Credit report shows lvnv funding listing – Why is it so?

ryans, do you work for LVNV Funding, or one of it's many heads?

I've been dealing with this monster for several months now. (in court) I sent a letter of dispute, and I get a bogus statement back that is supposed to be validation of debt, which states clearly at the bottom, "this is not an original document." LOL! I go back to court tomorrow morning, and I will be showing that to their attorney, along with a few other documents, and information about thier client. This is a law firm, hired by another law firm that was hired by LVNV funding! How funny is that?? What a joke! I'm ready for a fight! :twisted:

I just recieved a letter from a law office stating they have been retained by Resurgent Capital Services from the origianal creditor LVNV Funding, LLC. I had been called by Northstar for the last 6 months about this and now this Resurgent Capital Services is the creditor. when my original charge off was with Citibank/Sears 2 years ago. They are stating that I should pay them $17,000 or they will pursue legal action in 30 days. I am not sure what to do about this situation? Any input will be helpful. thanks.

How much was the original debt that you owed? How much of a settlement are the offering (if any?)

I have not contacted them for a settlement amount yet, I just received the letter yesterday. North Star offered a settlement of $7000. They stated I could make monthly payments. The original debt was around $13,000.

Is that offer still open from North Star?

I am not sure? Maybe they "transfered it" to another collection agency? Do you have any experience with these types of settlements?

My guess is that you would have to start over with the new collection agency. Have you sent a DV letter to the new CA?

That is my next step. Did you have any experience with this alias1958?

As I said, it's really just a guess, but unless the two CA's are affiliated with each other, I doubt that the new one would automatically honor the previous one's offer. If they are not affiliated, then the new one probably purchased the debt from the previous one for a few pennies on the dollar, and they are hoping to turn a profit by getting you to pay.

That's not to say that the new one wouldn't also be willing to make or accept a settlement offer though. But I would definitely send the DV letter first thing.

This company appeared on my account out of no where and I need someone to contact me immediately at 832- 722-7389.

Tracking a bogus credit demand from back in the mid '90's when I was victim of Identity Thief.

LVNV purchased this zoombie debt from Partners First...and has now placed it with allied interstate.

Allied Interstate is under the umbrella of Iqor.com

Go to their website and read it. Good for a laugh. Also notice that VIKAS Kapoor is the CEO of a series of these inter-related companies.

I will be sending out a return receipt, certified letter to Kapoor and his VP in Cleveland, where the current demand came from.
I am also reporting the company for the persistant, harrassing phone calls...on my cell (which keeps a detailed history) and a copy will go to our attorney general and possibly the BBB.

I need to know why you co. is on my credit report? I havent had any credit for over20 yrs and I need to dispute this

Marcia, we are not a collection agency. This is a forum dedicated to assisting consumers with financial/credit issues. If you can provide more info, we might be able to assist you with this.

LVNV
80 Merricack
Havermill, MA

They were calling me and threatening me so I began making payments. In the agreement I told them to post the payments on my credit report. They continue to take my payments but are not applying the payments to my credit report. I'm wondering if this is a breach in our agreement?

Was the agrrement in writing on their letterhead and signed by a manager?

[font=Tahoma]Ryan, I'd bet my credit on it, that you work for a debt collector or anthor similar type of company, quite possiblily even LVNV it's self. In which case, either you too are profiting off these unsuspecting victims or you have been suckered into beliveing exactly what they have told you is the truth...I've worked for these types of companies before, When I was just naive enough, to belive that what they where telling me was true. They have a way of wording the information just right and they train on what to say. Ironically, none of these companies still exist.
I never pay any company besides the original creditor. If a third party/creditor or any other third party contacts me,in attempt to collect a debt, I immediately let then know, that I will not be settling this debt with anyone except the original creditor and they need not bother me again. Then, I contact the original creditor make arragements to clear the debt. So, when they contact me again, (and you know they always do) I can tell them I have already taken care of this matter with the orginal creditor. And boy let me tell you, they really don't like this.
1. because there is nothing more they can say to you
2. because they won't get paid for all their hard work of harassing you.[font=Georgia][/font][font=Georgia][/font][font=Symbol][/font][font=Tahoma][/font][/font]

This butch of rude people scared me so bad with their scare tatics , told them we did not know what they were talking about,GE Capital, now a Att. group,Nathan & Nathan ,said if we don't start making payments, they turned something in to the courthouse , we started making payments ,$100.00 amonth, can't keep this up, help!

