Has anyone had any transactions with Cash Today, Ltd.

I am trying to contact Cash Today LTD and would like to know if anyone has the phone number or address?! I appreicate your help.

Hi

You can contact Cash Today Limited at the following address.

Cash Today Limited
Phone: 800-680-2177
Fax: 800-690-9926
1005 Terminal Way Suite 110
Reno, NV 89502

As per the consumers' feedback, the said company is not having satisfactory records in the bureaus. Moreover, they do all the account transactions from somewhere in London.

Please be sure that while you communicate with them, you should have all the mails certified along with the return receipt requested.

Regards
Roxette

i e-mailed the division of financial institution /www.fid.state.nv.us which was one of the links on the attorney general site that deals with issue like we are having, they e-mailed apparently darrenw at cash2day4u regarding my complaint:
Quote:

chyna26, Nice that you have a strong support from the government. Now in any case, either this debt will be proven by Cash Today or will be dealt legally.

Good work and best wishes

thanks ben. i hope this will get taken care of some way

I called today and asked if they could go ahead and take the whole amount out of my account and the full amount is not due untill the 7th of October and they were taking a finance charge out on the 30th of Sept. when I asked if they could go ahead and debit the 39 on today 30 of sept 2005 and then just debit the 150.00 out on the 3rd of october 2005, he said there was nothing he could do, I got upset because every other loan place I have done online did this for me, I got into major TROUBLE with these stupid payday loans I had 4000.00 out all at once and luckly with the grace of my parents they were able to help me get out of this! but I will never go through Cashtodaylimited or any other payday again....=

Tracy,
Since we all have no written contract with them and they are required in Texas, is this debt really legal and binding?

Shbear, I am wondering the same thing and I wished I could answer you question. The problem we have is Cash Today, LTD apparently is a non-US lender and has on many occasions told consumers they are not required to abide by US laws.

I dont think this is true, regardless if they are not in the US, they are doing business in the US and should have some kind of license to do so.

The Nevada AG is trying to invesitage them because of the growing number of complaints and hopefully will be sucessfull in identifying the lending company.

Tracy,
Can I contact the NV AG and file a complaint as well? Where can I do that on their website?

Yes you can, but you have to complete a form and mail it in. The form is in PDF format on their website at ag.state.nv.us. It's kindof hard to locate it, it is on the Bureau of Consumer Protection page listed as consumer complaint form.

I filed a complaint with the Nevada BBB regarding Cash Today Limited's behavior. However, I got a reply that they didn't agree with my complaint and it was being dismissed. Cash Today cited the fact that I hadn't paid my loan in full, and that I had a "call interrupt" service on my home phone which made contacting me at home impossible (BS as they've left me messages there before), and that they therefore HAD to call me at work. They also said they do not fall under any privacy or debt laws and therefore can do whatever they want. So, they dismissed my complaint.

The email address on the reply from Cash Today was darrenw(at)cash2day4u.com so please feel free to flood him with your complaints about his company and the way they harass us.

Pmburk

You should talk with the company about your debt. Not making arrangement towards your debt will further become more painful.

Pmburk: Send your complaint to the Nevada Attorney General. They are investigating Cash Today for numerous of complaints and hopefully will determine if they fall under Nevada's laws. Cash Today claims to be a non-US company and are not required to operatate under our laws, but they operating in the US and are abusing and harassing consumers. There must be something to do to stop them.

I can beleive the BBB is dismissing the complaint based on what Cash Today said. I mean, if they told the BBB that they can do whatever they want, dont ya think the BBB would have a problem with that.

My bad...I CANT (not can) believe the BBB is dismissing.....typo.

If anyone is a resident of New York, Texas and Georgia and has an open payday loan you can contact the company to stop collecting this debt because it is illegal in these states. I recently let one company know and they refunded me $470.

LadyStylz,
How do you go about doing that? I live in Texas.

Check out from the Trade Unions if a particular company is licensed to collect debt in the following states. If they are not, you can send a letter asking for a refund. Hopefully, this might be the natural process. Isn't it, LadyStylz?

Ben, Where can I check out this information? What is Trade Unions?

