for not paying off the money they claimed I owe to them......they threatened me by saying that they are gonna come to my house with their attorney to get me arrested and I have to spend my whole life in some prison and no one can come to my rescue and blah blah!!!! I answered them back saying "thanks for your concern sir, if no one comes to my rescue then i will knock at your door for your help, won't you help me sir?" and then I hung up.

Well I got the Call from Ben Marshall last week. He called me at work and told me that I had been observed in a fraudulent money laundering scheme and he was about ready to download my information to the state police and asked if I had ever been arrested before. I asked him who he reprsented and he said that I had made a payday loan that I did not pay. WHen I asked him who I got the payday loan from, he started to yell at me and tell me that he did not have to tell me that because I should know. I told him that I did not know. And he said oh yes you do and to stop playing games with him. He said, well, I guess you will just have to be arrested. I told him o.k. come and get me. The next day he left a message for my supervisor at work. He told him to call him back concerning a legal matter and me. When my supervisor called him, he told him that I had committed fraud using the company's computer and that I owed money for a payday loan and that he was coming to confiscate the computer. Imagine my embarassment when my supervisor called me in his office to tell me this. I then called This marshall guy back (he doesnt deserve to be called MR) I told him never to call my place of employment again, He told me then to pay up and he would stop..and I told him no I am not paying anything until he tells me what company he is collecting from. HE called me a thief, liar, deadbeat and a money launderer. (I had three witnesses with me to hear the conversation.) HE then told me that he would call several differenet people at my place of employment and so it is apparent that he had called ahead and asked who the president of the company was and other key people. This idiot doesnt even know what money laundering is apparently!!! I have gotten a lawyer, and reported him the the FTA and my states attorney general as well as the FBI...I have documented notarized statements from the people who heard him threaten me and verbally abuse me. HE told me that I don't know who I am dealing with in one threat...well he doesn't know who he is dealing with. I will see this thing through as far as I have to.

Go Loggy go!
That is great, I can't wait to see the punitive damages you get from the lawsuit, it ought to be astronomical.

this guy has broken several laws.. record the calls .. if he calls put the phone by the tv and take a bath.... this guy is a thug that doesnt realized how long that he will be in prison... hahahs works every time....can anyone say extortion ... rackettering...... ??????????/

also Ron....I have read your posts and that's why I became a fan of yours!.when you stated quote....
"Well, me personally, I would like to take the high road when dealing with a CA like this"..I thought..hey after all you've been through..that's very honorable of you...I just don't see it happening with many people is all....my biggest concern since I have become a member here is how certain companies intimidate degrade and frighten people...and people go along with it because they think the company somehow has a right to treat them like this because they may have made a mistake and gotten behind on some sort of a payment....this site is giving power and knowledge to the people which is what keeps me coming back!

Socks!

My PC's been down for almost and week; finally got it back up and running today!

I'm right there with you in the anger I feel when I read a post from someone that has been victimized by a "Legal Mediation Practice" or an "US National Bank." I would really just love to intercept every one of those calls and chew the CA's that do that a new one! It's just shameful how low some CA's will stoop in order to attempt to collect on debts. In my opinion, when a CA stoops that low it is no longer a question of whether the debtor owes the money, it is now a fact that the CA broke the law and they need to be held accountable.

So I'm thankful for everyone on here that does their best to help those in need and offer support during troubling times.

[quote=UnemployedRon]My PC's been down for almost and week; finally got it back up and running today![/quote]

Glad to finally hear from you, bud! I was beginning to worry.

I got a call from this company today. The guys name was Fran Jackson and he did the same thing. I have received others calls and am working with my attorney. No one will verify any debt these people claim I owe. But this Fran guy from US National Bank called 4 times right in a row. He said they are going to arrest you, I said "sue me if you are going to sue me" and hung up. I hope that is the last I hear from this Jerk.

Relax guest, US national bank is a overseas operation that violates federal law all the time by threatening people with imprisonment or stating that they have committed crimes. These are all illegal scare tactics used by this company.

At least you're not being threatened to be "downloaded"...yet

I see what everyone else here is going through and I have to shake my head; the PDL's and their collection agencies are completely shameless, aren't they? I KNOW that good ol' ACH PDL is located in Ireland, India, or someplace, and they were threatening that they were going to "come and get me," they would "see me in the British court," etc. They said "we are taping your conversation." I said, fine, I have you on my speaker phone here at work and we're all laughing at YOU. I haven't gotten any calls from US National Bank as of yet, but it wouldn't surprise me if I did. Everybody just hang in there, get rid of the PDL's; there IS light at the end of the tunnel.

"Downloaded" :?: :lol:

I also wondered about that myself, what on earth does that mean? Is that the opposite of uploaded? hahahaha lol

Sounds Like Fun!

Giggity, Giggity, Goo!