I guess i am in the same situation that some of you are in because i am also being told that i owe these people some money and they will not verify what the debt is. Now they have decided to take me to court and sue me for a debt that I know nothing about. I have retained a lawyer and I guess I will meet them on the front row in court.

Does LVNV have an email address you can use to send questions to?

I doubt they'd answer you if they did. You will likely have to contact them via phone or mail. Maybe we can answer some questions regarding LVNV for you?

NVLV HIRED A LAWYER WHO SENT A SHERRIFF TO MY HOUSE WITH A SUMMONS THE DEBT WAS LIKE $900 AND THEY WANT LIKE $1,300 AND $ 8.00 A MONTH INTEREST DON'T KNOW EXACTLY WHAT TO DO I TOLD THEM I WOULD MAKE SOME PAYMENTS THEY SENT A LETTER TO BE SIGNED BY ME AND NOTERIZED SAYING I AGREE TO JUDGEMENT WAVE MY RIGHT TO A TRIAL.

MY ORIGINAL PLACE OF DEFAULT WAS IN CA TOOK PLACE BEFORE I WAS MARRIED I GOT MARRIED IN NV WHILE LIVING IN CA SHORTLY AFTER MOVED TO NC . NVLV NOW HAVE SOME GREASEBALL LAWYERS ON ME CAN THEY GO AFER MY WIFES WAGES? I RECENTLY GOT SUMMONS AND HAVE DONE NOTHING I AGREED TO SOME PAYMENTS THEN THEY SENT ME A LETTER TO BE NOTERIZED FOR A JUDGEMENT WAIVING MY RIGHT TTO TRIAL LOCKING IN $8.00 A MONTH INTEREST

jk,
is the lawyer sessoms & rogers? that's their "standard procedure"

how long ago is this debt from?

yes sessoms and rogers . yhanks to this form i went today and sent them certified verifacation of said debt, the debt stems back approx 4yrs ago originated in another state . and there has been like 3 different ca's and this is the second bout of lawyers only prob is theese guys sent lawyer i have feeling they will not have their ducks in a row i agreed to payments then they sent me somthing to sign noterized waving all my rights and locking in interest i received a payoff less than 6 months ago for less then half of what theese greaseballs want now so im not sure if i shouldd send payment anywayss to show good faith they sent me a letter saying the payments were exceptable, however the only way is if i signed somthing i found to be unexceptable its bad enough the interest theese they want . i read in this form that they have to posess the original credit agreement i signed for case to stand. after they proove verifacation imm going to negotiate no judgement signoff no interest anddd maybe try to knock off a few hundred. i m looking into council but may get my pointers here . thanks guys will update soon. advice excepted please

yes, sessoms and rogers is famous for accepting payment arrangements but they want you to sign the consent judgement anyway...under no circumstances would I sign that judgement...file an answer with the clerk of courts that your being sued in....you could deny their claim and then make sessoms provide the contracts and such during the discovery phase.

Watch out for Eichenbaum & Stylianou LLC in NJ. They act as lawyers for LVNV. Someone I know was sued by them in 1998 on an alleged Sears card debt. This person's Sears account was, at the time, part of an unresolved federal class-action suit when E&S sued in NJ court. The balances said to be owed by each member of the class were the subject of the class-action litigation due to consumer fraud on the part of Sears. Sears has been the subject of many class actions over the years - just do a Google.

It appears the E&S, on behalf of Sears or LVNV or whoever, may have commtted both federal and state infractions by filing a collection suit in NJ Superior Court using filing documents that seem to contain fraudulent information, including wholely inaccurate financial data.

Watch out for LVNV and E&S. Hire a lawyer, if you can. Go to your county prosecutor and report any illegal activity. I am going to the US Attorney in Newark, NJ concerning this matter on behalf of my associate. Hopefully E&S/LVNV will be the under investigation by FTC investigators and the US Attorney's Office.

