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Ellis CRosby & Associates

Submitted by on Sun, 07/31/2005 - 18:24
Posts: 202330
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Please see the letter bleow that I faxed to Ellis, Crosby and Associates. Please feel free to use it should you need.


May 20, 2005
Mr. Paul Epstein
4494 Southside Boulevard, Suite 200
Jacksonville, FL 32216
Duval County
Dear Mr. Paul Epstein:
Subject: Contact
Effective immediately, I respectfully request all further contact be by US MAIL only. I will no longer tolerate harassing calls at work, nor do I authorize you or your company to contact anyone other than myself about this debt. I request written notice telling me the amount of money I owe and the name of the creditor(s) to whom I owe. Under the protection of the Fair Debt Collection Practices Act, I am entitled to be treated with dignity and respect.
Your collection agency is in violation of the law by their actions stated as follows:

Constant calls to my work place after continuously advising my companies' policy on personal phone calls.
Belligerent, ridiculous, and insulting remarks from you or your staff.
Threatening to get my employer involve, which could result in termination of employment. (Stating I can keep my job if I pay an obscene amount of money within a 2 hour time frame)
Accusing me of fraud and the intent to fraud.
Threatening arrests
Contacting others I work with in regards to this debt.



After checking with the Better Business Bureau, I felt the need to inform them of your collection habits and will file a complaint with the Federal Trade Commission.

**I have filed complaints with all list plus with the Attorney General of Florida. it is my full intention to go to any length to protect the rights I as an american consumer was given. I applaud all that does what it takes to protect their rights, KUDOS TO YOU!


Kris

Welcome to the forums. As far as we know, Ellis Crosy & Associates are no longer in business. They are currently preparing for their court dates.

If you pay them, it will not get applied to your account. I would recommend waiting till it gets reassigned to another agency. Keep an eye out on your credit file, if at all possible.

Reagards-
Mike


Submitted by Teleport on Sun, 11/06/2005 - 11:58

Teleport

( Posts: 1388 | Credits: )


Kris

Mike is right. The money that you will send to Ellis Crosby will not go towards your debt account. They will pocket your money and you will yet again have to pay if a collection agency contacts you later for the same account.

When this company calls you next time at your work, tell them that you are aware of their legal actions and you won't be paying them anything until your debt is validated by them.

Send them a cease and desist letter to stop contacting you. This letter should be sent through certified mail with return receipt requested. They are legally restricted to contact you after receiving your letter except giving you details about your requested debt validation.


Submitted by ben on Mon, 11/07/2005 - 10:49

ben

( Posts: 2034 | Credits: )


I goy myself into a mess with those payday loans. Now I am getting calls from EC as well. The first time I sent them money, then I learned later that the people I borrower money from, never, heard of them. I am currnetly in the process of getting letters from these creditors stated that they did not hire EC to collect. Does anyone have their address?


Submitted by on Tue, 11/08/2005 - 04:54

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Ted Ellis and his company has filed bankruptcy. The same people are still collecting using a different name called Anthony Galloway & Assoc. Anthony Galloway is the name Ted Crosby used when he was a collector. I filed a lawsuit against Ellis Crosby and Assoc., I've just gotten all this new information from my attorney.


Submitted by on Thu, 11/10/2005 - 11:13

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The best I can give as far as contact information is 866-438-5982 (choose x.13 to get a human on the phone). Looks like they have relocated to Cheyenne, Wyoming. How do I know this? I'm an idiot and sent them payment before I found this web site. Silly me. I will definately keep my receipts and as for their tactics....still deplorable. Will definately let the FTC and the atty gen ofc for my state know what is going on. Hope this info is helpful


Submitted by on Mon, 11/14/2005 - 14:17

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The only number i have is 866-438-5982 ext. 5 for somebody named joe christianson who has a very foreign accent. When i found out i got swindled i called back and he quickly got off the phone and had some other heavy accented woman to get on the phone and she thought it was funny, told me that the guy joe was on the phone with the attorney general and hung up on me. I called back and she hung up when she heard my voice. It is a shame that nothing can be done. I would not have known anything was wrong until i had the company that i owed call me for payment. I told her what happened and she knew what happened. I faxed her a copy of my receipt from the money gram that has his name on it from the cheyenne office. Seems like something else could be done about it, but what?


Submitted by on Thu, 11/17/2005 - 10:06

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Hey RN, they called me on 11/15/05 demanding $1400 by 3pm and to wire to interstate wire comp bur in cheyenne, is this the same place you sent this money to? I never sent it and I haven't heard anything else. They never identified themselves as ECA or AGA.


