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Ellis CRosby & Associates

Submitted by on Sun, 07/31/2005 - 18:24
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Please see the letter bleow that I faxed to Ellis, Crosby and Associates. Please feel free to use it should you need.


May 20, 2005
Mr. Paul Epstein
4494 Southside Boulevard, Suite 200
Jacksonville, FL 32216
Duval County
Dear Mr. Paul Epstein:
Subject: Contact
Effective immediately, I respectfully request all further contact be by US MAIL only. I will no longer tolerate harassing calls at work, nor do I authorize you or your company to contact anyone other than myself about this debt. I request written notice telling me the amount of money I owe and the name of the creditor(s) to whom I owe. Under the protection of the Fair Debt Collection Practices Act, I am entitled to be treated with dignity and respect.
Your collection agency is in violation of the law by their actions stated as follows:

Constant calls to my work place after continuously advising my companies' policy on personal phone calls.
Belligerent, ridiculous, and insulting remarks from you or your staff.
Threatening to get my employer involve, which could result in termination of employment. (Stating I can keep my job if I pay an obscene amount of money within a 2 hour time frame)
Accusing me of fraud and the intent to fraud.
Threatening arrests
Contacting others I work with in regards to this debt.



After checking with the Better Business Bureau, I felt the need to inform them of your collection habits and will file a complaint with the Federal Trade Commission.

**I have filed complaints with all list plus with the Attorney General of Florida. it is my full intention to go to any length to protect the rights I as an american consumer was given. I applaud all that does what it takes to protect their rights, KUDOS TO YOU!


Wanted to find out if anyone had heard anything about the suit against this company by the Florida Attorney General's Office. I have been speaking with them and there was to be a court date this month? Just wanted to see what was new with this pending situation.

Any comments would be appreciated!
Thanks.


Submitted by gardnerjl on Wed, 04/26/2006 - 08:24

gardnerjl

( Posts: 184 | Credits: )


I too received a call asking me to call 904-685-5008 about money I owed a PDL. I think they said they were United Fed Bank They said they were filing a case against me for check fraus or something like that. If I paid them 850.0 they would not file. The original loan was 300.00. Is there any validatity to what they want to do with check fraud.


Submitted by on Wed, 06/07/2006 - 14:33

( Posts: 202330 | Credits: )


First off you will not be charged with check fraud. They are the ones committing the crime by threatening you. They have committed a violation. Send them a debt validation letter certified mail with return receipt. File a complaint against them with the AG in Florida and in your state and with the BBB and the FTC.


Submitted by Not so Lucky on Wed, 06/07/2006 - 14:40

Not so Lucky

( Posts: 3041 | Credits: )


Where do I get the phone number or address for the AG in Florida


Submitted by detard on Wed, 06/07/2006 - 14:56

detard

( Posts: 2 | Credits: )


Thank you. I had made an arrangement with the original company. Unfortunatley, I wa unable to keep the arrangement. I need to contact them again. I will also contact the FL AG


Submitted by detard on Wed, 06/07/2006 - 15:57

detard

( Posts: 2 | Credits: )


This is interesting stuff! You mean to tell me that this United Federal Bank is really Ellis Crosby?
In the BBB site it is listed as Platinum B Services, collection agency in Big Pine Key FLorida. This is from the number I entered when they called me the other nite...I wonder if the investigator I'm working with knows about this??? Hmmm..


Submitted by erzeke1 on Wed, 06/07/2006 - 22:19

erzeke1

( Posts: 1145 | Credits: )


I am getting calls from a place that say they are a pre-lidigation place amd I need to money gram them pymt by Monday. I need the address and phone # for M1y Direct, ALpha, & Arrowhead to verify amts owed. Can anyone help


Submitted by on Sat, 06/10/2006 - 11:54

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Cheryl, do not send any money to the CA until you have verified the complete details of the account. The CA has to provide proof in writing that they are authorized for this collection by the original creditor. Ask them to validate the debt in writing.

M1y Direct can be reached at 1-877-619-6584. Their fax number is 877-619-6583

http://forums.debtcc.com/forums/account-collection.html

MLS Direct Network (Alpha Processing)
3216 Cahaba Heights Road
Birmingham, AL 35243
Telephone: (205) 979-3339
Fax: (205) 967-3629

Arrowhead Investments, Inc.
1219 Lydia Ave.
Kansas City, MO 64106
Telephone: (866) 355-7308
Fax: (866) 379-7667

http://forums.debtcc.com/forums/about7856.html

Arrowhead Investments
PO Box 50191
Minneapolis, MN 55405

http://forums.debtcc.com/forums/about6591.html


Submitted by Justme on Sat, 06/10/2006 - 13:04

Justme

( Posts: 479 | Credits: )


I just got a call from Ms Long @877-270-5422 and LD cliff 877-255-2788 sayinf they will issue a warrant for me on 06-12-06 if I do not pay in full for past due Payday Loans but they will not send me any paper work to show who this is for or what original loan amt was.Can anyone help


Submitted by on Sat, 06/10/2006 - 18:18

( Posts: 202330 | Credits: )


Cheryl, start recording the phone call of the CA after checking your state laws. This CA is violating one the fdcpa laws by not validating your debt in writing. You must have a proof against them not following the federal laws.

http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text

In most of the states, you can do the recording secretly. First, check with your attorney general office if you have to notify the CA before the recording is done. Don't make any payment until you have verified the debt in writing from the CA. It might happen that they are trying to pocket your money by not providing any proof. Some other company will contact you later for the same account and you will realize that this CA was not authorized for the collections.


Submitted by GunsNroses on Mon, 06/12/2006 - 14:46

GunsNroses

( Posts: 485 | Credits: )


I was wondering the same thing that Chocolate Beauty asked about, has anyone heard anything. I have left several messages with the Attorney General's Office in Florida but have received no reply or phone call back from them.

Please advise if anyone knows anything about the resolution to this case.

Any information would be appreciated.
Thanks!


Submitted by gardnerjl on Wed, 06/14/2006 - 08:33

gardnerjl

( Posts: 184 | Credits: )


This is the bass associates that the great member of
This forum always give complaints about bass and
Associates.
Anthony i did a mistake in who called us?i put that you are a great member of budd hibbs and a great member of this forum.i copy the address of budd hibbs like was this forum.please forgive me.
I want to tell people about the great members of this forum.i want people came to this forum and
Get all the help they need like me.thanks all great members of this forum.


http://whocalled.us/lookup/8772812220


Submitted by tsacgiv on Wed, 05/16/2007 - 09:15

tsacgiv

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