CathyCathyislonely
Looking from a counselors point of view, I can feel your pain dear. That is the purpose of these institutions of mishandled funds...to tear you apart until you relent. However what they forgo is the law. It was illegal for them to tell your husband that they could garnish his wages and take away your assets. That ONLY comes from a court order, and although they will often "threaten" court, think about the realities of this action....paying your husband and yourself mental harassment sums of monetary funds for their illegal behaviors, and for lying to you in the first place is not something that creditors can afford. Court orders rarely occur for the good of the creditor after they have harassed and lied to individuals. PLUS, they are NOT attorneys. They are NOT court's. They can not illegally obtain your possessions without the mandate from a court ordered result. They are merely the party who has purchased the debt from another company. They have no power. DO not allow them to Jedi Mind trick you. Yes, they have tricked your husband.
I suggest to you dear, to talk with your husband and tell him that you love him, and want your marriage to work. Mistakes were made, and you want to try going to financial and marriage counseling. Divorc?? was an issue that was pursued to quickly in this case as with so many other cases in our society. It should be THE last resort. Our society makes it far too easy to walk out on our lifelong commitments, so I suggest for you to see a Christian Counselor for financial and marriage counseling.
You stated you were miserable without him. I believe you are. How does he feel? Ask him if he will put his pride away and his hurt feelings about the situation, and forgive you for walking out on him when the pot got hot, and allow you and he to see things together in a different light.
I recommend Christian Counseling with a counselor who is certified with the National Christian Counselors Association, who is a trained and certified Temperament Therapist to provide you and your husband with an Arno Profile. There should be one in your area. Your husband may also be able to speak with an attorney about making these payments under "duress" upon being threatened ???although he did not feel that he owed the debt.???

Normally once an individual makes a payment to a company, he or she is binding themselves to the debt and stating that they are the responsible party of said debt. No matter what jargon they play you with (with male clients they will use females to sweet talk them into paying before becoming angry, and with female clients they will employ males to be highly aggressive and hateful and demeaning towards them to attempt to break them down emotionally and to relent and pay). Your husband was tricked, lied to, and deceived. You were hurt, afraid, and confused, and not taught how to deal with the stressfulness of marriage with pre-marital financial counseling and what comes with the territory of the stresses of marriage.

You may go to the following websites for these "credit" dealers.

URL's Deleted


You may go to my own website and find out more information on the recommended Arno Profile for yourself and your husband. There are Christian Counselors with the National Christian Counseling Association from every state. We are nation wide, so you will be able to find one.

URL's Deleted



Deleted gives accurate information about what to ask your potential counselor. I recommend this site as well for you and your husband.

(Note the hyperlinks have been removed for posting).

Any of our Christian Counseling organizations with the NCCA will be able to find you and counselor in your area. Please contact any of us available nationwide. You and your husband deserve a healthy relationship with each other, and you deserve to understand both the concept of marriage, and forgiveness within marriage in order to be happy. Talk to him. Ask him to get tested with you. His temperament in his affection areas may have caused him to depend on you, and your temperament areas may have caused frustration over his dependence and his confusion of the situation with these creditors. Also speak with an attorney.



Please refer to the TOS. Link at the bottom of the page - NASCAR Devil

Rev (yeah right) Cathy made that post in November of 2006. I doubt very seriously she'll get your message.

LVNV Funding is a ZOMBIE DEBT COLLECTOR. They will claim to have purchased a charged off debt, but they cannot purchased a charged off debt. When a creditor charges off a debt they take a tax write off. If they then sell the debt or collect it then they have to give the write off back. Tell LVNV to stop and do it in a certified letter that tells them you will bring a lawsuit.

Not sure where you're getting that info from. LVNV is a debt buyer and they buy portfolios of crarged off debt every day. Just because the original creditor offsets their income and recieve a tax benefit doesn't mean that it's not still owed. Your info is just plain wrong.

I have never gottin calls or a letter from the these people. I just saw it on my cridet report. it says i owe $3,100 at $108 a mouth. i knw i dont owe this, i would remember somthing like that. What should I do? Please help

Thanks for these great advices! This company has been in my CR report for 5 years and today I found an understanding of what to do with this company... Thanks again!

