Palisades Collection is not cooperating!

Here's our chance to get them back. Asta Funding , the parent co of Palisades, PowerSafe, or whatever they call themsleves is having a conference call for their corporate investors March 10th. Here is the number: Have fun.


Conference Call Details

Interested parties may participate in the conference call by dialing USA/Canada (888) 427-4192, International (706) 679-4480 about 5-10 minutes prior to 12:00 noon ET on Tuesday, March 10th.

Please refer to the Asta Funding earnings teleconference ID #88108642. A recording of the conference call will be available from 2:00 pm ET March 10th through March 17th, by dialing USA/Canada (800) 642-1687, International (706) 645-9291, conference ID # 88108642

what exactly is the conference call about? Is it a way to have our grievances heard, or are you just recommending people call to cause havoc?

Likely an annual report. That actually might be good one to listen in on.

what sorts of things do they talk about? Just the general financial health of the company? Or more in depth than that?

I am so sorry but who cares? I don't! I have a life! Although not so great right now!

I think that if it's a call where their management is present, and willing and able to listen to grievances, it might be a really good thing to have a captive audience!

It would seem that I am not along in my battle to take down "Palisades Collection". We to have had problems with tracking down this agency to find out that they have sold the collection yet they keep reporting the debt.

Every Consumer Defense Attorney in America should participate in this conference call and ask Gary Stern, Chairman and Chief Executive Officer, about the illegal contract with Unifund CCR Partners where Asta Funding (Palisades Collections) pays a 50% premium for collections "...outside the related Statute of Limitations" (see SEC form 10Q filed May 19, 2008).

Asta Funding Revenues for the three months ended March 31, 2009, were $18,126,000, a decrease of 46.6% compared to revenues of $33,882,000 a year ago. The Company reported a net loss for the three months ended March 31, 2009 of $5,168,000.

A conference call to discuss the results of the second quarter and six months results of fiscal year 2009 will be held on Monday, May 11, 2009 at 1:00 PM EDT, subsequent to issuance of second quarter Report on Form 10-Q, scheduled to be filed with the SEC the week of May 4, 2009."


Interested parties may participate in the conference call by dialing USA/Canada (888) 427-4192, International (706) 679-4480 about 5 -10 minutes prior to 1:00 pm EDT. Please refer to the Asta Funding earnings teleconference ID 98363718. A recording of the conference call will be available from 2:00 pm EDT May 11th through May 18th, by dialing USA/ Canada (800) 642-1687, International (706) 645-9291, conference ID 98363718.

im dealing with an attorney/collection agency call kirschenbaum & phillips they work on behalf of palisades collection im tryin to work out a deal but they are not willing to any ideas or suggestion

by deal do you mean settlement? because if so then its tough beans unfortunately. they are not required at any point to offer a settlement. though the best time to negotiate is usually the end of the month when they are trying to hit their goals. but be prepared to explore other options - like a montly arrangement.

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I have disputed Pallisades which is still on my credit report. They attempted to sue me, and after weeks of hassling with them, they dropped the suit "with prejudice" meaning they can never come after me again. I have disputed it, I have demanded verification of the debt, all in writing, all by certified mail. They still refuse to remove it from my credit report, or even post on there that it is a disputed debt. When I attempted to dispute it through Experian etc. they said they found the debt to be valid. How is it valid if I never had a debt with the company they claim to have bought my debt from? Now what do I do? I can't afford an attorney to sue, and my credit is ruined.

Boy In Toy Story

I have been recieving messages from them. When they asked for my social I refused. A guy hung up me. then I called back and another guy said my number was off the list!!! Sounds like a scam to me. BEWARE DO NOT GIVE PERSONAL INFORMATION!!!!!

I have been recieving messages from them. When they asked for my social I refused. A guy hung up me. then I called back and another guy said my number was off the list!!! Sounds like a scam to me. BEWARE DO NOT GIVE PERSONAL INFORMATION!!!!!

I had one from att they sold to palisades and has been there since 03. i finally disputed it and said prove the written signed contract. they couldnt. they claimed before that I signed a verbal contract and I did not. By by to them.

QUESTION I have TNB from target on my account they have been rude calling more than 3 times finally I wrote they stop cuz they still would not give any info on what or why or even send me a statement. NO COULD TELL ME ANYTHING

I requested they stop contacting me except to send me the statemnet of proof and that was in 2008 and I still have received no information. I recently called and again they still can give me nothing what should I do about this?

Palasades called me at 5:00 AM this Sunday morning and I can't get them to stop calling me every two or three days. I don't owe anyone any money and I am on the "do not call list". They had the audacity to ask me for my social security number when I asked to speak with a supervisor. She promised me that my name would be deleted from the list but two or three days later, I received another call from them. I have written a letter to the attorney general and I am hoping he can put a stop to this practice.

Two years ago I was taken to court by this company and they never showed up. The Judge dismissed it. Well, now I'm getting the calls ans letters in mail saying I still owe and its never been moved from my credit report. Can I take them to court ? This doesn't seem fair.

