CreditorName

hello my name is julie a henderson i recieved an aspired visa credit card in the mail a about 2 weeks ago and i sent my payment in the mail a week ago. i sent a 50 dollar payment and i have yet to recieve activation or the funds taken out of my checking account. could someone please tell me what is going on because i tried to do the payment over the phone and it would accept my routing number for my checking account but after i enter my checking acct number it would say if this is correct press one now repeatidly
i would like to know if this is some kind of scam,

thank you
julie henderson

Hi Julie

Welcome to the debt consolidation Care forums. Aspire Visa is just a page in the database of this site. As a result, you have contacted the wrong company in this site.

Please contact the customer care cell of Aspire Visa to seek information about your account and request them to do the needful. Make sure that you keep all the paperwork intact so that you have a proof of it.

Regards
Roxette

aspire visa is terrible,i didnt know because my husband has this visa and he uses in december to pay some bills.they are calling already in the morning before 9 o clock and in the night for asking him for a 16 dollars payment and the due is only in february.they send letters without date only with the account ending digits,the envelope is a us postage paid aspire visa with a number ,no date.i dont know how he acquire this visa,for long time since last year they are send letters like this:-pay your bills,make a purchase.its easy with aspire checks!he never uses the checks only take some money of this visa,they said use the checks to paywater,eletricity or telephone,rent your appartment,condo or house,new furniture,appliances or clothes,other credit card balances like my husband uses to pay other credit card balances.i m sure he goes to pay in the next month and i m sure he only pays bills in this house and i assume this people from aspire visa are incorrect doing bad business with everyone,my husband is mentally ill and blind if happen anything illegal with him go to be very bad with anyone that tries abuses him and he has social security disability.i hope they wait february for received the first payment because i saw my husband said the due is only in february.rouxette what is a grace period?if they tell him they go charge him only in february why they call already in the day and night.yesterday the g@y wants a check by phone and i told him i go to complaint about this visa.please dont use aspire visa ,is a terrible visa.

Hi Tania,

Don't become panicky. Speak to them and clear your doubts. If you have any paperwork of dealing with them, read it, see when the account becomes due. It seems the account is within the grace period. Grace period is a particular time set by the creditor after which the repayment process starts.

I assume your grace period is going to end this Feb; that is because they are so active now. If the amount they care claiming is correct, there is no harm in paying it. However, always keep records of your payments, this is important.

dear bryron thanks for everything and is not possible to thank all of you that offer more than help to us and always try to teach us one new thing every day.the nasty g@y of aspire visa just call here and my husband told him the other employer from aspire told him to pay only feb.6,2006.the man told to make a check to him and i told him to pay in the correct day(grace period) to this company and keep everything that proof he is paying them.i tape but my volume is bad,but you can hear distants voices.i never saw a visa like aspire visa they dont wait for the first payment and payments every month.before me and my husband have a very good credit and we have all types of visas and he pays everything and he tries to pay every account that is his responsability but he is paying and some people are abusing him because they know he is mentally ill. In 1990 he told he was blind,nobody believes him,he lost job ,he stop to drive and only in 1996 they discover in bascon palmer hospital he was telling the true.i love the people of this forum and i really wants the best for all for you of debt consolidation care .thanks more one time,again and again,thanks.........................................

i m sorry because you said no more posts and they calling again and want 30 dollars now,i go to see if we put tomorrow 30 dollars.they sound like a bad debt collectors and many visa are bad but this one is worst than all the other visas,because they begin abuse you when begin to pay them,they sound like ltd and is only the beginning.i'm panicky and if they continue to call here every day or every month i go to complaint about them.I'm panick ,helpppp me!!! i

i"m sorry by the statement of aspire visa came by mail and the due is only feb.6,2006 and they harassed us since yesterday for pay this bill and you go to give them 30 dollars tomorrow.you believe they give a credit of1750,00 dollars and he uses 731.99 and i go to keep allthe papers they send to us .the amount in february 6,2006 is 38 and i have only 30 dollars for tomorrow.helppppppppppppppdont use aspire visa.

good news my husband fear them so much that he told me he dont go to use this aspire (aspirador visA NO MORE)in portuguese means vacuum cleaner.

Tania,

Why don't you place all your accounts under consolidation program? As per I can remember, you had some problems with LTD Financial also, just a few days back. You can include all your unsecured debts into the program and your consultant will handle all the collection agencies and creditors on your behalf.

This site offers free counseling, you can take it. Enter your contact information in sign up page to get a call from the counselor. I believe it will clear all your doubts.

