Being Sued!

If I was in your situation, then I would have borrowed the money and paid off the money. I would never want to get into legal hassles. I just hate it.

Is it Zwicker, who is suing you? What state do you reside in? Please answer these questions so that I can better advise you. Also, when was the last time you made a payment on this Amex account? Thanks!

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Hi,

I understand the situation you are in. as you have now received the court papers it is really important for you to answer to the summons. But while doing this, you can also talk to Amex about the situation you are in. In order to prove your situation provides them with proof of your income and expenditures. They may agree to settle this debt. If not possible, you can try to at once consolidate all of the debts (unsecured) that you have. You can transfer the balance from all of your credit cards to a card which has relatively low interest rate.

Then you can take the money from your sister to make the payments each month on the consolidated debt. For more details on debt settlement and debt consolidation you can refer http://www.debtconsolidationcare.com/

Hope this helps you,

Marvel Becks

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In your situation, you might wanna think about consulting with a bankruptcy attorney....it might be the route to go.

Sounds like AMEX charged this off and a debt attorney bought it. This has happened to me with Capital One. A debt attorney I've been dealing with claimed that Capital One is suing me,but lo and behold how does a $500 debt turn into $1500 that is now being garnished from my check? These vulchers are taking 25% of my paycheck that has left me on the verge of losing my car and home. The worst part of it, I had two Capital One cards with $500 limits and thought that this garnishment was for both, but now I was served yesterday with papers on the other card which will probably turn out to be another $1500.00 deal. I am contacting an attorney this week to see what options I have. THe court date on the latest papers state something about Sept 23rd. I can fully understand people going off the deep end when a financial crisis hits them like this. I do not care to pay a legit debt, but this is all out loan shark tactics. I am sickened that these people will make huge profits off of our backs. Be very wary dealing with any kind of debt "attorney" because they did not get where they are at by being uneducated about debt laws.

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