Palisades Collection is not cooperating!

We cancled our att account and they kept billing for several months. Now we are being sued by Palisades. They never contacted us and we found out about this through the court. Do I have any way to settle with them without hiring an attorney or what would be my best bet on this ?

Please I need to send a credit letter dispute to the credit bureaus transunion,equifax,experian, but I don`t know how can I write it, somebody have a sample for it and the credit bureaus address
than you

Edit this letter according to your needs.

Quote:

I received a letter by a person that came to my house. The letter has a delivered stamped but has no delivery date. It has a came to date of 11-02/06 but I received it on 11/10/06 but that is not on the letter. Houw do I know this is legit. It has a judges signature, a case number and it makes refference to an "Exhibit A" that only shows my information. Should I contact my attorney do deal with this matter. Can they sue me without previous notice?

If this is a kind of a summon, the local county should have the complete records. Some companies try to misinterpret by giving the summons a legal shape. Maybe, Palisades is doing something like that so that you send them money out of fear. Check with the court and if you haven't got the debt validated, draft one letter to their address. You need to build proof in front of the judge that you are taking care of the matter.

Am traying to pay a collection to palisades collection
But i do not know where!
Please let me know my account is the following:
At t 7attw03***** $213.00
Please let me know
email address removed as per forum rules - Mike

I also received a collection notice out of the blue from allied interstate who was representing Pallisades. I immediately requested documentation to substantiate the validity of the claim and was told my request was forwarded to Pallisades. Thanks for the number so I can follow up on my request and try to get to the bottom of this.

For the past 4 years, my husband and I have been living in Germany. We have now just moved back to the states in July of 2006. And I am now attempting to keep a good credit for us for future purchases and good standing. I have received mine and my husband's credit report. And I come to find out that there is a dedt with the Palisades Collection LLC with the amount in $962.00.
When we were in Germany I remember receiving a letter from AT&T that came to our mailing address. We attempted to contact the AT&T company and informed them that we are nowhere never the states and couldn't possilby be our account because we weren't living in the states at that time. When asking what was the address was on the account made at the time purchase. I found out that it was my Husband's ex-wife that made the account in his name when she was living in the states at the time we were living in Germany. We obtained a credit report my mail at that time. But found that it was not on it, so we not able to show proof of fraud on her part.
With little research on the internet, I come to find out that Palisades Collection LLC has bought the account of the ex-wife's dedt. Now do we just sent a validation letter to these guys and the Credit Report and telling them that it's his ex-wifes account and not ours?

I have a several collection accounts that I am dealing with. I unfortunately had to address 4 of them to include Palisades and send a partial payment along with an offer of a payment plan. I would have rather not done that and asked for debt validation. But I have a government clearance and those 4 came up in question. The govt. wanted to see progress on my bills i.e. some kind of payment. Otherwise I would lose my clearance and possibly my job. So I plunged in and sent Palisades 10% along wiht a letter explaning my circumstances. This is a text of my letter. Let me know what you think. I guess my question is that there is no going back and trying to get the debt validated, right? Unless they refuse my offer for whatever reason..

Quote:

ALENSA


This is common practice for collection agencies to create fake bills in relatively small ammounts in hopes that you will just pay them to get your financial freedom back. Really, what is 150$ when you cant get your student, car or mortgage loans on time???
If you wait for these fraudsters to fix their lies, you loose your school placement or house you wanted.
Its simple really - a well calculated extortion ring that has no laws!
If they are questioned they simply lie and say it was a mistake..... Its a brilliant, no fail scam.

Dear Group;

Palisades Collection, LLC, and a number of sibling entities are owned by Asta Funding, Inc., a Delaware Corporation, and a member of NASDAQ, as "ASFI". The principals are: Gary Stern, President and CEO, Mitchell Cohen, Nan Bellinson, and Robert Knight. They principally get their money to operate under a lending agreement with Israel Discount Bank of New York, a "New York Banking Corpation." All of this I pulled up from the various web links between these entities and items found in SEC reports.