As per as ASPIRE VISA issue is concerned, dispute the amount as you disagree with it. If they call again, ask for their address to send dispute letter. Whenever you feel any discrepancy in their claim, dispute it and go on with negotiation.

thanks very much stan.i believe in all of you of debt consolidation care and i know because this forum many bad things dont happen to us.sincerally i have contact this forum and all you gave to me was hope and sincerity.i dont have no more credit cards with my husband and i try to help him because i have 23 years with him and a happy life until he refuses treatment and became blind.but i have a mission in my life that is defend him and try to show him,he is not alone in this world.

sorry but i need to complain about aspire visa.the man just call my house and ask my husband if he can tape the conversation between my husband and him.i began to scream to my husband IN THE OTHER PHONe and
he refused to be tape.you already paid them and i dont understand it.like julie until now we didnt received in the mail any proof of payment from this visa.the aspire visa man wants to make a contract by phone and tape it.

aspire visa periodic finance charge is 26.75 and payment by phone (eletronic)is 15,00 dollars and cash advance is 12.50.the minimium payment is 41 dollars and i told my husband dont use this visa but he said he is paying it.i just copy his statement from april 9-2005 and the fees are absurd and i think anything is very wrong here.is it a normal statement or something else?

aspire visa just call my house at 8:30 am and i told the man to call later.MY HUSBAND told today may 16 is the day for pay aspire visa and he goes to pay them.he never missed any payments and i think is not fare they call here this time of the morning.

transunion credit report has aspire visa with the name columbus b&t georgia and equifax has aspire/cb&t.is this normal?the same aspire visa using 2 names with the same number of account and i have to research aspire visa by the number of account to find it.aspire visa is columbus bt&georgia or georgia bt& aspire to be aspire visa?

how do i contact the customer service department?

Aspire visa is the worst visa in the
Planet.yesterday we paid 52,00 to the
Aspire visa.the lady call just now(sunday0
To ask for more money.they ask for 160,00
For a visa that is 1700,00.i dont think
This aspire visa is for real and dont use
Aspire visa and remember they go to call you until in sundays.

Are you saying that you have a balance of $1700 on the visa and paid $52 but the Aspire company called and is telling you that you need to pay an additional $160? Are you behind in your payments?

we are not behind any payment and yester-
day we paid to aspire visa 52,00.we never missed a payment and is SUNDAY AND I THINK SUNDAY
IS SUNDAY AND i think aspire visa make
illegal things,aspire visa just treat good people like deliquents and i think that this is
a crime.dear amy 445 aspire visa is the
worst visa in the planet and until the
most worst in the planet like chase,
citibank,bank america,household bank.
capital one,etc....dont call you in sundays after a payment.sunday is sunday and aspire visa
is really ILLEGAL.

I got a call from them yesterday, (Aspire Visa), I was able to straighten the matter out with the lady, they were having a glitch in their system and it showed i had 3 separate accounts with them, I was on the phone with them for about 25 minutes and was able to get the matter straightened out, maybe you are experiencing the same thing. The lady was really embarassed and kept apologizing to me after we figured out what was going on. I don't know that calling on Sunday is illegal, they can't call after 9 pm though.

the man of AsPire VisA call here at 8:40 am.i thinK this people is calling to early for a bill already paid this month.i took the telephone and the man was quiet.he was not agressive and he told me wants to speak with my husband.i told him he cannot speak with him because he was sleeping.my husband sleept very late and i'm his guardian here.i call the number
1800573-1039.the lady from aspire visa told me to call my husband.i asked her if she didnt received a
PaYment of AsPire vIsa these month.i told her that he is a sick man)MENTALLY ILL) that is became Blind because retina pigmentosa and he told me he paid all his bills THIS MONTH NOV.2006. i told her if she wants him to go bankrruptcy(bancarrota)because his disability check is only 623,00 and i know that he has paid all his bills because my family have to give me money to help us to pay the utilities and other bills here.i told you have to paid fpl every month over 150,00 because miami is really hot and i cannot tell my husband dont use the air conditioning or the vacuUM cleaner (ASPIRADOR DE PO(in portuguese)=VACUUM CLEANER .My husband life's is so difficult and his mental ilness has increased because HIS VISION.
the payment of aspire visa is only due next month december 15-2006!!!my husband paid already a 53,00 in the begin of this month november,2006.i told the lady if he is paying aspire visa AND is not fare they call here at 8:40 am(illegal)
in florida and anywhere .i told her if AsPire VisA wants to OBLIGATED him to go BANCARROTA OR BANKRUPTCY??!!