Two years ago I was taken to court by this company and they never showed up. The Judge dismissed it. Well, now I'm getting the calls ans letters in mail saying I still owe and its never been moved from my credit report. Can I take them to court ? This doesn't seem fair.

Two years ago I was taken to court by this company and they never showed up. The Judge dismissed it. Well, now I'm getting the calls ans letters in mail saying I still owe and its never been moved from my credit report. Can I take them to court ? This doesn't seem fair.

You will need to check with a lawyer about that. It is my understanding that dismissing a case is a separate issue from the question of whose debt is it. If it is not your debt however, and they are breaking FCRA you may have a case. A lawyer will be better served to help you answer these questions, and most will do an initial consultation for free to tell you your options.

Cindy: If the matter was dismissed, it should be taken off your credit report. You should send a copy of the order of dismissal to the 3 credit reporting agencies and ask them to remove it. If that doesn't work, you can also contact the creditor who reported it directly, but that is a catch 22, because it will tip them off that they failed to appear in court, and they can make a motion to have the matter added back onto the court's calendar. good luck.

Would like to possibly file civil action against Palisade. They keep attempting to collect a debt from my husband that doesn't belong to him. The first time we just kept telling them the social security number of the account they were collecting was not his, and he had never had an ATT account, or lived in the state the account was accrued in. It ended up on his credit score anyway. NOW, again, three years later, they're back at it. This time, however, only an automated call is made to us, no human - they just leave their name, number, and what reference number to use when a phone call is returned. When we return the call, however, they require you to input your social security number in order to speak to someone. WE'RE NOT DOING THAT!!! I have sent two certified, return receipt requested letters telling them to mail us verification of the debt, and to stop calling us because we are disputing the debt. I have received both cards with the Palisades signatures back. The automated phone calls continue. I still have not gotten any validation information. Going to a lawyer, looking into civil action.

I have sent 2 certified mail, return receipt requested letters to Palisades demanding verification of the debt, AND that they stop calling us because the debt is being disputed (this is the second time in three years they have attempted to collect a debt in my husbands name that does not belong to him). They have failed to provide the debt verification, AND they keep calling with the automated voice person. When you try to call back, they require you put in your social security number to go any further. WE'RE NOT DOING THAT!!! We are getting a lawyer. We are going to look into a civil action case. Anybody interested please post here, or watch facebook for a group to be created to file a suit against Palisades.

I am in a battle with them as well. I have requested several times that they provide validation of the debt and they have refused. They also have not taken it off my credit report. To add insult to injury, they tried to sue and when I let them know I was going to fight it they dismissed their case with prejudice and they are still on our credit report. I say we should all get together and file a class action lawsuit. What they are doing is against the law and they should be shut down.

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I'm so glad I found this site...Keep up the good work

thank yall for the advice, I wil be talking to a lawyer as soon as I can. As for the class action lawsuit Im in my email is [EMAIL="Cynthia_morse2003@yahoo.com"][/EMAIL]Lets do this I'm tired of this company.....

[COLOR=Red]Email address removed per the TOS by Shazzers[/COLOR]

Ok, I have a question, if I pay it will they remove it from my credit?

It will only be removed from your credit report if you have that as part of the agreement to pay. Otherwise, it should still show up, but as paid instead of late.

However, this company is dishonest from the start, so get the agreement in writing and make sure the person signing it has the power to do so.

When dealing with collectors, always get any agreement in writing. To do otherwise is borrowing trouble.

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There is obviously a lot to know about this. There are some good points here. :)

I just got something from them as well.... 11K - and it does not even say what for... I have never owned a credit card.. nor will I ever.. I have no debt... What are these people.. sounds like they are trying to make money by scamming.

I have recieved a sum form this company and not sure what to do?? i don't own them any money??

[COLOR=black]An actual court summons or dunning letter?



[/COLOR]

To anyone being harrassed by Palisades Collection, LLC:
Palisades Collection has been harrassing my neighbors about an AT&T Wireless account from 2002 (which AT&T Wireless does't have any record at all for and which an inaccurate account number was given) calling them from 7AM - 10PM for months now. They have never contacted us by phone, only by mail. The number listed on the notice is an automated system that requests a written letter of dispute. You can't speak to a person.
Calling AT&T Wireless was completely useless, because, if according to their records, the account doesn't exist, they can't assist you even though Palisades Collection says they are an assignee of AT&T Wireless.
I contacted my local FBI office for help and they referred me to the Federal Trade Commission which stated that they were incapable of doing anything to Palisade Collection unless they received a considerable amount of complaints against them.
I suggest that anyone ever having any trouble with this company contact the FCC and file a complaint against them and send this information out to every website, blog, etc. that you know of that would spread the word about this company.
The phone number for the FCC is 1-877-382-4357.

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thanks a lot for this

does anybody have a website address for Palisades or a working phone #?

