GFSIL Payday loan company - real people discussing

Talk to them and see what they have to offer you? Ask for the loan statement and verify the charges if they are within the permissible rates. I will do a research and try to get some more information about them.

I called them and explained. The guy told me another department would handle it since I was unable to make the scheduled payment tomorrow. They are from the UK so a little hard to understand them but the guy I spoke to was very nice. Thanks for any help you can give me. I'm still learning to search things here so I'm a little slow.

Some information about GFSIL is posted in the threads below. Hope you understand some of their dealings.

http://www.debtconsolidationcare.com/forums/model-letter-2.html

http://www.debtconsolidationcare.com/forums/about11313.html

What number did you call? I have a PDL with them and can only stop it if I call them...but their number doesn't show up on my bank statements.

Twins, someone has posted GFSIL phone number in this forum. Check it out and call them immediately. If I am able to find it out, I will post it here for you.

a lady call me today and said that i was approve for a loan of $200.00. She had all my information. I did fill out a form on the internet for a loan. How can I find out if GFSIL is a legal company?

does anybody have the number for gfsil??

Here's the two numbers I have ..please post back and let me know your thoughts..I am concerned as well!

1-877-280-3359 or 2314

I called 3 days before my due date to pay back the loan.. i wanted it paid off, and i was told it was taken care of. the day it was due (today) only the finance charge was taken out of my account, and they're trying to tell me they have no record of me calling.. so they're refinancing again, which is costing me more money, which i can't afford to keep paying... don't go through gfsil...hopefully they wont do this again

would like yo apply for a new loan

Guess what I have just discovered!!! After talking to my husband some more and the people at the bank, my husband remembers that the loan he took out from gfsil was by a phone call and the funds were deposited the next day. We were wondering how ics got his info because he could not remember signing up with them. The only conclusion we could come up with is that ics used the same taped conversation to let us hear for the loan but you can barely understand them at the beginning of where they are calling from which they say is the loudest they could get the lady's voice but my husband's voice is loud and clear!! Anyways they say my husband applied on 6/23 which is the same day the first payment of 80.00 for gfsil came out. The only thing is ics did not deposit the funds until 7/17 almost a month later. Gfsil tried to take out 75.00 on 7/7 then turned around and tried to take 155.00 on 7/21. i called a number that i got off here for ics which was 8008653898 and i tried the number for gfsil that i got from here 8772803359 and it sounds like the same lady with an accent, the options are the same with slight variations!! i then tried to call ics at the 8008653703 and explained to them that the account was frozen to any debits from them or gfsil because the activity they were doing was illegal and was under investigation and that i needed an address to send them their original deposit to. the man i spoke with keep putting me on hold and the phone kept hanging up. I kept calling back and i finally got this woman that stated that I could not mail them a mo it had to be drafted from my account and they were paperless and that's the only way they can send and receive payments. (but i could have sworn i remembered someone here stating they had sent them a mo for payment). I proceeded to ask for the correct address again and i told her i wanted the one in london so i could ensure that it will get to the proper person. she told me she could not verify this address and that she could not do anything until the check returned unpaid and she would send it to collections and they would contact me. i told her that i would also like that she not contact my husband at his place of business because it is state and all calls are recorded (which i think is true after a certain number of minutes) and she stated she would document the case and they will call him on an alternate #. She then hung up on me. what i think they do is keep trying to draft money from a person's account as long as it's open and once it closes they don't try anymore because all she kept emphasizing was it had to come back unpaid first before any payment arrangements could be made. I don't understand--i am trying to give you your 200.00 in full and you don't want to give me an address. mind you i told my bank all of this and they state that they will refund 72.00 of the nsf fees and if they do send anything through they will send it back and refund me any fees. these people are very crooked!!! if they don't want to take their original payment then they won't get any payment at all!!!! I'm not trying to run from my debt but if I can't get anything in writing from them I am not forking over 400.00 to anyone!!!!

Are you saying that they used one over the phone application to deposit two loans into his account?

That's only thing i can fanthom because he honestly says he did not apply for the loan at ICS and I really do believe him. Mainly because of the info they gave saying he applied on 6/23 but they didn't deposit the money until 7/17 and he says the people that called him called him on his old cell phone # which i, could be mistaken, was turned off on 6/23. i'm investigating that now.