i know debt consolidation care help any person that
need to pay all their bills.I KNOW DEBT CONSOLIDATION CARE MEMBERS ARE THE BEST OF THE BEST TODAY IN USA BECAUSE THEY REALLY CARE ABOUT PEOPLE AND THEY ARE VERY HONEST PEOPLE.
my husband is getting more mentally ill and he didnt want accepted anything good for him.i know chase bank dont deserved
payment of almost 10.000 from us.the case went to the court in 2004 and academy and a lawyer increased my husband bill 2 times more.i found today another collection in the same year 2003 charging for the same bill 5000,00 and academy charged 5000,00 +3000,00=8000,00 +fee in 2003.the lawyer put all fees of the court and came
for more than 10.000,00 chase account with fees for lawyer,etc.
any way chase laywer didnt get any money.until 2008 the equifax will publish it in MY HUSBAND'S credit report.(chase debit almost10.000).my brother in law said the house is in his name and my mother in law loves my husband and she knew she cannot put the house in his name.i never saw the will and i know my brother in law try to sell the apartament when my mother in law dies.he took all money(17000,00 from bank america joint account with my brother in law, my husband and my mother in law. my brother in law wants my husband in the mental hospital and me,go away to my country.my brother in law have to use b.america money to pay the condominium here.i refuse to go away.my sister in law (his wife)told me for i go away because he IS CRAZY AND UNTIL MONEY THEY OFFER ME AND I REFUSE.i'M NOT JUDAS THAT SOLD JESUS FOR 30 COINS OF GOLD. MY BROTHER IN LAW has to pay

145,00 a month of the condominium here AND HE HATES ME BECAUSE I"M THE STONE IN THE WAY.my mother in law told me nobody can take the apartament from my husband.my brother in law hates me
and i dont want to leave my husband.he needs me .he has only me.i need to do many things for give justice to my husband.if this apartament is not mine...i really dont care.my family really cares about me and him.i have a very good family that loves me and cares about me and him.i understand that i HAVE received so much love from my family and i feel very sorry for my husband
that lost his father and his mother that really loved
him.his brother told him last time he came here that
he had lost a day with his family to came to our house.my brother in law has acres in west palm beach .(i dont think he needs more money.)
i asked him if his only brother is not his family?!!!
my daughter(not his daughter)told my husband in the telephone that she loves him very much and she was telling me that was terrible what his brother told him .

my husband told me he paid aspire visa onlY 50.00
AND TOTAL BILL WAS 53,00.HE TOLD ME he is shorter 3,OO AND aspire visa call today because it.i think aspire visa has no right to call here for 3 dollars .

aspire visa call again to tell my husband the right price is 62,00 now.before was 53,00 and the problem is that my husband already paid 50,00.my husband told me he has paid this month aspire visa.i told him
that is not aspire visa in the telephone .i told him
that is jackson memorial crisis that wants to mark a consult for him with dr.sanchez m.ma.

aspire visa call today at 8:45 am IN florida for more money next week.i asked her if my husband didnt pay 50,00 november 2006 and she told me yes,he paid A 45,00.i told her
to send a bill of his payment and she told me he paid 45,00 and is shorter 8 dollars.(53,00 MINIMIUM PAYMENT)i told her he is sleeping and if she prefers THAT i give a complaint to attorney general and equifax.i told her dont call my house anymore.my husband has 1770,00(debt) in this card of aspire visa and i told him dont use aspiRE visa but he useD the money to pay his bills.aspire visa has no rights to call every day here.

the number is 18005731039 and the call was received december 17 ,2006 at 8.20 am.call return *69.I'm taking all calls here and is aspire visa again that is not happy with payment of 45,00 this month for a bill of 1770,00.i think my husband is happy because
I'm protecting him from aspire insistent calls without motive.if you have aspire visa pay only in the middle of the month.if you paid aspire in the begin of month ...wait for many callS from aspire VISA WANTS (2 PAYMENTS FOR MONTH)VISA ASPIre is nothing compare with aspireVISA!!!HELPPPPPPPP!!!!!

18005731039 THE CALL WAS RECEIVED DEZ 17 AT 8:20 PM.

the lady explain she needs a seCOND?!!PAYMENT OF 62,00 and i told her my husband has no money in his account and he already paid them a 45,00 this month.my husband told me aspire visa knows he had a 20,00 in his account and aspire go to take his last 20,00.my husband didnt sleep in this night and he told me he cannot sleep because aspire visa people
go to came in our house with a shot gun!!!my husband dont accept treatment and if he gets worst i have to put him in the hospital.i have to call police and he is not a criminal.if he has to go to crisis again
all these people go to see with me.

