H & P capital DO NOT LET THEM SCARE YOU!!

Thanks for posting that information. The more information about this company and the ones like them will help us to help others.

The more you know :D

Does anyone have a fax number for H&P Capital? Or an email address?

these people called me yesterday and said i owu 525 from 4 years ago and said they will take leagle action agenst me is it a lie send me a email [email]aymp1981@yahoo.com[/email]

i have a question how do you file an internet FBI report? i am trying to report that number that harrasses me and all i saw was my "local" FBI address (well over an hour away!)

These people were harassing me about a family member. Using the number you gave they said they would take us off their list. We'll see if that's true... Thanks for the numbers, though. I wasn't even sure who was harassing us.

i've never heard of H & P Capital up until they called a friend of mine and left a messages for them about me saying it was in regards to a "statement". I honestly do not remember putting the person's name and number down as a reference for ANYTHING. They have not made ANY attempts to call me. I'm not sure of what I should do.

I was wondering if you can help me because i had a problem with this company. They too also told be that i better pay up or something bad was going to happen to me. i told them that i could not pay the entire thing i was willing to work with tem on a payment plan. After arguring for a while the agreed to let me make payments. I was also wondering if this is the same company we are talking about.... in jacksonville.
since then i've had to change my number and i moved. now i can't contact them to send them money b\c i lost their number. i do not want them to think that i'm skipping out on them and put in in jail... this company really scared me.... so i was wondering if they can really do that? i would really love the help.... thank you.

They can NOT put you in jail. Debt is a civil matter not a criminal one. They will threaten that and also claim they have a judgement and court cases but it is all false.

There is another thread about them in the Creditor and collections forum.

They are actually being sued right now.

What was the original debt for? Was it a payday loan? If so what was the name of the company? Also, what state are you in?

yeah it was a payday loan. i had several out there and i thought i paid them all but i forgot that one from payday loan yes... i think i made at least one payment to them and that was it and it has been at least two years and not this company calls me threatening me to pay or i will go to jail.. right now i'm only making the payments i can make but they are getting something a month thismonth they got $200 and next month they will get something. and i am in florida and so is H and P Capital i think they are out of jacksonville

paydayloanyes is illegal.they are not licensed at all.can you recall how much was borrowed total and debited total?being illegal you only owe the principle borrowed.if you paid that then you owe no more.i wouldn't give H&P another dime.at least not until you find out more.demand something in writing.then hang up on them.do not speak to them again until they send something.thatis your right.

I just filed a complaint against this company. I had already made arrangements with the company I dealt with to begin with. I have been trying to pay my debt. But the rep that I spooke with just was not listening to me. It was said that I could not make arrangements with the company. I had to pay in full by five pm today or get arrested. So, I did some research and I agree. I filed a complaint. I know I have to pay. I intend to pay. These people have to understand that if you are trying to clear your debt, you could at least work with them. You know.

I cashed a check from a company there through my company and it turned out to be a bad check. (Out of state.) Is this the same thing we are talking about? Could I be in trouble for this or should they go after the company that wrote the check? Please help.

Thank you for your input. They called me yesterday and said that I would arrested today. I did give them my debit card over the phone because I was so scared. When I calmed down I started to check them out and you are right they are doing nothing but too scare people. I did call them back and told them under not circumstances are they to use my debit card to take money out of my checking account.

Thanks for your advice.

They may do it anyway. I would keep a close eye on your account and if the debit then dispute it with your bank.

I keep getting calls from a woman for this company telling me that I need to call them. She also said whether I call or not a decision will be made against me. Very pushy, the first time I answered the call she went off on me and told me I was the rudest person she has talked to and hung up..Im like what was that about? Ever since then I dont answer when that number appears. They are very unprofessional, I have not received nothing in the mail from them so until then Im not giving anything

I just got a call from this company today. I know I owe a payday loan company. Should I call them back or attempt to settle this directly with the payday loan company? I was out of work and just started working again. Can they contact my employer?

They are very sleezy. I would send them a debt validation letter.

they just called me today!! he threatened me at work! and he was like something bad will happen to you at 1pm today if you dont take care of this today. then he told me that he didnt mean to upset me but if he told me what was gonna happen then i would cry. why are these people allowed to do this! he stated that the payday loan people have me on camera walking out the store with the "intent not to return" ummmm... i had 2 weeks to pay back. how is that intent not to return? ugh! he was very very rude.

They just called me yesterday I owe 208 dollars she said if I don't pay I go to jail I'm out here in California is that tru

They just called me yesterday I owe 208 dollars she said if I don't pay I go to jail I'm out here in California is that tru

You won't go to jail and it's illegal for them to even threaten you with that. Next time they call ou tell them to validate the debt with proof. Half the people on this site have been threatned with that including myself and not one of us has been dragged away yet.