If you find this to be accurate you must report this to Scotland Yard and the Barnet Police. You also need to report this to the Office of Fair Trading, the United States Secret Service, and a few other places. I have these email addresses. If nothing they have done before is fraud, than this most certainly is.

i'm trying hard to verify this information. i have his phone statement but all it says is unavailable so i'm not sure if it was from them or not. but if they try to take anything to court (which they probably won't) or if it they try to put it on his credit report, if he disputes it wouldn't the evidence have to be written such as the actual loan agreement and the burden of proof be placed in their hands or else it has to be removed? and if you can barely understand what the woman is saying then maybe he did not have a chance to make an informed decision. Also if you only have a certain number of days from approval to cancel the loan, how can you cancel if they don't give you anything with their number on it to call and they deposit the loan almost 3 weeks later only its too late to cancel because 4 days later they have already tried to debit your account. so when he tried to send it back why wouldn't they take the whole 200.00 instead of trying to take 124.00 then 76.00 the next thursday, if it wasn't some sort of scam. how do i know they wouldn't try to take the whole 200.00 next thursday? the more i think about it the more questions i have that they don't seem to be able to answer. i really think they are tired of me calling them!!!

mind you every thing i am talking about is for ics because everytime i call gfsil they give me a different number to call so now i have the following numbers 8772802337, 8772802343, 8772803359, and they all sound like the 8008653898 number from ics

i also just found out the gfsil has caller id!!!! i thought ics did because they wouldn't answer the phone for me. then this man from gfsil just told their systems are down and he would call me back and he recited my number and called me right back, asked me to verify the account and then proceeded to tell me the systems were down and he would call me back in 5 minutes. so everyone please block your numbers!!!!

this was at the 8772802337. i would rather for them to constantly call me than to call my husband at work so i really don't care about them having my number because i will just ignore any unavailable number and they'll have to leave a message :)

man called and i asked him about what my husband owes and an address to send the payment by mo. he insists the same thing as ics they put the money in the account by ach and it can only be taken out by ach. i then told him that the account is frozen and the bank is investigating all transactions made by them on the account. then he proceeded to tell me that he would talk to his manager and to call him back tomorrow around the same time. i then asked him how much he owed so i could make sure i got the correct amount of the mo and he stated that he owed 345. i asked him how did he owe that much on a 200 loan when he has paid 80 and they tried to get 75 (which they don't show as returned) and the 155 (which they didn't know was being returned) and he states every pay period you pay a processing fee that decreases by 5 and i asked that if that was so why did it increase by 80 and he changed and said i could just pay 266.00 and pay it off. and i told him that is even worst because i wanted to know what the 66 was for and he said that was the processing fee. and i asked what happened to the 5.00 scenario and he stated that was cheap compared to if it went to collections because there would be a whole lot more fees. i told him to send it to collections, send it to court, and we would battle from there because what they are doing is illegal and in the end they are going to get caught and they will be shut down. tonight i am going to have a good night sleep and i'm not going to worry about paying off nothing but paydayselect because at least i can go online and see where my payment went to once it's posted.

I have the same issue as the previous person.GFSIl and ICS are the same people I know because I recognize the voice on the phones they sound like the same person. For example I applied for a loan with ICS 5 days ago now normally you will receive a response one day or two later. This took almost a week. My previous loan was with GFSIL so I think they were not going to forward any money until I pay off the complete balance with my previous loan. The question I have is???? How do you know I have a previous loan with another company,also if you do know why are they exchanging confidential information such as a loan agreement.

dubzilla101

To me, everything sound illegal when talking about ICS and now GFSIL is also in focus. If they are having some connection, it must be in the illegal way. You must file your complaints at the AG's office about ICS and GFSIL. The authorities have to investigate on this matter soon as they are receiving many complaints each day.

anyone looking for a loan from gfsil should reconsider. I got a 200 $ loan from them in april, and was not able to pay the full loan. I have been making payments for a grand total of 455$. They are now saying that I have to pay 245$ on top of the 455$ I have already paid. That is more than double of the amount loaned. DO NOT GET A LOAN FROM THEM!!!!

auckele, ask for the latest statement of your loan account with GFSIL. You need to know if they have posted your past payments towards the debt account.

do u have there #. im going throughthe same thing?