Submitted by on Thu, 11/17/2005 - 10:17

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They had me send it to anthony galloway and associated in cheyenne office by moneygram the 4 digit code was 4575 and country was anthony galloway and associates and to put oocr in the message field and call them back with the confirmation number. Which i so stupidly did. 531.95 stupidly did


Submitted by on Thu, 11/17/2005 - 10:21

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I am confused I got a call from a cell phone with a florida area code in the same county the previous address for ECA was. They will not identify themselves but just said to send the money to interstate wire bureau with a receive code of 4192 in Cheyenne WY. Do you think perhaps it is Ellis Crosby or Anthony Galloway?


Submitted by on Thu, 11/17/2005 - 10:25

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I have no doubt that it is anthony galloway and associates, since ellis crosby is out of business. Check it out again. I have been told by the company here in florida that they are crooks.


Submitted by on Thu, 11/17/2005 - 10:33

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Toni

Do not send you money until you know the complete details of the accounts for which you are paying. You have the right to get it in writing as per the fdcpa law. The collection agency has to validate the debt before you agree to pay them with anything.

Toni, your money is not going to your debt account even if you keep paying them with the amount. Use your consumer rights otherwise money once gone from you will never come back.


Submitted by ben on Thu, 11/17/2005 - 10:34

ben

( Posts: 2034 | Credits: )


They told me the IP address (my e-mail) was traced back to my employer and they were going to get them involved and that I would be charged with fraud. They were trying to scare me into paying and then they would say forget it, "you just need to pay your debt to society". I had a feeling it was them. I am going to TRY not to worry about it. I was just confused as to why I needed to wire money to interstate wire bureau, which I was told was the bank I owed the money to. Does that sound like a bank? All I know is they scared me half to death and had me thinking I was on my way to the federal pen until I read this forum


Submitted by on Thu, 11/17/2005 - 10:39

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The CA wants to keep their basis strong but they are doing it through illegal means. Earlier, while Ellis Crosby was in business, they said the same things along with arrest warrants and other frauds. But see, a company doing legitimate business will never scare you with anything. Because they know that they are doing the right thing and they won't give you such threatening.

This company works with a set plan to scare people at the most. They earn money only if they can scare you and you send it to them in panic. If you don't research on them, you don't come to know that you are actually much stronger than them.


Submitted by ben on Thu, 11/17/2005 - 11:24

ben

( Posts: 2034 | Credits: )


Back in april i had an encouter with this company
Ellis crosby and asso..they contacted me on my job threatening me that i was going to get fired, how they had the police looking for me along with a warrant for my arrest..now of course i was very nervous about this for i didn't want any of this to happen...when i asked for more information they couldn't really supply it but due to i didn't want the extra hassle..i paid them all this money for which i never received documentation to support my proof of payment. I have been calling every month since then to get this letter that they "so called sent"..i had been dealing with a rude male named mr. Wakefield and i keep getting the run around..
..
Is it too late to get any recourse in this matter..for i know for a fact i didn't owe as much as they said i did..but due to the nature of my job..i couldn't have any trouble.


Submitted by on Fri, 11/18/2005 - 05:19

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Back in august i was callede at work by ellis crosby i paid my debt of 749.00 even though my loan was 400.00 now i got a call from a different collection agency for the same loan i need the number to electronic payment processing thank you


Submitted by on Fri, 11/18/2005 - 09:45

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Hi Leslie,

I really feel for you at this time and think that you should have done some research before sending money to Ellis Crosby.

This company was trying to scam people beyond imagination some months back. Now that the company has filed for bankruptcy, but still they are using other names for doing their business. But the tactics of collection still remains the same, it's illegal.

You say that you don't have any receipts to prove your payment. This could have been a very strong proof if any other CA contacts you for the same debt some time later. Now, that you don't have anything to prove for what you have been with, you might have to start from the beginning.

But you should file your complaints to the consumer protection office as well as the FTC and the BBB. Request them to go through your complaint because people are getting scammed by companies day after day.

Regards
Roxette


Submitted by roxette on Fri, 11/18/2005 - 12:11

roxette

( Posts: 4009 | Credits: )


I was harassed by Ellis, Crosby, and Associates back at the end of August. They were very threatening to me and I was very scared. I had finally paid them not knowing exactly what was happening to them. They cashed my treasurer's check in the amount of $515.00 (315.00 more than what I owed) and now I am being called from another agency based out of Chicago, Illinois called First Credit of America. They told me that Ellis, Crosby and Associates forwarded the debt to them to collect payment. They also told me that the only way to clear this up was to get a letter from Ellis, Crosby and Associates to state that my account was paid (I need their letterhead). How can I when they have been shut down? I tried calling the # I had but it was something very different. First Credit told me that if I couldn't do that, then I would have to pay another $350 to them and that collection for that money would continue. I have a copy of the check that was cashed by Ellis but they will not accept it. Please help. I do not know what to do anymore.