In our experience, they gave us two different stories as to who owned our account, which we were already disputing through NASD arbitration and applying California's offset law (CCC 1498). Then they sued and used an agency that didn't bother to serve us. They fouled up by describing my husband on the so-called proof of service. It was laughable. The description and my husband's appearance--which is well described on his driver's license are VERY different. So we ended up with a summary default judgment against us because we had no idea of the suit or what it entailed. Now we're moving to void the judgment and quash the false service.


Does the name "Shylock" mean anything to anyone, here? That's the characer type of entities with whom you are dealing. Let's put it this way, if Al Qaeda were to target the HQ of this company in New Jersey and its lending bank, next time it's crazy enough to go after something in the New York vicinity, few would or should miss them.

It also doesn't say much about who the NASD lets into its exchange or membership, either, but we've all known that both NASD and NYSE are dominated by greedy, amoral, servants of Mammonas since at least early 2002, right?

Write to your Congressperson, and write to Congressman Barney Frank and Senator Carl Levin--they're the two in charge of investigations of what has happened since the banks and financial services companies were allowed to combine investment and credit operations under Gramm-Bliley-Leach (1999). The new "banking reform laws" stated, "conflicts of interest were allowed so long as they weren't abused," and it wasn't made perfectly clear how that little tenet was to be monitored and enforced. Let's just say it's clear to a number of us who have lost first a lot of savings and then got ripped off in credit cards and subprime mortgages which we used to "ride out the bad times" (which thanks to these guys weren't about to end any time soon) that conflicts of interest were abused and enforcement and restitution has been miniscule at best. It's not hard to understand once you wade through their annual reports for 1999-2002. They could make more money--a lot more money--from interest on credit cards and even subprime mortgages than from investments, even in China, and fees for brokering investments, "managing assets" and "investment/savinags accounts," and "investment advice." They knew who were 40-50 years of age with mortgages and dependents and thus were most vulnerable to cut backs in companies to "cut costs." It's time for investigations and some changes in Gramm-Bliley-Leach. It's also time to start asking the Justice Department (the U.S. Attorney General) why, since the successful federal suits against these companies (which own all the credit cards now in the U.S. except for Capital One)all took place after Sarbanes-Oxley, they didn't start prosecuting the executives and directors of these companies when they started balking at restitution to investors/debtors after paying federal fines. That wasn't supposed to happen, according to the federal suits settlement agreements.

By the way, guess who the friends of Abramoff, Ney, etc. and the "rangers and pioneers" for the re-election of Bush and Cheney all were?

i am being botherd by them. i live in baltimore i do not owe atat anything. if your want to help me my email is email address removed as per forum rules - Mike. thanks brandy

I too just pulled my credit report and found them on my credit report. The only discrepancy is the address found on my credit report. It shows the following:
87 S Commerce Way Ste 70
Bethlehem, PA. 18017
No phone # available

I'm going to send out my letter ASAP. So they have 30 days to reply? And if they do not, legally they have to remove it? Also, what should this letter include? I want to do this right the first time around because my time is short.

I have Palisades on my report for an AT&T account which I disputed for 2 years with AT&T from 2001. It says its closed on the report from Palisades. I got a letter in the mail from an attorney's office for the same amount which tells me it must have been sold to them correct? now do I talk to Palisades or the attorney? The attorney does not appear on my report.

my bank account was withheld today i didn't understand why i called my bank and they told me some attorney pressler was withholding my bank account i told them i didnt know any lawyers they gave me a phone number with area code 516 which is nassau county in newyork i called them and they said i have to pay for a providain card that i applied for in november of 2001 with a new york address when at that point i lived in california the person i talked to didnt dive much info he just cut me off by saying there was a court judgement i told him i never recieved and letters or anything he said there was even a women that said something about me (guess they try contacting people that supposely knew me) but i dont know any one with that name i dont know what to do i went physically to my bank and they gave me palisades collection name attorney pressler i went online and type palisades collection and all i see is bad rep on them both i do not know what to do mean while my bank acccount is frozen can even get money out for gas to go work

You need legal help. This could be a case of identity theft or just misidentity. It could also be a case of a fraudulent account created and sold to a collection agency. Check your credit report, annualcreditreport.com, to see if anything accounts show up that you did not open. And open another account with a different bank.

