Imagine Gold Mastercard First National Bank of Delaware

You can visit www.bbb.org and do a search for them. You will get some valid information over there. Also if a would-be creditor runs credit check without your permission, you can ask them to remove this.

I applied for this as well, and was declined.

I would dispute that inquiry as a non-permissable pull. If it was reported to Equifax or Transunion, you can get it removed relatively easy by calling or sending a letter. Good luck if they pulled from Experian. They never remove any inquiries and are, in my opinion, the most difficult of the three to work with.

Where can I apply for this card?

i got this card for a short vacation my husband and i were going on, they put in the wrong check info and blame meand them refusedto activate my card for like a week, i was livid. on top of all that none of the freaking reps speak good english, how pissed am i with them right now. thier number is

these bastars are in India. go figure. this idiot trie to put all the blame on me. i told the jerk in the USA customer is always right.

Quote:

I got a payday loan from Cash Today Payment out of India. It had a survey attached. I got the loan and $1000.00 worth of additional charges for two credit shopping cards, grant info, internet services, and whole lot of paper work and a new account. I filed fraud charges and got back most of my money. What a headache that was. Beware of India or anyone who calls you and asks if you want something, if they have your account information you can say no till your blue-in-the-face, and they will still charge your account.

i have this card i paid the balance off 5 times went to the bahamas and everytime i tried to use my card was declined today they debited my checking account twice for a payment and when i look at my credit report they are not listed even though they said they report to all credit agencys

Donna, Cash Today is a UK based company I think. Members of this forum have posted comments on how to deal with Cash Today. Hope it will help you.

Bizzy, why did they debit your checking account, is there any outstanding balance? Is it with collection agency?

i applied just to see i gave them a wrong account and routing # and they said i was approved go figure

I applied online and received an approval right away. Been a cardholder since January. Love this card. Have had no problems with them. Just received a credit limit increase.

They are not on my credit report as an inquiry or as if I have an account with them. They never debited my account in the three months that I've had the card and unfortunately, when they finally did, I didn't have enough money in my account. They closed my account out.

What is the address for this site to go an apply. I typed in mastercards in search but the card doesn't come up.

The website that they have is only for those that already have a card. It doesn't give you the option to apply with them. I applied with them through visiting a payday loans website. Imagine that!

Also looking for contact info.They made an inquiry about 1 month ago.I would like to contact them to see what the status of my request is.

I just applied and got approved. Now I am a little concerned reading some of this info. I guess I'll see soon if it was a mistake.

Dwilly

Don't fall into the scam. Immediately call up the bank and cancel your application. You might have read others explaining their problems in the later period.

You must also send a cancellation letter in writing through certified mail with return receipt requested. This will be an important record to prove your side of the actions taken to cancel the application. Request MasterCard to send you an acknowledgement letter after the loan is cancelled.

I applied for this card and I didnt get it and now its say I have this as a new accoount open on my credit file and I have never recieved this card. What should I do?

phone number for imagine bank is 1-888-408-6572

thank you for the number I will call them tomorrow. i will keep everyone about what happens after that.

i applied for this card and they said i was approved. I didn't receive my card and they never billed my account. When I finally found a number for them. they said I was declined. I looked at my credit report and it had 3 dings from this company. What do i do?

Hi Anniemt44

Is it an inquiry in your credit report? If so, it will stay there in your file because your application was rejected. Unfortunately, you can't get a correct info removed from your file.

i am constantly getting calls from who seem to be arabians or people out of india ( not sure of proper reference as i am sure not all india natives are bad!) they say i have been selected to recieve some sort of prize or vaction, even once to ask if i am happy with the quality of my water. i always try to be polite and say no thanks and ask to be removed from any list, and they wont take no for an answer they are relentless!! more than once i have hung up after being asked why i dont want free stuff over and over and they call back and say " why did you hang up on me maam?" i even tryed to hear one of them out until they asked for my checking account number! when i asked why they said only for shipping and handling!... just remember nothing in life is free!! dont be a sucker no matter how good it sounds, these people fund terrorism.... these days we all need to be wary of everyone we come accross, not only for our own good but for the good of our children and our future. if not you than who?

They say there with the BBB, but when i checked on that site they had no info on them.

