Trouble with LVNV Funding LLC

Do you have anything in writing from the original company that they are receiving your payments? You need to ensure that the money is getting posted towards your debt account and the balance is getting reduced.

If LVNV Funding does not have your account info, they don't have the legal purpose to report in your CR. If they have put the remark, dispute the item with the company and get it removed from your credit copy.

PassionHunting

Thanks for your reply. Yes, I've been receiving statements from Sam's Club each month indicating that my balance is going down.

I would turn that in to the state attorney general's office, and dispute it with the credit bureaus.

CASTILLO


"A couple of months later, Sam's Club started sending me late notices. Sam's has repeatedly denied that they sold my account."

Ive had this happen as well and the comapny really had no idea that your account has been sent because it was a mistake and the original company still has your account. If this is the same situation, Sam's club had sent your file with a bunch of others by mistake for baisic collection, but hasnt sold it to LVNV.
If LVNV had the accurate account info then this is probably what happened. If you havent done so, send all the copies from the collection agancy to sams ( id take it in personally) and show them the payments made to LVNV. Youll want to get that money transferred back to Sams club to show payment. I would aslo write a letter to head office detailing your problems with the collection agencies, and with Sams because they were not dealing with your situation. It was probably a clerical error on Sams part, but it has to be dealt with because as you say, your private iformation is being sold.

You dont want collection agencies to have ANY information on you because that can ruin your credit and collection agencies tend to make more "mistakes" and new bills youve never heard of will pop up on your credit file.

Sorry, it was early for me....
I was trying to say.... Ive had this happen as well and the company honestly didnt realise my account had been sent because they still had it in their systems.