Shbear,

Trade Unions are those associations which list all the business enterprises operating in your state. You can also take the necessary information from the consumer protection office in your state.

I am in Texas as well. Can you please explain this further, or maybe start another thread on this?

Check with your state's Attorney General's Office. I know this about Georgia and Texas because the customer service rep at the payday loan compan told me. She said they are award of TX and GA but weren't aware of the law in NY...expect your refund in the morning and there it was.

consumeraffairs.com/news04/2005/ny_payday_case.html
You can also visit this site for the full story

[color=red][size=2][Link made inactive as per forum rules. Please copy and paste the address in your browser.-Vikas][/size][/color]

Since LadyStylz has in fact got the refund, I am just assuming that this might be the process.

LadyStylz, can you please explain the process if I went wrong in the explanation.

LadyStylz
is there anything i can look at to find out about whether cash today is legally collecting debt in my state which is georgia?

i actually looked on the attorney general site for georgia and it did say that payday loans are illegal and also stated that even internet payday loans are illegal for georgia. i went the the www.bbb.org and filed a complaint since it did not work with nevada, they have a link you can complain for uk now, so please file a complaint on that site and click on united kingdom

LadyStylz,
Was that customer service rep someone who worked for Cash Tody? If I called up Cash Today and told them that they can't legally collect this debt, what will they do? Will I get a refund of the money I have paid? Do I need to call my AG's office to get them involved?

Shbear, did you get the receipt after you paid the debt? Ask them to update your account as 'paid' in your credit report. After some days, pull your credit report online and check whether the account has been updated. If it has been done, the whole process will be complete.

Asking for refund comes later if your account is not shown as paid by the company. If it has been done so far, then you won't have to worry anymore.

Hmm.. I just recently took out a loan with them... and I'm really glad I looked here because I was wondering what that mysterious phone number was... At least I have a heads up now.

Nyki, make sure that you put everything documented while dealing with them. Send your letters through certified mail with return receipt requested. This will help you to prove your efforts with the dates mentioned on it.

This is the same company that keeps calling me at work offering me a loan.I keep telling them no thanks,and that I have not even applied for a loan,but they call me at least once a week.They called me today and wanted to know why I did not want a loan from them,I told them to please stop calling me,and I will never be needing a loan from them.This company likes to harass even the people who dont have loans from them.I could hardly understand the guy on the phone,but he seemed to be mad that I did not want a loan.Go figure!!

Twokidtwocat

Although it might be tough to stop them from calling you, but you should definitely register at the 'do not call' list since this time, it sounds like a tele-marketing call. But before you do this, make sure that you do not loose other important calls coming to your end.

I wished I had read this before I got a loan with them.

MJ,

I am sorry that you have lost your hard earned money. You should do proper research before making any types of financial decisions.

Please lodge your complaints at the FTC, BBB and the state attorney general office and request to look into the matter.

According to my lawyer, Cash Today would need certain licensing in order to conduct business with the United States. So even though they are not based in the US, they still MUST abide by our laws. I am going to proceed filing chapter 13 this week, and if I am harrassed further by this company once I provide my case number to them, my attorney and I will be filing a suit against them. They are NOT above the law. If they can do business here, they HAVE to adhere to the guidelines.

This is my second loan with Cash Today LTD. I took out the 2nd one because I was in dire need of cash. the first time I took out my loan they were so rude. The loan was taken out on a Monday and my first payment was due on Friday. I tried to get an extension but was given the run around. I was even hung up on. Everytime I tried to call I was told to call back and talk to another person. Finally I decided to pay them off. When I called to tell them I was paying them off, then they were ready to talk. They wanted me to extend my loan one more time. I told them no and to take the money. They continued to call I kept telling them no. Afterwards they would send e-mails and call trying to get me to take out a loan again. I wish I had read this page first. Do these laws also apply in Missouri?