I took a loan out and now every week they charge my checking account $60.00 and I don't have any way to stop this I want to pay this loan off but for some reason don't have a contact #. Can you help me to stop this???

margrit , GFSIL phone number is 800-865-3704. Fax number is 877-280-2330 / 877-280-3359

Contact your bank and get the payment ID of GFSIL blocked. Doing this, the company won't be able to make further debits using different amounts. How much was the total amount of your loan? Do this if you are sure of paying them more than the legal charges. The company will call you later asking for payment. Arrange a payment plan with them after reviewing your loan statement and if you further have an unpaid balance.

I have a loan through GFSIL, I took out a loan for $200 dollars and was unable to pay the full amount the next paycheck. I have been paying them $79 every 2 weeks for months now and I want to pay them more than that so that I can get my loan balance down so I can pay it off. I had someone call me from GFSIL the other day and said if I pay $200 on my next payday my loan will be paid off, but I am a little weary. I don't know what to do.

Kelly, get something in writing before you send money to GFSIL. Since you have a loan with them, you need to have everything documented about your money posted towards the account. Be pro-active.

I just moved to a new city, and having some money problem, and thought one of these payday loan would help me till my payday
I went online and apply for a loan, and the next day, I got so many different loan agency calling my office offering me a loan (While I was at work)
After I finally get a chance to talk to this company gfsil, they offering me $200.00 and I agree to pay them back on my next payday, which is on coming up Friday.
He told me to call him back on Wednesday and to make sure to notify them to take the money back out for the amount of $280.00. I told him that since I'm already notify you now, why do I still have to call on Wednesday? He said not to worry about it, I put it in the system already, we will withdraw the money back out on Friday.
Friday came and gone, and the following Monday, I checked my account, they did not take the money out, I called them back.
He said I'm supposed to call them back on Wednesday and notify them to take the money out.
My reply was this is f*** up, they took $80.00 out Friday, and now I'm agree to pay them back again, I have to paid another $80.00, which the total I'm paying back is $360.00 for a 4 days and a $200.00 loan. Fine, I did it, and don't ever want to do it again.
Last night I was online checking on my checking account, I realized someone been taking money out of my account since May, is now Aug. But the money they taking out is only $30.00 here and there, I did not pay any attention to it, and in the last 4 weeks, they been taking out between $125.00 and $140,00 without me knowing
There are awful, these are people hard working money
All they are doing is taking it a little at the time, a little at the time without you knowing and see if you do anything about it, and if you don't, they taking more and more, as of now, they already taken over $500.00 in my checking account.
I hope you people happy spending the money you guys cheated on a hard working people, and I hope you choke on it when you using MY MONEY to buy food

What if I can't get a hold of anyone?

I got their address it is 1005 terminal way suite 110 reno, nv 89502 ant the number is 1-877-280-2337 i just talk to them today

what the phone number

I need your address

I have the same problem, i just got a loan from gfsil they called me out of the blue saying i am approved for a loan. I never remember applying! My first payment was due thursday but at the same time some other company i never applied for tried to take $30 out of my account which cause my acct to be overdrawn and unable to pay the $80 to gfsil. I have closed my acct so this unknow place that is taking money out of my acct cant anymore, i asked my bank for there number and they gave it to me. I have been calling every day for hours and it always says that the csr are with other customers call back. I tried emailing them on their website which gives no phone number on it and all u can do is email them! What do i do! I closed my acct but i am sure they are doing this to other people and would love to have them invesitgated and take them down! And with all i have heard about gfsil i am not sure i want to give them my new acct number what do i do-should i send them $200 and be done! How do i get the address. I think i will tell them i am paying them with a mo-no account! But i need there address and number.

Good Luck with them and let us know what happens as I have had dealings with them and they wont work with Consolidation company and tell me they cant take payments sent by mail or mo so I dont know what to do either as they now say I owe them $500 for a $200 loand that I already have paid $155 on, They are ruthless on the phone and quite rude to talk to I did send them a cerified letter but they tell me they didnt get it I also filed a complaint with the FBI on them,
Let me know what you find out if anything,

today we got a phone call saying we were approved a loan of $200 that will be in our account tomorrow. We said no because we didn't apply for a loan with them. how did they get our number? here is the # they said we could call them back at. 877-280-2314

The company might have done a credit check. Legally, the companies are allowed to view your file but they can't touch it unless they have something valid. I heard some companies can verify information from your employment also.