Submitted by on Tue, 11/29/2005 - 03:51

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Tammee

Welcome to the forums! Sorry to hear that you experienced problems with Ellis Crosby & Associates. ECA is currently undergoing legal troubles, and has filed bankruptcy. Chances are your account got sold during this process. This was no mistake, as it happened to several others, even before he filed for bankruptcy.

You mentioned that you kept a copy of the check that was cashed by ECA. This should be all they need, since ECA is no longer in business and undergoing a law suit.

Regards-
Mike


Submitted by Teleport on Tue, 11/29/2005 - 05:23

Teleport

( Posts: 1388 | Credits: )


I doubt that First Credit is much different than Ellis Crosby if they won't accept a copy of the cashiers check. Is your copy one from the bank that shows that it was cashed with the endorsement? If not, you might try getting a copy with the endorsement and sending it to First Credit with a letter saying this was payment in full on the account. There sure are a lot of these types of companies poping up everywhere.


Submitted by on Tue, 11/29/2005 - 11:52

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Does anyone have the numbers and Address to
JD Marketing and Cash today ltd


Submitted by on Fri, 12/02/2005 - 07:23

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POPO

Welcome to the forums! There isn't an address I could find right off the bat, but there is another posting that reveals key information about CashToday Ltd.

Please read the first posting, and other responses from the the thread below.

http://forums.debtcc.com/forums/cash-today.html

Hopefully, that'll be enough information for you, pertaining to Cash Today Ltd.

Regards-
Mike


Submitted by Teleport on Fri, 12/02/2005 - 08:42

Teleport

( Posts: 1388 | Credits: )


Leslie-you can contact the florida attorney generals office and they will send you an affidavit. They have a lawsuit out against this company and make sure you attach your money wire receipt to the affidavit after you have it notarized and mailed back. You can go to the website for the florida attorney generals office and get the phone #..you can also file a complaint on their website


Submitted by on Tue, 12/06/2005 - 12:43

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Can someone pls respond to my posting pls?? I have received threatening calls from a compnay called the Intersate Wire Compliance Bureau asking me to call Norma Brady @ 1-866-225-4872. When I called she led me to believe they were a federal agency and I had to wire $636 in 3 hours of they would send supoena's to my job and warrants requesting info from my employers lawywers. I will lose my job if this happens. I am certain I dont owe $636? what am I to do? can they legally supeona my job regarding the IP addressed used for a payday loan?? can someone pls offer some advice??


Submitted by on Wed, 12/07/2005 - 12:33

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JD Marketing
2830 StateLine Rd 204
Prairie Village, KS 66208
866-722-2136
fax 866-722-2137

Cash Today Limited
1005 Terminal Way Suite 110
Reno, NV 89502
800-680-2177
Fax 800-690-9926

Not sure if these are still correct, but this is what I used to contact them.


Submitted by on Wed, 12/07/2005 - 12:41

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lEAH

Read this thread and know the scare tactics used by Ellis Crosby. Interstate Wire Compliance Bureau is one of the many names being used by this company for illegal collections.

http://forums.debtcc.com/interstate-collections.html

Do not get puzzled. You have not done anything wrong for which you have to feel guilty. If you owe this debt, ask them to validate it. Send it in writing because it is your legal right in knowing the details of this account as per the fdcpa regulations.

If the company can send something to you in writing about this account which I highly doubt, you can make further arrangements on being valid.

Quote:

can they legally supeona my job regarding the IP addressed used for a payday loan?


The company is using all means to scare you so that you send money without giving a second thought. Browse through this forum and read some of the posts of Ellis Crosby. The tactics used by them is nothing new but they always prey on the innocent consumers.

Be aware of your consumer rights and if required, take legal counsel. You won't be sent to jail as they are threatening. You can file charges of harassment against them.

Regards
Roxette


Submitted by roxette on Wed, 12/07/2005 - 13:10

roxette

( Posts: 4009 | Credits: )


Leah-they did the same thing to me as far as acting as a federal agency by the name of interstate wire bureau. I didn't even get a toll free#. I was advised to call a cell phone number in florida and to wire money to interstate wire bureau in cheyenne wyoming..this guys are nutts!


