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Your Opinion Wise Ones

Submitted by kporter90 on Tue, 08/12/2008 - 08:59
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I have a hard ach debit block on my account and it's been a pain in the patoot! I put it on to prevent think cash from debiting my account again. I have also told them not to debit my account anymore. (I'm paying them through T & C) I went on their website to look up my account and it says my account is past due, blah, blah, blah, and my account is not set up for electronic payments. In your opinion, does this mean it is safe to take the hard block off of my account?


i wouldn't touch it.instead i would do as goudah advises.open a new account at a different bank.


Submitted by paulmergel on Tue, 08/12/2008 - 10:08

paulmergel

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Well...I just took a long lunch and closed that account and opened another one. It is at the same bank, but the branch manager assured me that the pdl will not gain access to my new account. No one can force a closed account open, or debit an account without written permission for that particular account or a court order. I can breathe easy I guess. If not, the bank may be liable.


Submitted by on Tue, 08/12/2008 - 10:26

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be very careful - i have had payday loan debits force open closed accounts. i'm not saying it will happen to you, i am just letting you know that some banks do have policies where the account can reopen. since you mentioned you talked to the manager, it should be okay though.
i don't mean to scare you, i just lost a lot of money to a loan i over-paid due to bank error in the past.


Submitted by bea2ls on Tue, 08/12/2008 - 11:15

bea2ls

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