I have been getting calls from them as well. I live in Washington State and they are telling me that they will attach my wages, have me arrested etc. Should I just wait and deal with the courts if that is what they decide to do?

this place is a bottomfeeding bunch of humanoids in FL.i highly doubt they will do anything but call and harrass.just don't talk to them.in fact on the first page of this topic there is an address.send these jokers a DV letter.send it certified mail return receipt.

They are calling me the first call was a month and a half ago told me if i did not get back in touch with them that i would be arrested. Then Today i get a call at my employment from MR. White from H&P who told me that If i did not pay today that action would be taken aginst me. The only thing is the payday loan I had was added in my bankruptcy and my attorney said that if they contact me again for me just to tell them that they are in contempt of court and hang up. Here is the kicker though he would never tell me the name of the payday loan co. Said it was none of my concern. When i told him i looked up the company on the internet and that they can not do anything to me he states "whoopie you know how to look on the internet and hung up on me. Very rude people

I live in Texas and they called me today too and threatened to come to my job if I did not pay. Saying that I had till 12:00 today or they were going to file against me with the courts and that someone form the police woube come to my job. I asked him what they woudl come for and he said "let's just say they won't just be sending a constable or something" trying to imply someone would be comign to arrest me. I checked my local distric attorney's website and they clearing state the procedures they take when a "hot check" is filed with their office. Everyone else may want to check with their local office regarding the procedures they follow. I think these people need to be shut down!! I am in collections as well and this is the wrong way to collect money from people.

so if my account is now closed, unintentially can they press charges against me?

I received a message from these people last week to call them. I never returned the call because of some family issues. Then today I get a phone call back from the same guy. I pretend that I'm not home and take a message. It was a Ryan Drake. He started going into his name, phone number, extension and name of the company and said that I needed to call back today and speak with him because he was trying to not have me blind-sided tomorrow. He stated that if I did not call him back that I would find out what this is all about the hard way. Well I researched the phone number and found out that it is H&P Capital they bought out Legal Mediation Practice. I dealt with Legal Mediation Practice last year hearing the same things - that I would be arrested. Funny thing is the company that I was working for at the time dealt with all of the local police departments so I asked the woman if I could just call them myself since they are always in my office getting some kind of work done! She hung up. This guy today though was extremely rude. I had a loan with paydayloanyes.com but defaulted when I had to have emergency surgery and was out of work. I tried working out arrangements with paydayloanyes but they wouldn't work with me. Now I've got these people calling and harrassing me. I did file a complaint with the Florida Attorney General's Office just before I found this site. I know what they are doing is illegal and that a payday loan is a civil matter and not a criminal matter. They can try to sue me but they can't get anything right now because I was laid off at the end of March. I refuse to call the guy back and even talk with them. AND when I answered the phone this Ryan Drake guy doesn't say good afternoon or anything. He says my name - like I'm going to fall for that one when I have caller id.... These people need to be sued and shut down. They think they can get away with breaking the law by making threats to people but what they don't realize is we the people are fighting back. If anyone hears that H&P Capital is going to be sued or is currently being sued please let me know. I would love to join in on the suit and get these people to just go the hell away!!!!

I just spoke with someone from h and p about a dept from 3 yrs ago. I was willing to work something out on an old dept from advance america, but she said that I had to have 280 dollars today, and if I didn't call friends and family to get the money, then she was going to say that I was refusing to pay and to get all my affairs in order because I would be arrested, she was contacting my county officials. Are the laws different in different places, I am in Montgomery County Tx.

These people have me terrified!! I'm only a teenager and i got a call from this company saying they had a file against me!! I dont even own a credit card!!!!! All these posts about it being just a scare tactic are very comforting....Has anyone else gotten something from a "Mrs. Anderson"?

I just recieved a phone call from a Laura Hunter stating that I have something filed against me and I need to call her back ASAP before something bad happens and she also said "Best of Luck" what should I do? I don't know what she is calling about.

I got 2 calls on my office phone this morning already. The first was from Rachael Anderson with all the yadda yadda as everyone has described: threat of arrest, etc. I asked for a debt validation, and she took my email address, stating that I should see it in 15-20 minutes and to call her back after reading it. It's been close to 2 hours, and nothing yet...

Then about 15 minutes ago a man called and said: "I need to speak with the owner or controller". He said it so quickly that I said "excuse me, you need to speak with who?" He repeated himself, I then tried to tell him that I am able to speak to him...then he just hung up after I got out: "well I guess you can call me the..."