I just got this card and so far so good.I will certainly respond to this forum with any problems.One staep in the right direction although somewhat abstract.Visit ripoffreport.com to file complaints and check out companies before using them.I am not at all afilliated with this site.But if you use it and like it,drop em a few bucks.The site is free but it costs money to run it.

what is their phone number imagine cards

Has this card post on anyone credit report in good standing

Joe, How long did it take you to receive your card after you applied? I've applied about 1 and 1/2 months ago, told I was approved and haven't heard a thing. The number listed 1-888-408-6572 is only good if you have a credit card number. You can't get through to anyone there....

I've had the same problem - I did a Google search and got nothing. Could someone PM me the link?

I received an advertisement for this card in an email. I clicked on the link, but my browser was unable to locate the site. When i tried the homepage, I only got a blank screen. I also did a search and got this message board. what is the web address to apply? :?

Do you know where i can apply for the imagine mastercard

1-888-408-6572

Does antone has anyhing good to say abou this card i just got hould i cancel or keep it does it help rebuild your credit help please

Has this card rebuilded anyone credit i just got it should i cancel this card help me pls

Read the other posters who have posted their experiences about Imagine MasterCard. It sounds a big scam to me. I will suggest you to stay away from it.

I finally got through to someone on the 1-800 number that was previously posted and they told me my account is still in processing. Last time I called, I was told I would receive my card in 7-10 days. For those of you who received your card, how long did it take to be processed and your card to arrive?

Well I just finally got my card in the mail today, I applied like 1-2 weeks ago. However I did recieve the card, it says it won't be fully activated/be able to use the card until the 27th (3 days from now), when I assume i'll also recieve my pin numnber in the mail. By the way my checking account is overdrawn like 30 bux, and yet they say that they recieved their 9.95 activation fee LOL. (who knows maybe Bank Of America authorized it anyways)!

It dosen't seem like a scam, it is a real USA bank (first bank of delaware) but they probably are making a few screwups. So you take the chance when you apply for the card, but if you recieve your card and just make your payments as due (personally i'm going to make my payments via overnight money orders so theirs no confusion/messups with my already overdrawn checking account! Plus with the money order you can copy it and have proof of payment, vs them debting from your account). From what I seen people with the cards are happy with them, just make sure you get the payments in prefferably money order a few days ahead of payment! I just turned 18 hopefully this will start building my credit, and whoever got the increase how long did it take?

Thanks, Cheers!

Oh yeah those who want to apply for the card, you need a valid checking account with at least 10.00 in it for the processing fee.

imaginegoldcard.com/signup.form;jsessionid=UAupf7j9A-_Qs7N-Sq

I happen to know a number you can try and call to talk to a person about your issues. Try this number
1-888-408-6572 or 678-259-8002
hope you find this information helpful

i payed off my card again (6th time) then when i called them to see why my creit limit was taken away they said because they have a right to close my account even after the balance is paid in full EVERYONE STAY AWAY FROM THIS CARD

I just applied and they said I will receive it in 14 days should I close it? :?:

Read the posts above and you will feel safe closing the account. Remember to get the cancellation statement in writing from the company. Otherwise, the account will add with some hidden charges and you won't be aware about it. After some years, you will be in a fix when a statement of this account will be sent to your mailing address with invalid charges.

I applied for the card they said i was approved, does anyone know how long it takes to get this card, i was trying to use it for a vacation that i have planned coming up. Does anyone have a number for them?

Try these numbers - 1-888-408-6572 or 678-259-8002. Put your cancellation request in writing and send it through certified mail with return receipt requested. Request them to send their acknowledgement after the account is cancelled. You need to have the proof in writing so that any hidden charges don't add up in the future.

I have another # you can call for the Imagine Mastercard now: 1-888-576-9432.

i put my routing # and account # in 3 times wahts the problem

am i approved for the card or not i have a valid checking account

Are you sure you are at the correct site? I don't believe you are--this site does not issue credit cards.

The website is: app3.imaginegoldcard.com. The customer service number is: 1888-408-6572, First Bank of Deleware is: 1-866-438-6978.

I just applied today, and based on the next screen I was approved. I haven't received a card yet so I don't know what to expect. Based on the fact I am currently in bankruptcy, I was surprised that they approved me. But glad for the chance..

Link made inactive as per forum rules - Mike