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Illegal Payday loan companies

Date: Thu, 02/28/2008 - 06:13

Submitted by jjones
on Thu, 02/28/2008 - 06:13

Posts: 51 Credits: [Donate]

Total Replies: 146


I was trying to find out which of these payday loan companies are illegal. US Fast Cash, ameriloan, USA Payday loan, E-payday loan, and EZ Payday loan? Can you help me with this? Thanks so much!


YES. They will call. Just being honest. They will call your head off. Do not take the calls. If they call you, email/fax the letter to them again. If they email you, reply with the letter again. Just keep sending it over and over until they realize that they are not going to get you on the phone and will eventually communicate with you via email.


lrhall41

Submitted by cannr on Thu, 02/28/2008 - 12:38

( Posts: 9317 | Credits: )


I took out a loan thru quickest cash advane and they are funded by MTE....I owe them like $420, but I'm not working right now so what should I do?


lrhall41

Submitted by on Thu, 02/28/2008 - 18:24

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Okay I sent ameriloan, US Fast Cash and USA Payday Loan my settlement letters over a week ago and still have not gotten any response via email. I mailed them and emailed the letters. I am getting very nervous about a reply. They are not calling me which is good but hate this waiting game on what they will do. Any suggestions to keep me a little sane? Thanks!!


lrhall41

Submitted by jjones on Thu, 04/03/2008 - 11:23

( Posts: 51 | Credits: )


I'm not showing EZ licensed in their own state. And they're not in TN.

It's only been a week since you sent your letters to the "nasty people". Give it time. Oh, they will contact you! LOL! Sometimes these people are a little S-L-O-W and don't realize anything until their debits are rejected. They really don't pay attention to what we send them. We do it to cover our butts. Wait until their debits are rejected and they "figure it out". Then you'll hear from them. Enjoy the silence while you have it! Soon you'll be duking it out over email with these idiots! :wink:


lrhall41

Submitted by cannr on Thu, 04/03/2008 - 18:30

( Posts: 9317 | Credits: )


What is next. I do not blevie that I have been a victim of such. Can someone pleae let me know if mycashnow is legal????????? I called them this evening and gave them my mothers madein name. I do not remember doing that ever when I took out a loan. This is too scary.


lrhall41

Submitted by on Thu, 04/03/2008 - 19:00

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I am praying and hoping that they did and that will be the end. I owed very little on my principal amounts to them and wrote them a very detailed letter telling them I would pay the amount owed (each one was less than $100). I figure I would of heard from them by now but maybe it is not worth their time to harass me over such minor dollar amounts. Still have my fingers crossed though:)


lrhall41

Submitted by jjones on Mon, 04/14/2008 - 10:05

( Posts: 51 | Credits: )


I'm hoping they'll leave you alone also. But I get concerned when they just "disappear". I would rather have something from them in writing stating that it's paid in full, or they wrote it off, or they closed the account. Something to show in case they decide to throw you to a collection agency. That bites.


lrhall41

Submitted by cannr on Mon, 04/14/2008 - 15:57

( Posts: 9317 | Credits: )


USA Payday Loan is illegal. They operate under a cover company called Certified Call Center located at 651 High Street Burlington NJ 08016. Contact the New Jersey Attorney General in addition to the Attorney General of your state. Their collections may be a nuisance, but nothing will come of their efforts. Do not worry about them.


lrhall41

Submitted by jamesj on Mon, 04/14/2008 - 19:07

( Posts: 3 | Credits: )


I have 8 pay day loans out. After reading more about this on this site, I have tried to research the pay day loan companies that I have loans with but it is hard to find out the state that they are located in. If you can help I would appreciate it.

Pay day one
500 Fastcash
One Click cash
Cash central
Cash network
Impact cash
Quick cash
Loan Point

I also was going to sign up with PDL assistance but came across your web site and want to try to do it on my own

thank you


lrhall41

Submitted by on Tue, 07/22/2008 - 18:04

( Posts: | Credits: )


I have 8 pay day loans out. After reading more about this on this site, I have tried to research the pay day loan companies that I have loans with but it is hard to find out the state that they are located in. If you can help I would appreciate it.

