confused about ASG

Erica-first you need to send a debt validation letter to them certified,return receipt,to make sure they are authorized to collect the debt,the amount is right,etc.Then in that letter,tell them from that point forward to cease and desist in contacting you,other that by mail.Keep any papers,keep notes on who calls and when also.I see you have not joined the forum,please consider this,it's free and there is also free credit counseling offered,as well as numerous posts from other members who have been where you are. Above the post reply button,is a Guide,go to that and you will receive more info-good luck...Karen

Thank you, i will do that this afternoon.

Is there much of a chance that no one will sign for it? If they don't sign, what should i do?

Can you fax it to them?

When the certified mail is sent, there should be some stamp from the post office proving that you have sent the mail. If they don't collect your mail, it is their problem but you have proof of your efforts.

Also, if you don't want to get phone calls from this CA, send a cease and desist letter. This will legally stop them from making any phone calls to you. Here is a sample letter of this

http://www.debtconsolidationcare.com/template-cdletter.html

Thanks for the help. I just sent the certified letter to cease and desist.

What if they do not sign for the cease and desist letter? They are getting ruder by the phone call...help please.

There must be a legal way to handle this type of situation when the CA does not sign for the C&D letter. An attorney dealing with fdcpa violations will be able to guide on this better. You need to have the important proof of the letter being sent from your side first.

Do not tell them you are mailing a cease and desist, or they might take note of that and refuse to sign for it. But, most likely they will sign for it because they do not want to pass up a chance that someone may have sent them a payment CMRRR.

If I were you I would call them and see why they are calling you. They really aren't that bad to work with, I've been working with them for a while and as long as you're honest with them they will work with you. You will receive information from them, it may a couple days but you will. If you know you owe a debt then just call them. They may seem mean but believe me they're much better than others. Good luck!