Submitted by on Thu, 12/08/2005 - 11:27

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If you look at 'myfloridalegal.com' they have Ellis Crosby & Associates n/k/a Anthony Galloway & Associates. They have the old Ellis Crosby address there also. I guess the Florida Attorney General has caught on to this scam for them turning to Anthony Galloway.


Submitted by on Fri, 12/16/2005 - 06:49

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Be careful, this same company is using the fake name, Taylor James and Associates & Interstate Wire Compliance Bureau

If you hear about such calls with any of these names, you need to know for sure that Ted Crosby is hunting his prey. Do not get victimized and do not get scammed from these low lives!


Submitted by ben on Fri, 12/16/2005 - 11:18

ben

( Posts: 2034 | Credits: )


I have a ton of information on there illegal practices, dont give them shit, they are liars. I am currently looking into seeking legal action against them for there practices. email me if you have any questions.

email address removed as per forum rules - Vikas


Submitted by on Sat, 12/17/2005 - 15:18

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After a short time on this forum I am amazed at how many people have been victimized by crooks in the collection business. Taking it for granted that we are all mature adults here - how do you justify giving your bank account info to people over the phone, or accepting a verbal agreement in relation to
paying a debt, or not educating yourself in the credit laws, or allowing some collection agency misfit to bully you? With all the easily accessible info out there to help you there is no excuse for allowing these parasites to ruin your life.
They prey on the weak and uninformed and can only be stopped by arming yourself with knowledge of the law and your rights. Take a break from the TV and read up on your rights!


Submitted by on Sat, 12/17/2005 - 17:22

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This company (Interstate Wire Comp Bur in Cheyenne Wyo)called me wanting me to wire them $560.00 by 6pm and it was almost 3pm when I spoke with them. Now I cant get a hold of them, at all.


Submitted by on Tue, 12/20/2005 - 09:48

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Hi B

Welcome to the forums.

Do not get scared from this company especially. Interstate Wire Comp Bureau in Cheyenne Wyoming is violating the federal laws in a number of cases. This company is using scary tricks to recover money from the people. Debt collection practice done by them is purely illegal and you should report it to the local consumer protection office. You should also submit your online complaint at the FTC and the BBB website.

Do not send any money to this company. You don't have any record of the account for which the company is collecting from you. And moreover, if you send money, it will go into their pocket. Later, some other collection agency will try to contact you for this account because this company will not update your account with the bureaus. So, make sure that you do deal with this company in the proper way and after knowing your legal consumer rights.

Here is a complete thread discussing on this company and their illegal collections. Please have a look

http://forums.debtcc.com/interstate-collections.html


Submitted by roxette on Tue, 12/20/2005 - 12:45

roxette

( Posts: 4009 | Credits: )


DOES ANYONE OUT THERE HAVE A PH # OR ADDRESS TO Premier / N1Y / PARAGON / UNITED CASH / OR PREFERRED. I am getting harrassed by 1st credit of america, and interstate wire bereau. I cannot contact any of my pay day lenders. Please help !


Submitted by on Wed, 12/28/2005 - 10:58

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Frank, browse this forum and put a search on the name of the companies you are looking for. You will get their address details here.

Do not pay Interstate Wire Bureau anything. They are believed to be a scam and are being run by Ted Crosby. They stated doing business with this fake name after Ellis Crosby filed for bankruptcy. The Florida attorney general has filed a lawsuit against Ellis Crosby and we are waiting for the latest updates. Anyone knows the latest!


Submitted by ben on Wed, 12/28/2005 - 12:37

ben

( Posts: 2034 | Credits: )


ECA is desperately trying to get relief in bankruptcy court but the Florida AG is fighting them tooth and nail. They have failed to remit the amounts they collected to their clients. Also, as of today, I confirmed that the AG does not have anything on Interstate and is unaware of any connection to Ted Crosby. If anyone has info on this, contact the AG's office.


Submitted by on Wed, 12/28/2005 - 13:03

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I received a phone call from this real foreign accented man and he scared the bejeebies out of me. That I had a warrant for my arrest for fraud! I couldn't believe this. And everytime he went to talk with his "supervisor" he just clicked the line and I swear there wasn't anyone there. I have made two payments to them, but now after reading this, I don't think that they will be getting any more from me. I tried calling the 866 number also, and it's just a busy signal. Very very weird.


Submitted by on Thu, 01/05/2006 - 07:27

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That is the only number that I have and I only get a busy signal, crazy really, maybe since people found out about it, they have had it changed.
I used that number myself a few times in the beginning and it worked fine, who knows?


Submitted by on Fri, 01/06/2006 - 06:20

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