Wow! After reading these, I am somewhat comforted to know I am not alone. How do these companies keep getting away with this?!?! We refinaced our home about two years ago; days before closing I recieved a call from a collection agency stating that we had a past due account for $100 for the UW Medical Center from 8 years ago. I requested info from them that they could not supply so I stated that I would not pay the bill until they did. After hanging up the phone I thought about the chance of our re-finance not completing because of a silly $100 charge so I called the CA back and paid by debit card over the phone. Guess what... the money was never applied to ANYTHING! A few months later our bank contacted me to verify some charges made with my card... they were not from me or my husband... what had happened was the so called CA had obtained my info, not placed any charges for several months, then when I was not suspecting anything, started making purchases with my card. The bank was very cooperative, we had to change all of our accounts and iformation however. OK... second time around... we just refinanced our house again less than two weeks ago and now are having problems with our credit report. My husband owns a mortgage company and it is imperative that we have good credit so he can be approved with broker packages. He came home a few days ago and asked me what was going on with our credit... two companies have requested that we explain the deragatories on our CR. Today I recieved a notice from Palisades Collection, LLC for an outstanding debt to Washington Mutual. I spent over 45 minutes on hold during three seperate calls to them to find out what this is about, we have NEVER had an account with WaMu. First off, they ask you to input your SS# prior to even speaking with anyone...DON'T EVER DO THIS!! I faked out the phone tree by inputing nine random numbers. The one and only time I did speak with a person, the lady asked me to verify my SS#, I stated that I would not because I have been burned with this one before, she then asked me to verify the last four digits, I again stated no, that if she indeed had my information in front of her, she would know what it is and I would be willing to verify the last four digits that she had. She promptly put me on hold to speak to a supervisor. When she returned, I was given a phone number to contact if I wanted to dispute the charges. I called the number and was on hold for over 30 minutes. During my time on hold I was able to log onto this website where I have now been educated as to their scam! I will be contacting WaMu to see what they can tell me and because of this site will definately send respone via certified mail to Palisades, WaMu and the CRA's. THANK YOU SO MUCH FOR THIS FORUM!!!!

As I indicated in my previous submission, Palisades is stating that they are attempting to collect on outstanding debt to Washington Mutual (we've never had an account with them) from 1999. Can you please educate me as to what the law states for un-collected debt that is this old... even though I know this is not my debt. Thank you again! By the way... we all need to join forces to fight this injustice!!!

No one here should ever feel alone. Power in numbers. We are here to support one another, and if there is ever, anything that I can do for anyone, do not hesitate to ask.

I have also received threats for my credit from palaside.it is also at&t. My opion is they are in this scam together.i think all this should just be pulled of our reports and letters sent to companys or better yet make it aware of threw the tv and newspapers.

If you visit Bud Hibbs site, he has all crooked info. on palisades.

Why is there a big box across the screen
blocking the replies so no one can read them?!!!
Also there is No way to close it!

I was recently veiwing my credit report and they are on there for a old old old at&t bill. I called them to try and pay/settle it and they will not i said not help me. They cant even find the debt and have had me call 3 other places looking for it only to get a firm of jerks called wolfrum and abrham or something like that!

All the numbers I have don't work. I keep getting answering machines and crazy stuff... This company is not professional at all...