Josh

I was sues by LVNV. The case went to arbitration today. No one shook more than me. The attorney the sent was a real estate lawyer and stated he had nothing, no docuementation at all.
I requested, at the hearing ,verification of the debt cause I had no idea who they were. It took 10 minutes.
As I left their hired from the area lawyer stated you won this. There is no verification.
I will hear in 1 to 2 days.
PLEASE GO TO ANY HEARINGS. THEY BOTTOM FEEDERS COUNT ON YOU NOT SHOWING UP.
Can this be applealed??

lvnv funding llc has hired a attorney, michel s. hunt esq. 151 bernal rd. suite 8.bsan jose ca.95119. this attorney has put lien in my name.for $1,737.06 I don't know who I own this money too, please adivise.

1. Resurgent Capital Services LP
15 South Main Street
Greenville, S.C. 29601
2. Resurgent Capital Services LP
15 South Main Street #401
Greenville, S.C. 29601
3. Resurgent Capital Services LP
15 South Main Street Suite 700
Greenville, S.C. 29601
4. LVNV Funding LLC
15 South Main Street
Greenville, S.C. 29601
5. LVNV Funding LLC
15 South Main Street Suite 700
Greenville, S.C. 29601
6. Alegis Group LP
15 South Main Street
Greenville, S.C. 29601
7. Alegis Group LP
15 South Main Street, Suite 401
Greenville, S.C. 29601
8. Alegis Group LP
15 South Main Street, Suite 700
Greenville, S.C. 29601
9. Sherman Acquisition LP
15 South Main Street,
Greenville, S.C. 29601
10. Sherman Acquisition LP
15 South Main Street, Suite 401
Greenville, S.C. 29601
11. Sherman Acquisition LP
15 South Main Street, Suite 700
Greenville, S.C. 29601
12. Sherman Originator LLC
15 South Main Street Suite 401
Greenville, S. C. 29601
13. Sherman Originator LLC
15 South Main Street
Greenville, S. C. 29601
14. Sherman Acquisition
15 South Main Street
Greenville, S.C. 29601
Sherman Acquisition
Eliot Kite Sr. Director of Servicing Control
Michael Keaton Sr. Vice President
Algeis group, LP
Frank Smith Director of Legal Services
Resurgent Capital Services
Brice K. Smith A.V.P./ Senior Director
Michael A. Keaton Sr. Vice President
Frank Smith
Steven Horne
Tom Force employee unknown title
Tracy Hall employee unknown title
Tara Trantham Authorized Signatory July, 24,2007
Eliot Kite
David Richard Sr. Manager
Alegis Loan Services LLC 15 South Main Street Suite #401
Frank Smith AS attorney in Fact for Empire Funding Corp
Steven R. Horne Managing Director
Frank E. Smith Legal manager
Sheryl A. Emerson Legal manager
Alegis Group LP
Steven Horne Sr. Vice President
Michael Keaton Sr. Vice President
T Richard Hornaday Vice President
Frank Smith Legal Manager
Eliot Kite Senior Director
Brice Smith Senior Director
???
???
Citifinancial Services INC.
Michael Keaton Sr. Vice President Alegis Group as Attorney in Fact
Luke Unstetter Senior Manager
CitiFinancial 11436 Cronhill Drive, Owings Mills, MD 21117
Michael Keaton Vice President
LVNV Funding LLC
Kevin Branigan President
Sherman Acquisition LP
Kevin Branigan Authorized Representative
Steven Horne Executive Vice President Sr. Vice President
Scott Silver Authorized Representative
Frank Smith Attorney on Fact Legal Services Manager
Sherman Originator LLC
Laura M. Shaible Authorized Signatory
Steven Horne Sr. Vice President
Capital One FSB 1680 Capital One Drive, McLean, VA 22102
Frank Smith Attorney in Fact
Larry A. Klane President
PYOD LLC
Kevin Branigan President
???
???
Anson Street LLC
Kevin Branigan Authorized Signatory
Kevin Branigan President
Sherman Financial Group LLC
Scott Silver
Credit One Financial Services
Kevin Branigan Authorized Representative

i tryed that number, but could not get anything but a saying that it is not correct

I would like advice with this problem:

I had an old debt with my ex-husband 10 years ago for an electronics purchase at a store. I paid $75 a month directly to the store, and then when the store went out of business, it ended up in the hands of a collector. I paid through my automated bill payment service through our joint checking account.

