I am being sued by citibank credit card. I live with my daughter and have no income, i have not been able to pay on this debt since oct2001, i am scared i have never had this happen to me. what is the worst thing will happen to me?
What happens if I didn't
respond within the 30 day period to the courts or the attorneys. They
are totally scaring me to death. I've spoken to them several times, but
I guess this doesn't count? They just won't
settle.
Sub: #41 posted on Tue, 01/26/2010 - 02:54
Unregistered
Back in 06 i had 2 surgeries,
there was 1 mth that i was short on my check and wrote all my creditors
a check for $20.00. My minimum payment on my visa was $21.00. Because of
that $1.00 they tacked on $100.00 fees and charges and upped my
interest to 29.9. I wrote them a letter explaining my situation (i had
never been late on any payments) and they in 30 words or more told me
tough s___, so i called the number on the letter that they told me and
talked to 1 of the customer svc reps and about 1 week later i got a
letter from him telling me the same thing. To make a LONG story short i
made 3 more calls to other people that they told me to and the same.
Finally they gave me 1 more name and number that i called 4 times and
left a message but never got a call back. Now they have sued me and i
was wondering if i take all the documentation to court with me and show
the judge how much i tried to get them to work with me if it is possible
that he could throw it out and me not owe it anymore? Or what do you
think the judge will do? I owed $700 more or less and they are trying
to get $2200.00 out of me now.
Sub: #42 posted on Thu, 01/28/2010 - 00:00
Unregistered
Hey Nelly, I got a wage
garnishment notice in the mail, and I'm just wondering if this can be
legally done if the SOL has expired? Also is it too late at this point
to send the letter to the law firm representing them requesting
validation of this debt?
Sub: #43 posted on Thu, 01/28/2010 - 07:58
Unregistered
how do you request the court
to arrange for affordable payment plan to a bank
Sub: #44 posted on Mon, 02/08/2010 - 14:12
Unregistered
Quote:
Originally Posted by
Anonymous
how do
you request the court to arrange for affordable payment plan to a
bank
You can check out the following link for information on court
proceeding.
I keep getting calls/letters
on an old Providian credit card I defaulted on from 2005. I know
Providian was sold to Washington Mutual in 2005 ...and WaMu later went
bankrupt in 2008. The SOL for New Mexico (I think) is 4 years. Does
the WaMu bankruptcy help me? I don't think any debt I owed to a now
defunct company can be sold to a collection agency w/o my consent. Is
that logic correct?
Sub: #46 posted on Sun, 02/14/2010 - 14:41
Unregistered
Well, the fact that the
creditor has gone bankrupt doesn't free you from your debt obligation.
You still owe the debt. You may now owe to whoever has bought
WaMu.
The Bureau of Collection
Recovery is MORE than annoying and rude about my 92 yr. old Mother's
credit debt with Chase. They will not even tell me which of several
Chase cards that hae different addresses for payment.
I have her POA, but am not a co-signer. She is in hospital and will
probably die there or in a nursing home and never return to my home, but
this is the only address and phone number she has had in the last 10
years.
What is this "cease and desist" letter BCR wants to stop calling me 5-10
times a day AND using a robocaller and using a local area code person
who tries to connect me - often without doing so? Do I have to hire an
attorney for a "cease and desist" letter? I cannot find an example of
one.
Sub: #49 posted on Mon, 02/15/2010 - 13:16
Unregistered
AFTER LAYOFFS AND
HOSPITALIZATION, WE STARTED TO FALL BEHIND ON cc PAYMENTS. WE OWE A
TOTAL OF $34K TO CITIBANK BETWEEN MINE AND MY HUSBAND'S ACCOUNTS. AS
SOON AS WE STARTED HAVING FINANCIAL PROBLEMS, BEFORE MISSING PAYMENTS,
WE TRIED TO GET THEM TO WOK WITH US TO NO AVAIL. NOW ONE OF OUR
ACCOUNTS IS 80 DAYS PAST DUE, AND THEY ARE STILL REFUSING TO WORK WITH
US. THEY HAVE ALSO INCREASED THE INTEREST ON MY ACCOUNT. WE HAVE
ALWAYS HAD GREAT CREDIT AND PAID EVERY BILL ON TIME. WE HAVE BEEN
CUSTOMERS OF CITIBANK FOR OVER 15 YEARS. WHAT PLAN OF ACTION SHOULD WE
TAKE? WHAT IS THE WORST THAT CAN HAPPEN TO US? WE ARE EXTREMELY
CONCERNED.
Sub: #41 posted on Tue, 01/26/2010 - 02:54
Sub: #42 posted on Thu, 01/28/2010 - 00:00
Sub: #43 posted on Thu, 01/28/2010 - 07:58
Sub: #44 posted on Mon, 02/08/2010 - 14:12
You can check out the following link for information on court proceeding.
''http://www.nedap.org/hotl ine/court.html"
Sub: #45 posted on Tue, 02/09/2010 - 03:44
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Sub: #46 posted on Sun, 02/14/2010 - 14:41
Sub: #47 posted on Sun, 02/14/2010 - 22:48
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Sub: #48 posted on Mon, 02/15/2010 - 07:16
(Posts: 555 | Credits: )
I have her POA, but am not a co-signer. She is in hospital and will probably die there or in a nursing home and never return to my home, but this is the only address and phone number she has had in the last 10 years.
What is this "cease and desist" letter BCR wants to stop calling me 5-10 times a day AND using a robocaller and using a local area code person who tries to connect me - often without doing so? Do I have to hire an attorney for a "cease and desist" letter? I cannot find an example of one.
Sub: #49 posted on Mon, 02/15/2010 - 13:16
Sub: #50 posted on Tue, 02/16/2010 - 20:01