Hi, I saw your post about GFS. I too have a loan with them that just went in default on Thursday. I called them before hand and told them it was going to bounce and they said I woud just have to wait for a collection call. Well, today I received an email asking me to call them. I did so and explained to the woman my bank closed my account so how could I pay the loan off. She told me the same bs about how they did an electronic transfer into my acct and had to take it the same way. She asked if I could give her a family member or a friend's account number, I laughed! Anyway, she finally said ok, I see your account has always been good, send me a MO to this address: 1005 Terminal Way, Suite 110, Reno, NV. 89502. She said for me to fax her a copy of the money order to 877-280-2330, write my ss# on it and attention my fax and my payment to Mrs. Shaw. If you really want to send them a payment, call up & act like you had this convo with her & verify what you need to send. You never know, it may work! Good luck

they still have not returned my call on payment arrangments its been 4 dys

same issue i rec'd a 200 loan and on my payday they took out 80.00. i was unable to make my full payment the next payday and they tried again for 75.00. now my balance of my loan is 400.00. these people are just calling me at work constantly. they also have my home phone and my mom answered the phone and started telling her things (they thought it was me)but they accused her that this was a fraud and that why i hung up on them. i am at work right now how can i be at 2 places at once. do not get a loan with these people.

Ok, hum, I was looking for their number today so that I could call them and verify that they only had to receive two more payments and they would be done. I came across your blogs and now I'm totally concerned. I took out a payday loan of $200 a few months back. They were just taking the finance fees out every two weeks for about three pay periods. Then I didn't have enough money in that account the next time and they proceeded to start tacking on fees. Over $400 by the time I called them to make other payment arrangements. Today, the are to take out another $100 (this would be $300 since I made the arrangements), I'm suppose to pay once more after this another $100 to pay off the loan, total being $400. Now I'm wondering if I should. I was a little peeved when they said I owed them over $400 because I had missed three payments (I had only missed two). I'm going to try the numbers I see listed onyour blogs and see if I can get a written statement from them in the mail, and I'm going to my bank today.

I made the fatal error of using this outfit once and I've got to tell you they are masters at covering their tracks. There is absolutely NO paper trail and it is nearly impossible to contact them. Unlike some of the other PDL outfits, GSFIL has no website where you can go to view your "account" detail at will. They DO, however, debit your account on a regular basis. BORROWER BEWARE :!:

:evil:

Hello all
I just did my very first payday loan over the computer and to my surprise it was 2 instead of one I did one with zip cash and I dont know how GFIL got hold of my information and deposit cash into my account. I dont know what to do or how it get intouch with them I dont want it messing up my acount either, so please if you can help me please do. :oops: :oops: :(

There seems to be an internal connection between several loan companies. I think you should send a letter to GFSIL and cancel the loan. Send their money back with a cancellation letter because their business sounds shady. Read more

http://www.debtconsolidationcare.com/settlement/about12557.html

http://www.debtconsolidationcare.com/settlement/pdl-dealing.html

These people are no more than thugs. If you can understand them to begin with. I took out a loan and have had nothing but harrassing calls at work all of the time. If I do not answer the phone and am not at my desk they leave threatening messages saying God have mercy on my soul and they hope I am at a safer site than my home or office as they will be coming for me. I have now hired an attorney since I cannot get a straight answer from anyone there and they continue to call me. We have sent out a cease and desist email through our attorney and the phone calls to my employment and threats continue. DO NOT TAKE OUT A LOAN WITH THESE PEOPLE, THEY ARE NOTHING BUT COMMON LOAN SHARKS!!!!!

I hope you saved these recorded messages of the collector's threats. I would also press charges against this company and person with the authorities.
Read this article about what happened to a collector who made such threats to debtors:
(www.collectionindustrylive.com/news_extortion)

Another phone number for GFS is 1-877-280-3359. I almost got a loan with them and then found this website and read what others have to say and thank goodness just in time to stop me from proceeding with this company.

Fraud....cancel if you have started a loan already!!!!!

Wmg, thanks for the information, I'm sure it will be useful to those who are dealing with this company!

Ok 18008653898 is the number to ICS, 18772803359 is the number to GFSIL, but on my bankstatement the number is a 775# and when i call the 775$ i get the number to ICS, the first time i called ICS's# they took my payment so the next time i called it was Sir you have the worng number we dont have your account, so why did last week you process my account she said the 800's got mixed up and i had relay called GFSIL,, I was like WTF ever lady hard time with this crowd, i cant wait till they are paid off