Pay day one
500 Fastcash
One Click cash
Cash central
Cash network
Impact cash
Quick cash
Loan Point

I also was going to sign up with PDL assistance but came across your web site and want to try to do it on my own

thank you
_________________


lrhall41

Submitted by on Wed, 07/23/2008 - 04:22

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Hello Molly and welcome! :) If you would be so kind, please start your own topic with the information listed below and we will be more able to help you. By doing this, it will cause less confusion and easier to keep track of the responses you receive. :D

-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.


lrhall41

Submitted by Shazzers on Wed, 07/23/2008 - 04:33

( Posts: 17344 | Credits: )


Hushhawk is one of the most illegal lenders around no matter where you live . They are inlicensed everywhere. Look in the search box and you will see some terrible situations that people have had with them. Only pay them what you borrowed. follow the advice regarding the closing of your account


lrhall41

Submitted by on Fri, 04/03/2009 - 12:23

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does any one know if pmtfaxless,pmtcashx,pmtmaple,pmteazy and pmtcashx, our legal payday lenders they are on line and I found out that they are from the grand cayman islands and they are loaning money in Canada. They are one company when you loan with them they split it up into 5 loans from each person is this legal


lrhall41

Submitted by on Tue, 06/23/2009 - 17:22

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I live in minnesota, and the new laws to regulate the pdl companies dont go into effect until aug 1st 2009, but i was wondering about the payday one company, as you say they are legal, but when I went to the commerce site for my state for the legal companies, they ARE NOT on the list, so does that mean they are illegal in my state.


lrhall41

Submitted by on Tue, 07/28/2009 - 08:02

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i would like to know if city view cash is legal to operate in alabama. i took the loan for 300 and the first payment was taken out by red river llc and the rest have been taken out by city view cash. then i missed a payment do to the bank thinking it was suspicious so they didn honor the payment. then an attourney rox mourphy claiming to be a senior attourney at a law firm threatened to prosecute me for check fraud, minor theft and one other thing. i paid him 789.44 to keep out of trouble and i am almost sure the whole thing was a scam. please help


lrhall41

Submitted by on Wed, 08/05/2009 - 12:41

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so you have already paid him? Are you supposedly paid-in-full now? Did you pay him with an ach debit? If so them I would suggest you close your bank account so they don't decide to help themselves to anymore of your money. Are they still calling you wanting more money? How long ago was this that you paid him? I'm not sure if anything can be done about that now since you've already paid him, but if it was through your checking account I would get it closed so they don't take anymore.


lrhall41

Submitted by resqume1 on Wed, 08/05/2009 - 15:15

( Posts: 324 | Credits: )


I have several paday loans. I live in NJ I have been trying
to pay some off, but they are killing me with the fees.
I would like to pay the principal and get rid of them any
suggestions. They are United Cash Loans, Once Click Cash Integreity Advance, SGQ Processing Star Cash and Kenwood.
Are these companies legal? Also should I close my checking account and send emails to them asking where I can send
the principal payment? Thanks


lrhall41

Submitted by on Mon, 08/17/2009 - 12:03

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Can you tell me if the following loans are legal. I live in New York. EZ pay, 10 dollar payday, Payday-loan- yes, and Instant Cash. :(


lrhall41

Submitted by on Wed, 08/26/2009 - 16:27

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no pdl is legal in NY.if you could provide the following

amount borrowed from each lender
amount in fees debited by each lender

anything debited ges toward the loan.there is a sticky at the top of this forum.titled DEALING WITH ILLEGAL LENDERS.it will guide you in how to get control back from them.


lrhall41

Submitted by paulmergel on Thu, 08/27/2009 - 06:18

( Posts: 15514 | Credits: )


I have a loan with biggest-cash and there website has just gone away I am not even able to look at my account I have tried to call the number and can't get through. So my question is are they legal in pennsylvania and they keep taking 95.00 every month and my loan was only 400 it should be paid off I am at a lost right now with this.


lrhall41

Submitted by Cindy Shipley on Wed, 09/23/2009 - 07:56

( Posts: 2 | Credits: )


[QUOTE=jjones;286874]Payday One $500-pd 428.75
USA Payday Loan $100- pd 90.00
US Fast Cash $200- pd 120.00
[URL="http://www.debtconsolidationcare.com/forums/ameriloan-payday.html"]ameriloan[/url] $200- pd 120
E-Payday Loan $300- pd $90.00[/QUOTE]


I have a few here in Utah and not sure what ones are legal and which ones are not. How do I find this out?

Check City-400.00 pd fees 229.00
Cashnet USA-600 pd fees 314.00
CheckNGo-500 pd fees 125
M1yloan-250 pd fees 270
Qloot-300 pd fees 180
Loan shop-350 fees paid 0

I called the representative for this state and the advise they gave me was keep taking one out until I can get my self out and you know what that was the worse advise I ever got as this is what got me into this whole. I am sure the check city is legal as there is a location here in Utah but I do not know about these other ones. Some please help.

Thank You


lrhall41

Submitted by Shana on Wed, 09/23/2009 - 08:17

( Posts: 21 | Credits: )