aspire visa call 4;30 pm saturday,november 18,2006.i told the lady that my husband was just sleeping 3 hours and she awaked him up.she told me she goes to ask only for 8,00.my husband gave his account in citibank (HE HAS ONLY 20,00 IN HIS ACCOUNT)and she promissed she'll take only 8,00.she told us that she dont call him no more this month. next payment now is only december 2006 and he can give only 54,00.my husband was right because he gave only 45,00 and he was shorter 8,00. the bill was 53,00.the bill increase a 1,00(54.00) for december 2006.aspire VIsa people really wanted + 62,00 next week and now is 8,00.i'm sure debt consolidation care members help ME ...ThannnkSSSSSSS!!!!!!!!!!!!!

aspire visa send a bill today for 45,00 and took
8,00(monday) + from the account of my husband in citibank.45,00+(8,00 in the bag of the vacuum cleaner)ASPIRADOR DE PO=ASPIRE VISA.
aspire wants a payment for next month of 92,81.fee by phone is 14.95.periodic finance charge is 40.94.
aspire visa told next month was 54,00 and now is 92,81.i want to see if next month ...8,00 PAYMENT APPEAR in the statement of next month..i report already BANK AMERICA TO EQUIFAX AND NOW i go to report ASPIRe VIsa.

aspire send a statement today for payment of 45.00 in
11-05-06 for my husband to aspire visa.

my husband paid aspire visa in 5-11-2006 $45,00
and they call here many days for more 8,00.the aspire visa took more 8,oo monday for account
of my husband(next time go to be 54,00 and today send a statement for december with 92.81 minimium payment .why they wanted 8,00 more or 62,00.i dont know .sorry about my english because i'm really confused.

closing date is november 15,2006'payment
due date is december 10-06.minimium payment
is 92.81.periodic finance charge is 40.94.
11-06-06(is 11-06 and not 11-05)phone
45,00py and phone fee is 14.95."your payment record has activated DELINQUENCy pricing therms
on your avvount.your new annual percentage
will be reflected on your next billing
statement.
your account is past due 8,00.(monday
november 20,00 my husband paid the 8,00
and yesterday we received this terrible
statement.i think equifax go to like to
see this statements.i have here 2 statements
in the same month(1page=2)9-18-06 55,oo and
10-04 -06 a payment of 51,00.i think
aspire visa wants save some paper or have
some bad intentions here.

aspire visa people dont think because they are robots.i think these people had a motor in a
brain to make them what they are:cowards!i received today a little piece of paper in the mail like a white envelope in the name of my husband that
cannot read the disparate of the message(blind)
and i dont tell him.
"drop it in the mail:RE:delinquency rate notice
8,00 past due paid already monday 11-20-06 and
read the letter:"beginning with your next bill cycle,the finance charge on your account"s
entire outstanding balance will be based on the DELIQUENCY rateas provided in your cardhold
agreement.this action is take because you have failed to make timely payments on your account.
the deliquency rate will take effect...(6 months)
18668167018 another telephone of aspire visa.
another lie from aspire visa for a man that every month paid them on time.

Aspire is the worst of all creditcompanies i ever dealt with.for example i wanted to make a payment over the phone wiyh my visacheck card ,was told their be a14 dollors serviescharge.my payment was only 30.00$ i felt like that wasent wright to do so ,i decided to cancel my account.then 3 days later aspire called me back telling me if i make apayment today over the phone by check she would wave the late charge,now dear amy tell me what is the difference between my visacheckcard or my personalcheck .......nothing it is the same account ,same bank.i replied i wont pay anything over the phone i will send apayment by mail.after that i get calls 24/7 early morning on the hour ,even on sundays.had one call at work and it was the last one ,my state has a law that no body can harras you at work .frankly i have the money to pay of my entire bill but will not give them the satisfaction.i already contact the attorney general of my state if the harrasingcalls dont stop.

aspire visa haVE almost A static balance of 1789.78 for january 9-2007 and the balance is going down a little(less than 2 cents).previous balance of december is 1788,81
12-06-06 $ 55.00payment
12-06-06 14,95$paid by phone fee
purchases debits 14.95 again and this visa had no cash or credit.
periodic finance charge is 49.02.this visa from ASPIRE IS REALLY robbing us.i have more 2 visas here shell and capital one1 hassle that i go to send TO EQUIFAX TO SEE all overcharges in this accounts.
the balance is not going down (only less than 2 cents1,97 cents=1789,78-1788.81=1.97 CENTS almost 2 cents. it is not static the BALANCE of aspire visa BECAUSE DIDNT STOPED completely AND DIDNT stop to MOVE YET. it is almost static because 1,97cents of 2 cents IS LIKE NOTHING!I REALLY DONT THINKING thE BALANCE OF ASPIRE VISA IS MOVING but is moving!!.i'm wrong because is not a static balance and is moving and didnt stoPED because a 1.97 almost 2 cents not dollar but cents.aspire visa is aliVE AND MAKE the payment of my husband worth almost 2 cents this month of december.