I had an excellent credit rating, and all of a sudden this derogotary item appears in my credit report that I owe ATT $37. I am presently a customer of ATT and my account is current. How do I remove it from my credit report?

Accurate negative information will not go off from your file before the seven years mark, but it should show up as "paid" if you have already cleared the balance.

My experience with Palisades has been rather bizarre. On February 2007 I received an email alert from Experian informing me that Palisades had just placed me in collections. On further investigation Experian informed that Palisades was attempting to collect a debt from 2001 that I allegedly owed ATT.

I was able to contact one of Palisades????????s agents and they informed me that the firm that was handling the account was the Law Offices of Mitchell N. Kay P.C. Their numbers are as follows (212) 695-8155 or (800) 247-4720.

I was able to settle with them for a mutually agreeable dollar amount (Not worth getting aggravated for a rounding error alleged debt) and I thought that that would be the end of that since I did receive two letters from that firm stating that the debt was paid and the account was settled.

Within two weeks of receiving the letters my credit reports showed that the account was indeed settled but they had put an interesting note in the comments that states that while the account is settled the amount paid was less than the original debt.

As part of my normal I decided to recheck my credit last week and I noticed that Palisades is again reporting that I have not paid so I will be contacting them again soon and hopefully it will get resolved once and for all.

Palisades Collection Agency are crooked, I have never been a costumer of AT&T yet they claim that I owe them $550.00 and now it is posted as an open collection agency account with all three credit agencies. I started the dispute process today. I attempted to contact Palisades by phone but was not able to do so, therefore I willdo it by mail. Any advice?

I received notice today that Palisades put a hit on my credit report. I recently paid another credit agency for my AT&T account that was "owed" to them. I stayed on hold for over an hour and got no response. When is someone going to do something about these people??

Palisades is on the list of companies to avoid.

Pallisades collection has found a way to made it retardedly obvious that they are a bullshit company who is only trying to scam money out of everyone they can. do not pay them anything!!!!!!!!!!!!!! all they do is pretend to purchace your old or delinquent accounts & then force you to pay them instead. Sorry retards....i'm not that dumb. DO NOT PAY PALLISADES COLLECTION!!!!!!! TAKE THEM TO COURT AND MAKE THEM PROVE TO YOU THAT THEY EVEN OWN THE Acct. then take action by stopping all the harassing calls .

PALISADES COLLECTION, LLC ASSIGNEE OF CHASE

Plaintiff, CASE NUMBER 0000-0000-CA03

vs.

RONALD XXXX

Defendant. FLORIDA BAR ID# 0000000

REPLY TO SUMMARY JUDGMENT

TO: The Law Offices of
ERSKINE & FLEISHER
Attorneys for Plaintiff
Suite 300, 55 Weston Road
Fort Lauderdale, Florida 33326

COMES NOW, the Defendant, and files his Reply to Summary Judgment to the Plaintiff, and would show unto this honorable court the following.

1. I have never had an agreement with Chase in the past I ask the honorable court to have the Plaintiff produce the original documents to validate this account with in a reasonable time frame.

what else can I add?

I just received a letter from a local attorney that claims Palisades has filed a lawsuit against me with the county. He wants to help me file for bankruptcy. At this point, can a consumer credit agency help me get out of this debt or do I have to claim bankruptcy. If so, since I am married, does my husband have to claim bankruptcy too- even though the debt is mine?

I havent recieved any letters or phone calls, but they are on my credit report for a bill from at&t back in 2000-2001. On my report it says the account was opened November 2004. How do I handle this situation?

Pat-I am fairly certain that your husband does not have to file bankruptcy with you if that is the option you have left. They may ask about your husbands debts and such but he doesn't have to file.

Who is down for a class action law suit? It seems they have pissed off plenty of people with the same unlawful behavior. I am so frustrated with them I can't see straight!

I have been trying to call the 866 number for Palisades and can never get through, and after 35 minutes on hold, I finally get someone and they can only transfer me to another person who is supposed to be handling my account. I have only been able to get a hold of this person once and no response back after a week of trying to get my account settled.

