credit help

Hi Hayley

Welcome to the forums.

Taking a loan to repay credit card debts is not a good idea. What I suggest is that you should register yourself in the debt consolidation program. In a debt consolidation program all your debts will be consolidated into one debt. In addition your interest charges will be reduced and late fees will be eliminated. Besides this your total debt amount will be reduced to the extent of 40% to 60%. The debt consultant will negotiate with your creditors and will frame a monthly repayment plan which will suit your pocket. If you want a free debt counseling and advice then this site offers you the opportunity. Please fill up the signup form and avail this opportunity.

Hope to hear from you soon

Regards
Peter

Hi Hayley

Welcome to the forums. I will not suggest you to take a loan for clearing off your past debt. You will be required to pay the interest twice while taking these types of loans. Moreover, these types of loans require some collateral and if you default in making the payments, you might be at the risk of losing the home.

I will suggest you to take the services of the debt consolidation program. This program will serve the requirement of one monthly payment at affordable rate of interest and will not require any collateral from your side.

The debt consolidation program will clear all your accounts which are in defaults and will help you in improving your credit ratings for acquiring new credit.

Regards
Roxette