aspire visa have been paid a 55,00 a month for my
husband but the finance charge is almost a 50,00!
last month of february 2007 the balance was1798,94.after my husband paid them a 55,00 the new balance for march 2007 is 1808,16.fee by phone is almost a 15,00."YOUR ACCOUNT IS$58,16 OVER YOUR
1750,00 CREDIT LINE."MINIMIUM PAYMENT IS 116,32.
I want to help my husband but he never listen to me.
aspire visa is only in his name.i cannot be his guardian because he told me he kill himself.

I just started my account with visa aspire in 06-06. they have charged my account multiple times for one over limit and one late payment. I have disputed charges. They state that they have credited my account, butt have only credit of 23.00. Charges are 35.00 per over limit, 35.00 per late payment.

this was the most ridiculous people i ever had to deal with. first, i see how majority of the people are complaining about the calls in which i can relate. they called me every month like 5 times before my bill was even due. not only that i always spoke to someone that didnt speak clear english. it really pissed me off because i didnt know a damn thing they were saying. secondly, when i seen how much of a b.s. card it was i tried to cancel and the man over the phone would not cancel the card. he kept tryin to conveince me to keep it and there was no conveincing. so i just kept the card and didnt use it. my wallet gets stolen. when i report this to them they cancel it but they still charged me late fees, over the limit fees, maintenance fees and finance charges. now what kind of shit is that. if the damn card is cancelled why would u do that. my original balance was only $300 in which i didnt use all of it and now the balance on it is over $1200. i refuse to pay that b.s. they are scam artists. they dont make things clear, they harass you, and are just plain ridiculous when it comes to business.

aspire visa lady just call my house and i asked the lady what she wants because i just gave 60,00 for my husband and he had paid the aspire visa.i told her if is more money she wants is better dont speak to him.i told her that my husband is cutting his head and if anything happen to him i go to take aspire visa to the court.she told me was a survey but i told her he have paid 60,00 already and please dont harassing him for more money.

aspire visa is now1812,00 and minimum is 116,71finance charge is49,60.fee by phone is 14,95 (for a blind person
that cannot write a check,my husband only owner of this account from aspire visa).payment of my husband was 60,00.my husband is not accepting my help to pay aspire visa with a money order for not pay a fee of 14,95.i think blind people needs a law that forbid credit cards and other places to charge fees to them.anybody knows if is any law about it?if blind people cannot write checks and they have pay fees to give a check in the phone?i think this is very illegal.

ASPIRE VISA LETTER:PO BOX105341
ATLANTA GA 30348-5341
I DISCONNECT MY PHONE sometimes and ASPIRE visa is not happy.my husband pay every month to them over 50,00 ."the correct payment for february is 112.16.please contact 18662744824.
aspire visa 112,16 and is not 116,32.we apologize...
revolving credit departament.
in february the minimium was 116,32 and march was 116,71.you pay only 55,00 in february and march 60,00.
what is the big difference here?4 dollars?
aspire people want my husband call them for charged him a 112,16.
"aspire visa accounts are issued by COLUMBUS BANK AND TRUST AND SERVICES primarily by Compucredit
Corporation on behalf of columbusBANKandTRUST."

YOU HAVE ONLY 55-60,00 TO GIVE aspire visa every month.
i cannot give the FPL money to them.

Aspire visa is horrible! I had them and by the time they tacked on all their fees I had no available credit and have never been able to use the card! THey would not work through my debt consolidation program yet they cash their check from them every month!

The phone number for customer service is: 1-800-573-1039

Who called us ?18005731039.
This visa is horrible.i hate this visa.

How can I contact Aspire Visa? I need customer care number or address to get info on report sent to my credit report. Thank you for any help given.

Their customer(NO)service number is: 1-800-573-1039.

Geez, I also have one of their credit cards. Sounds like I'd better get rid of it, before I become a victim, too!

Thanks Vikas for your numerous posts
That is helping many consumers in the usa.
debt consolidation care great members
Really care about great people because
They are great people.
Thanks for all great posts of the great
Members of this forum.thanks for
Help us.thanks!!!

I want to send Aspire an email but can't find their email address anywhere.

JANNA I FOUND THIS PAGE OF RIP OFF THAT HAVE ASPIRE
VISA EMAIL:

http://www.ripoffreport.com/reports/0/231/RipOff0231257.htm