It is so frustrating!

The same amount of $229.00 for an AT&T wireless bill appeared three times on my credit report. Two from Pallisades Coll and one from Bur Col Rec. I dealt with Pallisades in the past and they cannot verify my debt, yet I still cannot get it off my equifax and TransUnion report. What should I do. Any suggestions.

I got a letter from allied interstate regarding an AT&T bill for $249. I sent them a letter stating I've never used AT&T and never heard from them again. Now Palisades has shown up on my credit report for a Verizon bill for $249. I had verizon in 2001, but is it fair that they put AT&T instead of Verizon. So, instead of clearing this up before my credit is damaged, I have to do it now. What should I do?

Palisades reported that they had purchased an account that I owed ATT in 8/05. I disputed the item in 6/06, the item was removed then, and now 10 months later they put it back.Is this legal? Don't they have 30 or 90 days to respond to the CRA? I really do not owe the debt that they are referring to and would like it to be resolved. Please advise as to what I should do next.

Add to message. The debt thatATT claim that I owe is $3409.72. Now tell me how on earth can one person owe over three thousand dollars in cell phone bills. Palisades need to know consumers are fighting back , and not taking whatever they are trying to do to consumers. Anyone with advise please respond.

Lionezz: send them a letter of validation via certified mail, in which they are required to supply you with a complete, detailed breakdown of how they came to that amount, and the amount must be legal. There are laws that place a cap on how much consumers can be charged.

Lionezz: Also, if you come to my site, on the side, there is a link to 'Agencies to avoid', and this company is listed there.

PALISADES COLLECTION has a new address

PALISADES COLLECTION LLC
87 South Commerce Way #700
Bethlehem PA 18017

866.230.8094 is their dispute department

Good luck... and you are not the only one knocking your heads against the wall!

They reported me to Equifax for a telephone number I never had at an address I never had a phone. I call every day and sit on hold for hours. What a scam!

You should know that it is illegal for a creditor or collection agency to report negative information about you to any of the three credit bureaus without first validating a debt. Dispute the debt with Equifax, and there must be proof of the debt, and the burden is on the original creditor, and if the evidence can not be produced, then by law, the negative remark must be removed.

Palisades Collection LLC
200 South Executive Drive - 3rd Floor
Brookfield Wisconsin 53005
U.S.A.

Is it possible that I can make a payment to this adress? If yes can you email me back as soon as possible to email address removed as per forum rules - Mike

I tried to use my debit card today and it came back "unapproved". I knew I had money in the bank. When I called to check my balance I was told I was overdrawn $5,219.76. When I asked why, I was told that a garnishment from Palisades Collection Agency had been put through. I never received any notice from Palisades. I don't know who Palisades is. I told the bank that if they paid it they would lose $5000 because I don't have that kind of money. In the meantime my mortgage, utilities and car payments will not get paid, since that money was in my checking account and is now gone!

There has been a yet another recent lawsuit filed against Palisades, and apparently Palisades and allied interstate are one and the same as well:

Wilhelm v. Allied Interstate, Inc. et al
Plaintiff: James Wilhelm
Defendant: Allied Interstate, Inc. and Palisades Collection, LLC.

Case Number: 1:2007cv01497
Filed: March 16, 2007

Court: Illinois Northern District Court
Office: Chicago Office [ Court Info ]
County: Du Page
Presiding Judge: Honorable Elaine E. Bucklo

Nature of Suit: Other Statutes - Banks and Banking
Cause: 15:1692 Fair Debt Collection Act
Jurisdiction: Federal Question
Jury Demanded By: Plaintiff

It's pitiful, scandalous, and ridiculous for this organization to sabotage my negative credit resolution. I can't get this problem resolved because I can't contact this crazy company.
email address removed as per forum rules - Mike