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I have a hard ach debit block on my account and it's been a pain in the patoot! I put it on to prevent think cash from debiting my account again. I have also told them not to debit my account anymore. (I'm paying them through T & C) I went on their website to look up my account and it says my account is past due, blah, blah, blah, and my account is not set up for electronic payments. In your opinion, does this mean it is safe to take the hard block off of my account?

ME, i wouldnt do it, but thats just me, i closed my account and went to totally different one!

but thats just me

Sub: #1 posted on Tue, 08/12/2008 - 09:03

danilewis82 danilewis82

(Posts: 296 | Credits: )

Yeah, I wouldn't take the block off. I'd just get another account at another bank and forget about the old one.

Sub: #2 posted on Tue, 08/12/2008 - 09:14

goudah2424 goudah2424

(Posts: 7936 | Credits: )

i wouldn't touch it.instead i would do as goudah a new account at a different bank.

Sub: #3 posted on Tue, 08/12/2008 - 10:08

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

Well...I just took a long lunch and closed that account and opened another one. It is at the same bank, but the branch manager assured me that the pdl will not gain access to my new account. No one can force a closed account open, or debit an account without written permission for that particular account or a court order. I can breathe easy I guess. If not, the bank may be liable.

Sub: #4 posted on Tue, 08/12/2008 - 10:26


THat last post was me. Sorry!

Sub: #5 posted on Tue, 08/12/2008 - 10:29

kporter90 kporter90

(Posts: 58 | Credits: )

be very careful - i have had payday loan debits force open closed accounts. i'm not saying it will happen to you, i am just letting you know that some banks do have policies where the account can reopen. since you mentioned you talked to the manager, it should be okay though.
i don't mean to scare you, i just lost a lot of money to a loan i over-paid due to bank error in the past.

Sub: #6 posted on Tue, 08/12/2008 - 11:15

bea2ls bea2ls
(Posts: 3840 | Credits: )

k, I opened my new account at the same bank and have had no problems. However, bea2ls has a great point....and it has happened to several members aw well.

Sub: #7 posted on Tue, 08/12/2008 - 11:21

RoxyNY RoxyNY
(Posts: 4178 | Credits: )

Yeah, I know. That's why I asked before I even closed the account and opened the other one.

Sub: #8 posted on Tue, 08/12/2008 - 11:55

kporter90 kporter90

(Posts: 58 | Credits: )

Listen as soon as you take that block off, they attempt to debit and put you in the RED :? It is like these loan companies read

Do as the others said and close that account, then open completely new one at a New Bank! Best of Luck :P

Sub: #9 posted on Tue, 08/12/2008 - 14:05

Cool_Abyss Cool_Abyss
(Posts: 2936 | Credits: )

For what it's worth, I wouldn't take it off either. You can never be too cautious with these slugs. I am glad you opened another account. My bank promised me that they would protect my money as well. . . .they kept that promise. Still, keep an eye on everything for a while.

Sub: #10 posted on Tue, 08/12/2008 - 14:26

llw1995 llw1995

(Posts: 1422 | Credits: )

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