I'll be mailing the DV & C&D letters out today (certified of course), but now they are on the war path and I know that they will keep calling my office (luckily I answer the phones, but what about lunchtime) and they will also contact my 2 references: my mom & sister.

To cover all my bases, I am mailing a combo DV/C&D letter to both the principal address in Jacksonville, and the mailing address in Fort Myers. I have them ready to go, I'm just waiting until I can take my lunch break to drive to the post office.

thanks so much for this information. My cousin was just threatened and verabally abused by this company. She listened and wired them money. I wish she would have said something to me before bc I would have told them NO WAY! I just saw a report on tv (dateline) on companies such as this and its totally ILLEGAL! I hope people take the time to research and FIGHT THEM BC being rude and scaring should be a crime!
Thanks again
Concerned citizen- CT

I had a payday loan with express advance payday loan for over a year, i was re-doing it for months and months. Finally the market crashed and lost my job. H&P called with several different reps, rude as can be. Finally an agent that was very sincere called and I set up arrangements. The arrangements are very reasonable. I have made one payment, my next one is due tomorrow. Should I pay them or should I contact the original loan place?

I to just recieved a call from a Mr Ross telling me to come up with the money or I will be arrested because the check that came back from a payday loan place was dated April 3, 09 which is when it was suppose to be deposited or paid... I went bad on the loan and it came back NSF and my bank closed my account April 2, 09 a day before.. SO,how was I suppose to know my account was closed in one day?????

Ok, I have to put my two cents in because I too was called by this Mr.Ross yesterday. A message was left on my work voicemail stating that they were reffered to handle this outstanding debt and I will have to contact him back today or further actions will take place at my home or place of employment. Well, I called and spoke with him and he was very hostile and rude telling me that I have until 4 pm to pay my account of $488 or further damaging action will take place. I asked what this was concerning and he told me it was for a check I wrote from Golden1. I told them that I don't recall anything like this, I was then transfered to a supervisor (can't remember the name) who said that I better come up with the funds right away. He then said that they will not call back and harrass me or give any other attempts to collect. They gave me Money Gram Express information to send the money to them. Receive Code: 6768 Pay To: HPC City: LA State: CA and an Account number 1197954-09. Then he said good luck and hung up. I was frantic! Not thinking I scrambled to find the money and didn't think to do some research Thank God for my wife who reminded me that I need to ask for some documentation to be faxed or emailed with what this was pertaining to. I then called back and was again transfered to the same supervisor guy. I asked for more information on what this was regarding about my Golden1 account and he stated that I wrote a bad check on a closed account to Money Mart. I was flabbergasted and explained that I did have a loan there but didn't write a bad check and that this account was opened. He asked if the account is closed now and I confirmed that it was. He said that I wrote this check in 2005 and he didn't know why it took so long for them to get to me. He then went on to say that they will come to my job, home or relatives and no matter how embarrasing it may be for me it will happen. He also said that it is easy to find me and gave me my address. Well my address is easy to find since I'm listed and I've purchased property all over. I called my wife back and told her the story. I forgot to ask for documentation on this issue and called them back. I told them that in order for me to send any money I must have some proof that what they are telling me is true. The Ross guy said that they've already sent me documents. I told him that I was advized by an attorney that its my right to have this information. He stated that they sent me a form stipulating this would happpen. I said to him "then you should have a copy on hand to fax me." He said that I can play possum and games all I want but the fact is my reputation will be affected. I said that I will be able to get the money tomorrow morning and they said no later than tomorrow morning and good luck. I called my mom who has delt with this kind of thing before and thank God for moms, she also reminded me that months worth of legal documents and proceedings have to take place before anyone can do anything. So now I've taken matters more seriously and calmed way down. See I'm a computer engineer and I'm very talented at finding things on the internet, but because of how this was sounding I was frantic. Now that I'm not frantic I've made several phone calls today to the Better Business Bureau, and one collection agency after the other, Money Mart who the account is no longer with, and to Money Gram. BBB didn't have anything on the company, I called Money Gram and informed them of high volumes of complaints from consumers on this company. I gave them the information I had on the company and they gave me the name HPC, then said H & P Capital with a phone number of 904.387.3187. I haven't researched this phone number yet, but that is next. The orignal number Ross gave me was 904.418.5000 ext.145. My advice is DON'T PAY A DIME and ask questions. Tell them to send you documentation and so forth. DON'T BE FRANTIC like me!! Lets do something about this company.

ok from my last posting I research the phone number 904-387-3187 given to me from Money Gram and its the same CRAP all over. If you google that number you get more people with the same problem. BE AWARE!