After reading through more of these pages. I have found some very valuable information. I will never as long as I live take out another online payday loan. I am filing Chapter 7 bankruptcy and have included ALL my online payday loans. I have not defaulted on them but I they do not call me regarding these loans or try to garnish my checks. It was on the advice of my attoney to add them and after reading this forum, I am so glad I did. My finances were to far gone for debt consolidation. I found this page trying to find the address for Cash Today, I am so glad that I did. Believe me, there is very valuable information listed here. I just saw it a day too late. This will not be my last time coming to this forum. My learning days have just begun!!!! Thank you

I have tried to make arrangement and so far it seems to be working but they still call everyday. Can anyone supply a address and phone number???

The mail drop address is 1005 terminal way ste.110
nevada 89502
Phone number is 800-670-4075 or 800-670-4705

The phone number is 800-670-4075

I borrowed 200.00 from cashtoday. I have been paying fees for a month and half of 71.00. Now im trying to negotiate payment and they now say I owe 437.00 for more fees. What do I do?

Alicia,

Stick to your payment plan. Also, ask them to give you the details of all the calculation of interest. They have to put it in writing before you start payment to it. It's your legal right to know the details of the debt as per the fdcpa laws.

I to almost got a loan from this company, after reading these horror stories I tried to call an cancel, didn't work, However, I did email darren and samantha and the loan was canceled, so thanks to all for that info. Unfortunately, I had a debit of $21.95 for "go roadside pal". they used their own phone number on my bank statement. When I called to find out what this was they told me I had a 7 day free trial and I did not cancel in 7 days so they took the money. So, I asked how where what when did they get my info and the man told me through a payday loan. Now mind you I never got a payday loan. He gave me an address in Las Vegas to cancel in writing, he told me they didn't have anything on line. Liars! their site is roadsidepal.com phone# 866 898-2437 and you can canel online. So, I took it upon myself to email darren and samantha and roadside pal, I will be honest I wasn't very pleasant, I then emailed roadside pal 6 times. No response from anyone.
Today, I took a chance and called the number again, and guess what I am canceled and getting a refund.
The other thing is they have 3 companies, roadside pal, go debit card usa, and met plus discount prescriptions. Today, I spoke to a rep named Sheldon, when I gave him my name he instantly told me about my refund, and I verified the other 2 companies. This problem came about due to my online application. When I asked Sheldon what payday company gave him my info he said all they get is applications. Sounds fishy to me, all I can say is thanks to everyone on this site I didn't fall into their trap. Thanks for reading my story, good luck to everyone.

Hi Linda,

Welcome to the forums. Be very careful while dealing with such loan companies and check your credit report regularly. It seems that your personal information is being sold from one company to another. Anytime, they can hit your bank accounts and credit file.

If you can keep a religious check on your personal information, then only you will be able to detect any fraudulent activity and take active measures.

Regards
Roxette

please give me another extenion thank you

Hi andrew

Are you interested in extending your loan with Cash Today? Please call them at 800-670-4075 and place your request.

Remember that when you extend your period of loan, you pay your minimum amount towards the interests only and the principal amount remains unaltered. It is advised to arrange a payment plan and stick to it. This will help in clearing the loan faster.

Regards
Roxette

Please be careful what you say and reveal on this site, someone apparently has been snitching of saying something to this company and on top of that even the manager knows about it and has made a comment on people coming to this site regarding legal advise
About cash today limited

It's nice if we get a chance of people visiting from Cash Today Ltd. It will clear most of the unsolved mysteries.

WOW, I have been getting these phone calls for the past few Months or so.And, everything I have read? Is the same stuff I am now getting.The messages on my Voive mail ,etc.But, I did't know they were an illegal
Company. Their number comes up the same as the Lady who posted in here too.What can I do? Thanks..~Deb

sunshine2u

Welcome to the forums.

Have you applied for any loan from Cash Today recently? If so, then you should cancel the agreement as early as possible as you might have read many people being scammed.

Besides, Cash Today has operations from UK and they debit the accounts from there. Thus, it becomes very difficult to get a hold of them if required.

Regards
Roxette

I discovered a charge to my checking account from Roadside Pal for $21.95. I have no idea how they got my checking account information. Also this charge overdrew my account. I ended up with 2 overdraft charges because it cleaned out my account. :x CindyC