Fast forward 5 years: my husband and I separated, and I was taken off his bank account.

LVNV has been harrassing me for the original amount of the purchase PLUS interest, and I have no record of my payments because 1) the original store we purchased the item from is no longer in business and 2) my old bank account is no longer valid and I have no access to it.

HELP! I really am at my wit's end and want this debt removed from my credit report but feel helpless in proving I am no longer liable for a penny of this debt.

I already disputed the item with the credit agency and also sent a certifed letter to LVNV requesting they stop billing and reporting me. It has not been removed so far, it just says on my credit report "Account information disputed by consumer" and ""Open Account - Factoring Company Account."
Advice please!

Ok, I have a scenario for you.

I have an old debt with a Citibank MasterCard. I was contacted in 2007 by a collection agency, and paid off the debt. Last year, I started receiving letters from Resurgence trying to collect on that same debt. After a lot of hassle and me contacting my Union's attorney, I thought that the matter was settled. However, today, I received a letter from Redline Recovery requesting payment of this exact same debt. They stated on the phone that I have to prove this debt was paid again, and that I will receive calls and letters until it I do.
How do I get this resolved to the point that it goes away. Is there any legal recourse for me, for being harassed over a PAID debt. All of this is through LVNV Funding as well.

UGH I need help. These LVNV people are going to be the death of me
I had a SEARS account that was left unpaid after my divorce. The account is listed as closed on my creidt report. However the debt was appearently sold to LVNV. I unfortunately ignored their requests for payment. I was not financially able to pay and then I know longer got any correspondence. UNTIL richard boudreau & associates was "hired" to collect on behalf of LVNV.

I was given 3 options by the Boudreau's. option A: pay chunk of money by a certain date. option B: pay larger chunk of money by a later certain date. option C: pay the debt IN FULL over 12-18 months (?) I dont remember the specific time frame. I chose option C. I finally paid off this debt....WRONG.

I had my credit report pulled. LVNV is on there, of course, but it is reported as "COLLECTION ACCT LEGLLY PAID IN FULL- LESS THAN BAL FACTORING COMPANY LEGALLY PD IN FULL FOR < BALANCE SEARS PREMIER CARD" on experian.

SEARS is still on my credit report ( i know... its supposed to be) BUT it is showing a balance of 2610 with 537 past due.

SOOOO I called LVNV. they say I owe an addtional 188.87 in interest. If I pay it they will change the reporting to paid in full from settled. UMMM I paid the hatchet men of Boudreau & associates IN FULL. LVNV was no help in explaining why I still had a balance other than repeating that it was an interest charge of .02/day. WTH?

I call Boudreau people. They are confused...they show the account listed as PAID IN FULL & SETTLED. thats not what I agreed to #1 and #2 that wasnt an option given to me by their rep. I ended up speaking to a GEN MGR of some sorts but all he said he could do was email the liasion and hope that they correct this error. I paid 3200 to them to cover the 2819 that LVNV is reporting that I owed to cover the 2610 balance of SEARS.

(I think I deserve flowers or at least a kiss)

What can I do or say to these people to get this resolved? Everyone keeps spitting info about the interest...but if I agreed to pay the Boudreau firm IN FULL why didnt that cover it all...no one said anything about interest. AND noone has contacted me to tell me I still owed 187. Im lost. Seriously after getting threatened and harrassed and agreeing to pay EVERY MONTH why in the world would I have settled in order to save 187 bucks after paying 3200. Do any of these people have common sense? HELP!

First the unceasing phone calls. I never heard of LVNV much less have an account with them. Now a mailing arrives at my house demanding money to settle a debt. It is unsubstantiated., No documentation. We will not submit funding for an erroneous debt. Valid documentation must be submitted for proper payment to be made. This is the way of the business world. Itemization comes with all utility bills, charge accounts, etc. No payments will be made without.

in addition most contracts, in "small print", contain a clause that the debt may not be transferred by either party... but so few have ever read the contracts in full...