Thank you very much for this info. This guy named Stephen called my sister and told her that he felt it necessary to report to her that i have been using her ss#, drivers license number, etc..., all her personal information, which I don't even know!! She knows me, therefore she knew it was a lie, however, she wanted me to know so that I can get to the bottom of it. It blew me away to see the great, great lengths of deception these people are using. I will contact the corporate office tomorrow as you did to help your mom.
Thank you Again for sharing this with us!!!

I'm glad I came here looking for info. I just recently defaulted on my checksmart and Cash Advance loans, $600 each. [COLOR=black]I had to stop payment on the checks, to pay my rent, late fees and court cost to prevent eviction, so I had to due what a man had to do, even shut down the cells phones temporarily. However based on all the info I have read here I am going to see if I can just work with the store fronts here in Michigan. Someone from 866-354-0567 did call me and left a message to call them immediately, but I don't need the stress and its only been a week sense by defaults. My first time here, thanks everyone for the post, all were very helpful!!! Worst case here in Michigan its a misdemeanor for check fraud under $1000 (if its even determined to be fraud to begin with) so check your state laws. It is a civil matter, and they have to spend money to sue you so its highly unlikely they will do that; its cheaper for them to call you everyday!!![/COLOR]

You guys are unconscionable. We are a Non-Customer Service based company. If speaking to you with impunity is threatening to you, then you have deep seeded issues. These stories (VERY RICH Embellishments) are nowhere near the truth. All of our calls are monitored and recorded for legal compliance, if there is a violation those people are usually summarily dismissed. Let's think about this though. If what you say is true then if "threats" were indeed made and you paid your debt to avoid this, what happened? YOU PAYED YOUR DEBT. Holy shit! I mean what were we thinking? Point is, you were NEVER going to pay, I admit our verbiage is a bit STOUT at times, but we don't threaten jail or anything of the sort. We are not attorneys or government agents. There ARE LAWS that protect our clients and if you think you can borrow MASSIVE amounts of money and never pay it back with out ANY consequences you are living a a dream world. If all you can do is borrow money and not pay it back over and over YOU are the people with a terrible moral fiber and lowest of low. Easy to sit in judgment isn't it? If you want to start to build something better for the future, show yourself, show your children what the WORD of a good man or woman REALLY means ans stand up and face your obligations as people, you ALL cannot be bad people. Hopefully this reaches the right sort.

I just received a phone call from H&P capitol telling me that I was going to be arrested for writing a check on a closed account. The company I used was Ace Cash Express. My bank account was still open at the time I got the loan but closed shortley after. They told me I broke the law in all 50 states so wherever I go I can be arrested. Can they do this and what should I do???

[QUOTE=Anonymous;522037]You guys are unconscionable. We are a Non-Customer Service based company. If speaking to you with impunity is threatening to you, then you have deep seeded issues. These stories (VERY RICH Embellishments) are nowhere near the truth. All of our calls are monitored and recorded for legal compliance, if there is a violation those people are usually summarily dismissed. Let's think about this though. If what you say is true then if "threats" were indeed made and you paid your debt to avoid this, what happened? YOU PAYED YOUR DEBT. Holy shit! I mean what were we thinking? Point is, you were NEVER going to pay, I admit our verbiage is a bit STOUT at times, but we don't threaten jail or anything of the sort. We are not attorneys or government agents. There ARE LAWS that protect our clients and if you think you can borrow MASSIVE amounts of money and never pay it back with out ANY consequences you are living a a dream world. If all you can do is borrow money and not pay it back over and over YOU are the people with a terrible moral fiber and lowest of low. Easy to sit in judgment isn't it? If you want to start to build something better for the future, show yourself, show your children what the WORD of a good man or woman REALLY means ans stand up and face your obligations as people, you ALL cannot be bad people. Hopefully this reaches the right sort.
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save it for the phones humanoid.this place deserves nothing but lawsuits.another bunch of hooey by a fine example of a bottomfeeder that will change it's name again once the authorities get enough complaints.btw you are absolutely lying through your teeth.humanoid.

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They just called me from 904-518-5000. They left a message that stating they had a formal complaint against me and that I need to give formal documentation to them. Her name is Mrs. Hudson.

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I did pay them after the threat, and they have debited already, should i not have done that?

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I called this company because they appeared on my credit report. My identity was stolen some time ago. I also have a police report. I asked them to send information to support the collection placed on my credit report. I got into a huge shouting match. OMG! I was so angry. I just want to know how I can get this removed from my credit report. I was willing to pay it just to get it off until the argument. Please! Please! Please! help if you can. I have disputed it with the credit bureau, is there anything wlse I can do?

did the credit bureau respond to your dispute? did you send them a copy of your police report?

Someone called my mom and said she was going to jail if she did not pay up and kept threatening her and she was so scared i called and they said she would learn the hardway and then hung up on me