I ran my credit report and plalisades came up. I know I had an old cell phone that I had canceled with Cingular I think this is from.

Very thing I have heard is negitivite about Palisades. Please advise on what I should do.

They apparently did a judgement against me and there is no way I can fight them off. I don't know what to do. Should I counter sue? They don't even want to settle.

Equifax
Type: JudgmentFiled: 02/2007Amount: $1,505Docket: 12824306Defendant: M ALEXANDERPlaintiff: PALISADES COLLECTION LTD LIABILITY CO
Experian
Type: JudgmentFiled: 02/2007Amount: $1,505Docket: 12824306Plaintiff: PALISADES COLLECTION LTD LIABILI
TransUnion
Type: Civil JudgmentFiled: 02/2007Amount: $1,505Docket: 12824306Plaintiff: PALISADES COLLECTION L

For the judgement: Were you ever actually served? If you had been served and just ignored the summons, unfortunately there is not much that can be done at this point. However, if you never got a summons then you might be able to get it vacated. You should check with the county clerk.

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Hi - I have received 3 robo calls from Palisades Collection in the last 10 days. The first 2 calls were answered by my machine, as I was out of state. Both those calls cut off the message and all I heard was "collection agency". I figured it was just a telemarketer/wrong number since I KNOW I have no outstanding debts (we just refinaced the home). But 2 days ago, at my husband's office, he got a robo call from them and they are using my maiden name (I have been married over 12 years) and left a "reference number". I have NOT received anything via mail, nor have I checked my credit report this the refi became final a month ago. Since they are using my maiden name, and since I have 2 other distant relatives by the SAME name, do I need to respond to these people (and of course the only way I have to do that is to call the 800 number they left and enter the reference code)? Is it better to respond or wait until something erroneously turns up on my credit report?

Call them and give the ref number. You can verify your name and current mailing address with them. DO NOT give them your full social....if they ask for it, give them the last 4 digits. Do not discuss the debt at all, just simply say, "I am not discussing this account until I have all pertinent information." Keep parroting yourself. Offer nothing, no matter what they say. Then inform them that they have 5 days to send you a letter with the debt information on it. Also try and get their name and mailing address.

Wait the five days and if they send you nothing send them a letter informing them they have already violated your rights by not sending you a letter within 5 days of the call and that they are to cease & desist all further contact with you. IF they send a letter, send a debt validation letter.

More than likely the debt is from more than 12 years ago and it won't legally appear in your credit file and it is likely way past SOL (won't know that until we know what state you are in). You can send them a cease & desist letter and just not bother with them.

Thank you Goldenblast. I appreciate your advice and quick response. I will take care of this tomorrow, I'm sick today. I've never had any debts that I am aware of, have never been sent any type of collection letters/notice even back 12 plus years ago. I have however been doing a lot of research on this CA (Palisades) and see a lot of other people in the same boat as me. I will report back here so others can be helped...even if it turns out to be legit - which I HIGHLY doubt. Thank you again for your time!

So I did call the 1-800 number today and spoke with Mitchell, who was actually very kind. I immediately obtained an address for the company with no resistance. He asked for my reference number and did verify my name (although it was my maiden name) and my address. He did NOT ask me for any part of my social. He said the debt is for First Union Bank for a car loan and asked if I ever had a carloan with them. I told him "No" (I've only had a car loan with GMAC, but I just told him "no" and gave him no info whatsoever.) He said they (Palisades) sent a letter to me on March 2. Today is March 8th and I have not received anything from them. He told me since I never had a loan with First Union that I should just fax or write them a letter saying it is not my loan. From all the research I have done, I know I should write not fax, certify and get signature confirmation. I imagine I could do this and at the same time mention cease & desist. He did not mention a date or what state the debt is from, perhaps it's in the letter. Should I wait for the "letter"? And if I receive it, do I still need to send a debt validation letter first? Or since I know the loan is not mine, just send the cease & desist letter?

be on the safe side and send a debt validation letter just in case this guy made a mistake with the name of the bank. Definitely send it CMRR.

Just updating. Well, it's now March 31 and I still have NOT received anything in writing from Palisades Collection. Today I sent a Cease & Desist letter (sent CMRR) because on the 21st they did start robo-calling my home and my husband's office again.

BTW - I live in Colorado, but he never told me which state this supposed debt originated in. I have lived in PA & AZ, but only financed a car in PA with GMAC financing. He is claiming First Union (which does not exsist anymore - bought by Wachovia) car loan is the debt.

You should have listed the first violation, in that they did not send you the required dunning letter within 5 days of initial contact....that way if they continue to violate, you just keep tallying them up. :)

I DID list the first violation (that they did not send me the required letter within 5 days) in the cease & desist letter! They robo-called home & work again today. The C&D letter, sent priority mail yesterday, should arrive there tomorrow (saturday), but if no one works Saturdays, guess they won't get it until Monday.